Skip to content

DRAYE

Active
Private limited companyfounded 2025active for 1 yearRue des Trois Ruisseaux 2, 1450 Chastre, BelgiumKBO/BCE: BE 1020.322.907
Summary

DRAYE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,366 and a net result of €18,366. Its solvency ranks better than 37% of 39,293 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 24-02-2025 Normal situation
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.370.634.567 1450 Chastre, since 24-02-2025
Financial year end
31 December
Peppol
Reachable since 23-09-2025

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€23,608
Turnover
≈ €110,000
estimated
Profit
€18,366
Equity
€19,366
Total assets
€49,289
Staff
≈ 0 FTE
estimated
Score breakdownraises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.51, cash €35,377Size: total assets €49,289Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in head offices and management consultancy (NACE 70)
Financial strength
Strong
Solvency 64
equity 39.3% of total assets
Liquidity 69
short-term debt 59.8% · cash 71.8%
Profitability 100
return on assets 37.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,536 companies, NACE 70, micro)
Last 24 months 03-2026: 0.4% 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026highest value 07-2026: < 0.1%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51, above the usual 1.5. Short-term debt is 59.8% and cash 71.8% of total assets. However, 60.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 37% of them on solvency, 61% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.51, cash €35,377
NBB · annual accounts
lowers risk · Size: total assets €49,289
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
45 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 16-06-2026 at the NBB

Turnover
≈ €110,000
Estimated: probably between €53,000 and €220,000
Total assets
€49,289
Net result
€18,366
Working capital
€14,956

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €49,289
Fixed assets €4,837
Current assets €44,452
Equity and liabilities €49,289
Equity €19,366
Debt €29,923
Debt's share of the balance-sheet total is 60.7%.
Key figures and ratios
2025 value
EBITDA
€23,128
Cash flow
€18,432
Current ratio
1.51
Debt to equity
1.55
ROE
94.8%
ROA
37.3%
Interest coverage
over 100
Debt ≤ 1 year
€29,496
Income taxes
€4,685
Staff costs
€480

Investments

fixed assets acquired
Item2025
Tangible fixed assets€4,903
Depreciation and write-downs of the year€66

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€49,289
Fixed assets21/28€4,837
Tangible fixed assets22/27€4,837
Land and buildings22€4,837
Current assets29/58€44,452
Amounts receivable within one year40/41€9,075
Trade receivables40€9,075
Cash at bank and in hand54/58€35,377
Equity and liabilities
Total equity and liabilities10/49€49,289
Equity10/15€19,366
Contributions10/11€1,000
Profit (loss) carried forward14€18,366
Amounts payable17/49€29,923
Amounts payable within one year42/48€29,496
Trade debts44€397
Suppliers440/4€397
Taxes, remuneration and social security45€6,117
Taxes450/3€6,117
Other amounts payable47/48€22,981
Accrued charges and deferred income492/3€427
Income statement Code2025
Remuneration, social security and pensions62€480
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66
Gross operating margin9900€23,608
Operating profit (loss)9901€23,063
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€23,051
Income taxes67/77€4,685
Profit (loss) for the period9904€18,366
Profit (loss) for the period to be appropriated9905€18,366
Appropriation of the result
Profit (loss) to be appropriated9906€18,366

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.

Line2025
Remuneration, social security and pensions62€480
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66
Gross operating margin9900€23,608
Operating profit (loss)9901€23,063
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€23,051
Income taxes67/77€4,685
Profit (loss) for the period9904€18,366
Profit (loss) for the period to be appropriated9905€18,366
Line2025
Assets
Total assets20/58€49,289
Fixed assets21/28€4,837
Tangible fixed assets22/27€4,837
Land and buildings22€4,837
Current assets29/58€44,452
Amounts receivable within one year40/41€9,075
Trade receivables40€9,075
Cash at bank and in hand54/58€35,377
Equity and liabilities
Total equity and liabilities10/49€49,289
Equity10/15€19,366
Contributions10/11€1,000
Profit (loss) carried forward14€18,366
Amounts payable17/49€29,923
Amounts payable within one year42/48€29,496
Trade debts44€397
Suppliers440/4€397
Taxes, remuneration and social security45€6,117
Taxes450/3€6,117
Other amounts payable47/48€22,981
Accrued charges and deferred income492/3€427
Line2025
Profit (loss) for the period9904€18,366
+ Depreciation and write-downs630€66
Operating cash flow (approximation)€18,432

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 11,279 companies had the same profile as DRAYE has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
96.6% was still going
2.6% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of DRAYE itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for DRAYE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 16-06-2026 2026-00165174 PDF

Board & ownership

Directors

Directors
1 director, no change since 2025
DRAYE Guillaume Jean Etienne Ghislain
Director · appointed in the act of 26-02-2025 · listed in the 2025 annual accounts, filed on 16-06-2026
Current

Owners and capital

Shareholders

At incorporation act of 26-02-2025 ↗

Capital transactions

Capital over time
  1. 26-02-2025 Incorporation · €24,000 · 24,000 shares

Network & group

DRAYE shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of DRAYE. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

2026
16-06
NBB filing Annual accounts 2025 filedNBB
micro format · 45 days before the deadline
2025
26-02
Gazette deed Incorporation
Starting capital €24,000 · Appointment: DRAYE Guillaume Jean Etienne Ghislain (director) · Founder8 points ▸
  • Incorporation, 18-02-2025
  • Founder, DRAYE Guillaume Jean Etienne Ghislain
  • Founding capital, €24,000
  • Bank account, “société en formation, compte spécial” (deed in French)
  • Other provision, “attestation notariée de conformité du dépôt, somme à disposition de la société dès à présent” (deed in French)
  • Board rule, 1
  • Director appointment, DRAYE Guillaume Jean Etienne Ghislain (director)
  • Pre-incorporation commitments, “takeover, engagements obligations activités au nom et pour compte société en formation” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name DRAYE in French
Enterprise number 1020.322.907
Legal form Private limited company
Status Active, normale toestand
Founded 24-02-2025
Entity type Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, 1450 Chastre, Rue des Trois Ruisseaux 2”
deed of 26-02-2025 (in French)

Registered office and establishments

Registered office Rue des Trois Ruisseaux 2, 1450 Chastre, Belgium
Establishment unit DRAYE, Rue des Trois Ruisseaux 2, 1450 Chastre since 24-02-2025 · unit number 2.370.634.567
E-mail guillaumedraye@outlook.be

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
62200 Computer consultancy and computer facilities management

Invoicing and payment

VAT number BE 1020.322.907
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1020322907
Other Peppol ID 9925:BE1020322907
Registered 23-09-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
1 June at 18:00
deed of 26-02-2025 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
1,872 m²
Building footprint
186 m²
Building volume
1,654 m³
Cadastral parcel Region Area Buildings Height / floors
25017B0021/00E000 Wallonia 1,872 m² 1 · 186 m² 11.7 m · 3