DRAGI-SAN

Active

Private limited companyfounded 199927 yrs activeLeopoldplein 45, 2500 Lier, BelgiumKBO/BCE: BE 0466.835.660

DRAGI-SAN has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 13270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

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Checked score

Score 2025

50 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability76▼-9

Solvency21▲+5

Growth32=

Track record100

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.39 against 0.32 in 2024; short-term debt: 61% and cash: 12.7% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-3.9%

Return on assets

6.2%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 13270 sector peers (2025).

NBB · sector comparison

Position among 13270 sector peers

Solvency

better than 24%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

86 d early

2024

58 d early

2023

62 d early

2022

61 d early

2021

62 d early

2020

81 d early

2019

66 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-4k▲ 61.2%

2024 · €-9k

2018: €21k 2019: €38k 2020: €11k 2021: €-10k 2022: €-32k 2023: €-23k 2024: €-9k

2018 → 2025

Total assets

€90k▼ 15.0%

2024 · €106k

2018: €94k 2019: €97k 2020: €65k 2021: €53k 2022: €44k 2023: €34k 2024: €106k

2018 → 2025

Net result

€6k▼ 60.2%

2024 · €14k

2018: €19k 2019: €19k 2020: €-27k 2021: €-21k 2022: €-22k 2023: €9k 2024: €14k

2018 → 2025

Working capital

€-34k▲ 20.0%

2024 · €-42k

2018: €-457 2019: €10k 2020: €-15k 2021: €-34k 2022: €-55k 2023: €-44k 2024: €-42k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-10k-€-32k▼ 211%€-23k▲ 27.6%€-9k▲ 60.6%€-4k▲ 61.2%

Operating result€-18k-€-18k▼ 0.8%€12k€18k▲ 53.4%€10k▼ 42.3%

Net result€-21k-€-22k▼ 1.5%€9k€14k▲ 58.8%€6k▼ 60.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 42% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €90k

76.2%

23.8%

Fixed assets €69k▼ 20.4%

Current assets €22k▲ 8.5%

Key figures and ratios

2025 value · change against 2024

EBITDA

€35k▼

2024 · €42k

Cash flow

€30k▼

2024 · €38k

Solvency

-3.9%▲

2024 · -8.6%

Current ratio

0.39▲

2024 · 0.32

Quick ratio

0.32▲

2024 · 0.25

Debt / equity

-26.52▼

2024 · -12.66

ROA

6.2%▼

2024 · 13.2%

Interest coverage

7.49▼

2024 · 11.16

Debt

€94k▼

2024 · €115k

Debt ≤ 1 year

€55k▼

2024 · €62k

Debt > 1 year

€39k▼

2024 · €54k

Income taxes

€268▼

2024 · €349

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€106k€90k▼

Fixed assets21/28€86k€69k▼

Tangible fixed assets22/27€86k€69k▼

Plant, machinery and equipment23€13k€13k▼

Furniture and vehicles24€73k€56k▼

Current assets29/58€20k€22k▲

Stocks and contracts in progress3€4k€4k▼

Stocks30/36€4k€4k▼

Amounts receivable within one year40/41€735€5k▲

Trade receivables40€242€5k▲

Other amounts receivable41€493€291▼

Cash at bank and in hand54/58€14k€11k▼

Deferred charges and accrued income490/1€734€917▲

Equity and liabilities

Total equity and liabilities10/49€106k€90k▼

Equity10/15€-9k€-4k▲

Contributions10/11€19k€19k=

Reserves13€19k€19k=

Distributable reserves133€19k€19k=

Profit (loss) carried forward14€-47k€-41k▲

Amounts payable17/49€115k€94k▼

Amounts payable after more than one year17€54k€39k▼

Financial debts170/4€54k€39k▼

Amounts payable within one year42/48€62k€55k▼

Current portion of amounts payable after more than one year42€20k€15k▼

Financial debts43-€52

Credit institutions430/8-€52

Trade debts44€7k€5k▼

Suppliers440/4€7k€5k▼

Taxes, remuneration and social security45€349€2k▲

Taxes450/3€349€2k▲

Other amounts payable47/48€34k€33k▼

Income statement Code20242025

Non-recurring operating income76A€9k€2k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼

Other operating charges640/8€2k€1k▼

Gross operating margin9900€44k€36k▼

Operating profit (loss)9901€18k€10k▼

Financial income75/76B€9€4▼

Recurring financial income75€9€4▼

Financial charges65/66B€4k€5k▲

Recurring financial charges65€4k€5k▲

Profit (loss) for the period before taxes9903€14k€6k▼

Income taxes67/77€349€268▼

Profit (loss) for the period9904€14k€6k▼

Profit (loss) for the period to be appropriated9905€14k€6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-47k€-41k▲

Profit (loss) brought forward from the previous period14P€-61k€-47k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

03-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-05

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Back to profitnet €9k

Net result €9k after 3 loss-making years.

31-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

11-05

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Weakest financial yearnet €-27k ▼242%

Net result drops to €-27k, the lowest in the series; recovery starts the following year.

26-05

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Highest result since 2018net €19k ▲1.7%

Operating result €29k, net result €19k, both a record.

21-05

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

22-05

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

07-06

NBB filing Annual accounts filed

fiscal year 2016 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lier · 1 establishment unit since 2000

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leopoldplein 452500 Lier

Ground area

220 m²

Building footprint

122 m²

Volume, LiDAR

1,165 m³

Parcel 12393F0295/00N007, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

HANDELSHOF

Leopoldplein 45-47, 2500 LierNACE 5530105

since 20002.096.382.608

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12393F0295/00N007	Flanders	220 m²	1 · 122 m²	14.7 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Lier2.096.382.608

2 permissions

Kamer met ontbijt · since 28-06-2016

Toelating · Eetgelegenheid · since 01-01-2006

Similar companies · same sector, comparable size

Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,596 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-09-1999

Fiscal year end31-12

Activities, NACEBEL

55401

56301Cafés and bars

47241Retail sale of bread and pastry (bakery outlets)

47260Retail trade

52240

55302

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.