DRAFHANDEL DECUYPER
ActiveDRAFHANDEL DECUYPER has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €285k and a net result of €43k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 41% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+61
Solvency66▲+15
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.28 in 2024), and 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.1%
Return on assets
5.5%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-05-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
23 d early
2023
19 d early
2022
20 d early
2021
34 d early
2020
15 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€285k▲ 18.0%
2024 · €241k
2018: €123k
2019: €126k
2020: €132k
2021: €137k
2022: €172k
2023: €234k
2024: €241k
2018 → 2025
Total assets
€789k▼ 5.1%
2024 · €831k
2018: €319k
2019: €380k
2020: €397k
2021: €469k
2022: €736k
2023: €792k
2024: €831k
2018 → 2025
Net result
€43k▲ 510%
2024 · €7k
2018: €9k
2019: €3k
2020: €6k
2021: €35k
2022: €36k
2023: €62k
2024: €7k
2018 → 2025
Working capital
€215k▲ 33.8%
2024 · €161k
2018: €118k
2019: €71k
2020: €80k
2021: €99k
2022: €118k
2023: €133k
2024: €161k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€172k▲ 26.1%€234k▲ 35.9%€241k▲ 3.0%€285k▲ 18.0%
Operating result€56k-€55k▼ 1.4%€88k▲ 59.5%€25k▼ 71.8%€72k▲ 187%
Net result€35k-€36k▲ 3.2%€62k▲ 73.8%€7k▼ 88.5%€43k▲ 510%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 187% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €789k
Fixed assets
€74k▼ 18.7%
Current assets
€715k▼ 3.5%
Equity and liabilities €789k
Equity
€285k▲ 18.0%
Debt
€504k▼ 14.6%
The debt ratio falls from 71.0% to 63.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€92k▲
2024 · €43k
Cash flow
€64k▲
2024 · €25k
Solvency
36.1%▲
2024 · 29.0%
Current ratio
1.43▲
2024 · 1.28
Quick ratio
1.22▲
2024 · 1.00
Debt / equity
1.77▼
2024 · 2.45
ROE
15.2%▲
2024 · 2.9%
ROA
5.5%▲
2024 · 0.9%
Interest coverage
7.07▲
2024 · 5.90
Debt
€504k▼
2024 · €590k
Debt ≤ 1 year
€499k▼
2024 · €579k
Income taxes
€15k▲
2024 · €11k
Staff costs
€50▼
2024 · €604
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€831k€789k▼
Fixed assets21/28€91k€74k▼
Tangible fixed assets22/27€91k€74k▼
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€1k€318▼
Other tangible fixed assets26€82k€69k▼
Current assets29/58€740k€715k▼
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Stocks and contracts in progress3€161k€105k▼
Stocks30/36€41k€30k▼
Contracts in progress37€120k€75k▼
Amounts receivable within one year40/41€235k€305k▲
Trade receivables40€184k€296k▲
Other amounts receivable41€51k€9k▼
Current investments50/53€39k€51k▲
Cash at bank and in hand54/58€97k€61k▼
Deferred charges and accrued income490/1€178k€163k▼
Equity and liabilities
Total equity and liabilities10/49€831k€789k▼
Equity10/15€241k€285k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€179k€223k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€173k€216k▲
Amounts payable17/49€590k€504k▼
Amounts payable within one year42/48€579k€499k▼
Current portion of amounts payable after more than one year42€15k€15k=
Financial debts43€225k€225k=
Credit institutions430/8€225k€225k=
Trade debts44€272k€186k▼
Suppliers440/4€272k€186k▼
Other amounts payable47/48€67k€73k▲
Accrued charges and deferred income492/3€11k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€604€50▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€45k€94k▲
Operating profit (loss)9901€25k€72k▲
Financial income75/76B€624€0▼
Recurring financial income75€624€0▼
Financial charges65/66B€7k€13k▲
Recurring financial charges65€7k€13k▲
Profit (loss) for the period before taxes9903€18k€59k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€7k€43k▲
Profit (loss) for the period to be appropriated9905€7k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€43k▲
Transfer to equity691/2€7k€43k▲
To other reserves6921€7k€43k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €62k ▲73.8%
Operating result €88k, net result €62k, both a record.
30-09
Financial
Equity above €200kEq €234k ▲35.9%
6 profitable years in a row build equity to €234k.
10-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Equity above €150kEq €172k ▲26.1%
5 profitable years in a row build equity to €172k.
27-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €3k ▼65.9%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
14-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Liersebaan 1822240 ZandhovenGround area
401 m²
Building footprint
86 m²
Volume, LiDAR
580 m³
Parcel 11027A0179/00L000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
drafhandel-decuyper
since 20052.149.521.483
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11027A0179/00L000 | Flanders | 401 m² | 1 · 86 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZandhoven2.149.521.483
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Of 688 companies in sector 46216 we hold annual accounts for 475. 359 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-06-2005
Fiscal year end30-09
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
51210
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.