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DREMIAL

Active
Public limited companyfounded 201115 yrs activeNieuwe Steenweg(H.) 227, 3870 Heers, BelgiumKBO/BCE: BE 0834.771.409
Summary

DREMIAL has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.16M and a net result of €97k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 53% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability66▼-3
Solvency60▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.08 in 2023; short-term debt: 16.7% and cash: 1.3% of total assets), and 65.2% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
34.8%
Return on assets
2.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
1 d early
2023
42 d early
2022
31 d early
2021
32 d early
2020
31 d early
2019
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DREMIAL was incorporated on 23 March 2011.1 Total assets rose from EUR 2.9 million in 2018 to EUR 3.3 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Financials · fiscal year 2024, micro schema

Equity
€1.16M▲ 9.2%
2023 · €1.06M
Total assets
€3.32M▼ 3.0%
2023 · €3.43M
Net result
€97k▼ 31.7%
2023 · €143k
Working capital
€-505k▼ 5.3%
2023 · €-479k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€156k▲ 6.1%€125k▼ 19.4%€150k▲ 19.5%€208k▲ 38.4%€186k▼ 10.3%
Net result€70k▲ 10.3%€68k▼ 2.3%€95k▲ 39.6%€143k▲ 49.6%€97k▼ 31.7%
Equity€753k▲ 10.2%€821k▲ 9.1%€917k▲ 11.6%€1.06M▲ 15.6%€1.16M▲ 9.2%
Total assets€2.80M▼ 0.4%€3.04M▲ 8.3%€3.66M▲ 20.4%€3.43M▼ 6.3%€3.32M▼ 3.0%
Debt€2.05M▼ 3.9%€2.22M▲ 8.0%€2.74M▲ 23.7%€2.37M▼ 13.6%€2.17M▼ 8.5%
Working capital€-113k▲ 66.4%€-10k▲ 91.0%€-455k▼ 4,377%€-479k▼ 5.3%€-505k▼ 5.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2020: €156k€156kNet result 2020: €70k€70kOperating result 2021: €125k€125kNet result 2021: €68k€68kOperating result 2022: €150k€150kNet result 2022: €95k€95kOperating result 2023: €208k€208kNet result 2023: €143k€143kOperating result 2024: €186k€186kNet result 2024: €97k€97k20202021202220232024€0€100k€200kOperating result 2022: €150k€150kNet result 2022: €95k€95kOperating result 2023: €208k€208kNet result 2023: €143k€143kOperating result 2024: €186k€186kNet result 2024: €97k€97k202220232024
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.32M
Fixed assets €3.27M ▼ 3.3%
Current assets €51k ▲ 17.4%
Equity and liabilities €3.32M
Equity €1.16M ▲ 9.2%
Debt €2.17M ▼ 8.5%
Debt's share of the balance-sheet total falls from 69.1% to 65.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€297k▼
2023 · €318k
Cash flow
€208k▼
2023 · €253k
Current ratio
0.09▲
2023 · 0.08
Debt to equity
1.87▼
2023 · 2.24
ROE
8.4%▼
2023 · 13.5%
ROA
2.9%▼
2023 · 4.2%
Interest coverage
5.28▼
2023 · 5.36
Debt ≤ 1 year
€556k▲
2023 · €523k
Debt > 1 year
€1.60M▼
2023 · €1.84M
Income taxes
€32k▲
2023 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.43M€3.32M▼
Fixed assets21/28€3.38M€3.27M▼
Tangible fixed assets22/27€3.38M€3.27M▼
Land and buildings22€3.38M€3.27M▼
Financial fixed assets28€250€250=
Current assets29/58€44k€51k▲
Amounts receivable within one year40/41€880€9k▲
Trade receivables40€880€1k▲
Other amounts receivable41€0€8k▲
Cash at bank and in hand54/58€11k€42k▲
Deferred charges and accrued income490/1€31k€0▼
Equity and liabilities
Total equity and liabilities10/49€3.43M€3.32M▼
Equity10/15€1.06M€1.16M▲
Contributions10/11€663k€663k=
Capital10€663k€663k=
Issued capital100€663k€663k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€390k€487k▲
Amounts payable17/49€2.37M€2.17M▼
Amounts payable after more than one year17€1.84M€1.60M▼
Financial debts170/4€1.84M€1.60M▼
Amounts payable within one year42/48€523k€556k▲
Current portion of amounts payable after more than one year42€232k€268k▲
Trade debts44€410€7k▲
Suppliers440/4€410€7k▲
Advances received on contracts in progress46€28k€14k▼
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€20k€19k▼
Other amounts payable47/48€243k€248k▲
Accrued charges and deferred income492/3€5k€9k▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€111k€111k=
Other operating charges640/8€16k€19k▲
Gross operating margin9900€334k€316k▼
Operating profit (loss)9901€208k€186k▼
Financial income75/76B€21k€0▼
Recurring financial income75€21k€0▼
Non-recurring financial income76B€21k€0▼
Financial charges65/66B€59k€56k▼
Recurring financial charges65€59k€56k▼
Profit (loss) for the period before taxes9903€169k€130k▼
Income taxes67/77€26k€32k▲
Profit (loss) for the period9904€143k€97k▼
Profit (loss) for the period to be appropriated9905€143k€97k▼
Appropriation of the result
Profit (loss) to be appropriated9906€390k€487k▲
Profit (loss) brought forward from the previous period14P€247k€390k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€90k€89k€111k€111k=
Other operating charges640/8-€14k€15k€16k€19k▲ 17.6%
Gross operating margin9900€248k€230k€254k€334k€316k▼ 5.6%
Operating profit (loss)9901€156k€125k€150k€208k€186k▼ 10.3%
Financial income75/76B---€21k€0▼ 100%
Recurring financial income75---€21k€0▼ 100%
Non-recurring financial income76B---€21k€0▼ 100%
Financial charges65/66B-€49k€57k€59k€56k▼ 5.4%
Recurring financial charges65€55k€49k€57k€59k€56k▼ 5.4%
Profit (loss) for the period before taxes9903€96k€76k€93k€169k€130k▼ 23.1%
Income taxes67/77€26k€8k€-2k€26k€32k▲ 23.9%
Profit (loss) for the period9904€70k€68k€95k€143k€97k▼ 31.7%
Profit (loss) for the period to be appropriated9905€70k€68k€95k€143k€97k▼ 31.7%
Line20202021202220232024Change
Assets
Total assets20/58€2.80M€3.04M€3.66M€3.43M€3.32M▼ 3.0%
Fixed assets21/28€2.69M€2.84M€3.49M€3.38M€3.27M▼ 3.3%
Tangible fixed assets22/27€2.69M€2.84M€3.49M€3.38M€3.27M▼ 3.3%
Land and buildings22-€2.84M€3.49M€3.38M€3.27M▼ 3.3%
Financial fixed assets28€250€250€250€250€250=
Current assets29/58€111k€192k€162k€44k€51k▲ 17.4%
Amounts receivable within one year40/41€7k€98k€135k€880€9k▲ 898%
Trade receivables40-€71k€20k€880€1k▲ 45.2%
Other amounts receivable41-€28k€114k€0€8k-
Cash at bank and in hand54/58€104k€94k€1k€11k€42k▲ 271%
Deferred charges and accrued income490/1--€26k€31k€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€2.80M€3.04M€3.66M€3.43M€3.32M▼ 3.0%
Equity10/15€753k€821k€917k€1.06M€1.16M▲ 9.2%
Contributions10/11€663k€663k€663k€663k€663k=
Capital10-€663k€663k€663k€663k=
Issued capital100-€663k€663k€663k€663k=
Reserves13€7k€15k€7k€7k€7k=
Non-distributable reserves130/1-€15k€7k€7k€7k=
Legal reserve130-€15k€7k€7k€7k=
Profit (loss) carried forward14€83k€143k€247k€390k€487k▲ 25.0%
Amounts payable17/49€2.05M€2.22M€2.74M€2.37M€2.17M▼ 8.5%
Amounts payable after more than one year17€1.82M€1.96M€2.07M€1.84M€1.60M▼ 12.9%
Financial debts170/4-€1.80M€2.07M€1.84M€1.60M▼ 12.9%
Other amounts payable178/9-€163k€0---
Amounts payable within one year42/48€224k€202k€617k€523k€556k▲ 6.3%
Current portion of amounts payable after more than one year42-€185k€222k€232k€268k▲ 15.3%
Trade debts44-€1k€64k€410€7k▲ 1,703%
Suppliers440/4-€1k€64k€410€7k▲ 1,703%
Advances received on contracts in progress46---€28k€14k▼ 48.1%
Taxes, remuneration and social security45-€10k€3k€20k€19k▼ 7.0%
Taxes450/3-€10k€3k€20k€19k▼ 7.0%
Other amounts payable47/48-€7k€328k€243k€248k▲ 2.1%
Accrued charges and deferred income492/3-€50k€50k€5k€9k▲ 77.1%
Line20202021202220232024Change
Profit (loss) for the period9904€70k€68k€95k€143k€97k▼ 31.7%
+ Depreciation and write-downs630€78k€90k€89k€111k€111k=
Operating cash flow (approximation)€147k€158k€184k€253k€208k▼ 17.9%
Investment in fixed assets (approximation)-€-241k€-739k€0€0-
Change in cash-€-10k€-92k€10k€31k▲ 201%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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More with these figures Sector benchmark What changed Value indication

Timeline · acts, filings and financial milestones

2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €143k ▲49.6%
Operating result €208k, net result €143k, both a record.
31-12
Financial Equity above €1MEq €1.06M ▲15.6%
6 profitable years in a row build equity to €1.06M.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
12-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
388 m²
Building footprint
225 m²
Volume, LiDAR
1,469 m³
Parcel 73021A0223/00V000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dremial
Nieuwe Steenweg(H.) 227, 3870 HeersReal estate activities
since 20112.198.934.867
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73021A0223/00V000 Flanders 388 m² 1 · 225 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 3,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded23-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
42990Civil engineering
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing

Scores and ratios are computed by Checked and are not a credit decision.