DREAMERS
ActiveThe computed 12-month bankruptcy probability of DREAMERS is 1.6% (moderate). The 2024 annual accounts show equity of €41k and a net result of €13k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 39% of 36375 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability68▲+30
Solvency62▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.23 against 1.67 in 2023; short-term debt: 44.9% and cash: 3% of total assets), but 63.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.9%
Return on assets
12.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-11-2025, 116 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
116 d late
2023
21 d early
2022
339 d late
2021
296 d late
2020
31 d late
2019
97 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€41k▲ 48.6%
2023 · €27k
2018: €-19k
2019: €13k
2020: €23k
2021: €24k
2022: €27k
2023: €27k
2018 → 2024
Total assets
€110k▲ 61.8%
2023 · €68k
2019: €91k
2020: €46k
2021: €61k
2022: €98k
2023: €68k
2019 → 2024
Net result
€13k▲ 6,202%
2023 · €211
2019: €33k
2020: €10k
2021: €287
2022: €4k
2023: €211
2019 → 2024
Working capital
€61k▲ 122%
2023 · €27k
2019: €34k
2020: €22k
2021: €24k
2022: €27k
2023: €27k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€24k▲ 1.2%€27k▲ 15.0%€27k▲ 0.8%€41k▲ 48.6%
Operating result€16k-€110▼ 99.3%€3k▲ 2,334%€-421€20k
Net result€10k-€287▼ 97.2%€4k▲ 1,132%€211▼ 94.0%€13k▲ 6,202%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €20k after a loss of €421 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €110k
Equity
€41k▲ 48.6%
Debt
€70k▲ 70.7%
The debt ratio rises from 59.8% to 63.1%. Equity and debt are higher.
Key figures and ratios
Solvency
36.9%▼
2023 · 40.2%
Current ratio
2.23▲
2023 · 1.67
Quick ratio
2.23▲
2023 · 1.67
Debt / equity
1.71▲
2023 · 1.49
ROE
32.7%▲
2023 · 0.8%
ROA
12.1%▲
2023 · 0.3%
Debt
€70k▲
2023 · €41k
Debt ≤ 1 year
€50k▲
2023 · €41k
Income taxes
€4k▲
2023 · €57
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€68k€110k▲
Current assets29/58€68k€110k▲
Amounts receivable within one year40/41€68k€107k▲
Trade receivables40€47k€54k▲
Other amounts receivable41€21k€53k▲
Cash at bank and in hand54/58€322€3k▲
Equity and liabilities
Total equity and liabilities10/49€68k€110k▲
Equity10/15€27k€41k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€15k€28k▲
Amounts payable17/49€41k€70k▲
Amounts payable within one year42/48€41k€50k▲
Trade debts44€36k€43k▲
Suppliers440/4€36k€43k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€573-
Accrued charges and deferred income492/3-€20k
Income statement
Code20232024
Other operating charges640/8-€1k
Gross operating margin9900€-421€21k▲
Operating profit (loss)9901€-421€20k▲
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€349€3k▲
Recurring financial charges65€349€3k▲
Profit (loss) for the period before taxes9903€268€17k▲
Income taxes67/77€57€4k▲
Profit (loss) for the period9904€211€13k▲
Profit (loss) for the period to be appropriated9905€211€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€28k▲
Profit (loss) brought forward from the previous period14P€15k€15k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 116 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 339 days late
2023
31-12
Financial
Weakest financial yearnet €211 ▼94%
Net result drops to €211, the lowest in the series; recovery starts the following year.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 296 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Vijversstraat 401190 VorstGround area
2,010 m²
Building footprint
751 m²
Volume, LiDAR
5,658 m³
2 parcels, Brussels · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
dreamers
since 20042.146.434.707
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0028/00G003 | Brussels | 1,894 m² | 1 · 682 m² | 8.8 m · 3 fl. |
| 21652E0027/00V011 | Brussels | 116 m² | 1 · 69 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FM RENOVATION
BE 0690.950.004
Halle · Eq €41k
G-PAINT
BE 0729.829.681
Diest · Eq €41k
VISION INTERIORS
BE 1000.264.196
Boortmeerbeek · Eq €41k
ARCHITIME PROJECTS
BE 0686.730.306
Diepenbeek · Eq €40k
PETRANA
BE 0797.046.525
Vorst · Eq €41k
Of 7,292 companies in sector 43350 we hold annual accounts for 2,359. 1,965 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2004
Fiscal year end31-12
Activities, NACEBEL
43350Other building finishing work
43230Insulation installation
43291Specialised construction activities
43341Painting of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.