DRABIK CONSTRUCT
ActiveDRABIK CONSTRUCT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €14k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+20
Solvency98▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.97 against 6.6 in 2024), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.5%
Return on assets
7.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
20 d late
2023
1 d early
2022
23 d late
2021
30 d late
2020
4 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 11.7%
2024 · €104k
2018: €56k
2019: €51k
2020: €50k
2021: €60k
2022: €86k
2023: €97k
2024: €104k
2018 → 2025
Total assets
€195k▲ 55.5%
2024 · €125k
2018: €58k
2019: €59k
2020: €88k
2021: €99k
2022: €114k
2023: €110k
2024: €125k
2018 → 2025
Net result
€14k▲ 66.1%
2024 · €8k
2018: €-10k
2019: €-5k
2020: €-783
2021: €10k
2022: €26k
2023: €11k
2024: €8k
2018 → 2025
Working capital
€77k▼ 7.1%
2024 · €83k
2018: €56k
2019: €47k
2020: €65k
2021: €62k
2022: €91k
2023: €97k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€86k▲ 43.0%€97k▲ 13.3%€104k▲ 6.8%€116k▲ 11.7%
Operating result€13k-€29k▲ 126%€14k▼ 51.5%€13k▼ 6.6%€24k▲ 83.2%
Net result€10k-€26k▲ 160%€11k▼ 55.6%€8k▼ 27.3%€14k▲ 66.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 83% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€79k▲ 183%
Current assets
€116k▲ 18.9%
Equity and liabilities €195k
Equity
€116k▲ 11.7%
Debt
€79k▲ 267%
The debt ratio rises from 17.1% to 40.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€31k▲
2024 · €19k
Cash flow
€21k▲
2024 · €14k
Solvency
59.5%▼
2024 · 82.9%
Current ratio
2.97▼
2024 · 6.60
Quick ratio
1.98▼
2024 · 4.58
Debt / equity
0.68▲
2024 · 0.21
ROE
11.9%▲
2024 · 8.0%
ROA
7.1%▲
2024 · 6.6%
Interest coverage
4.85▼
2024 · 11.06
Debt
€79k▲
2024 · €21k
Debt ≤ 1 year
€39k▲
2024 · €15k
Debt > 1 year
€40k▲
2024 · €7k
Income taxes
€4k▲
2024 · €3k
Staff costs
€59k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€125k€195k▲
Fixed assets21/28€28k€79k▲
Tangible fixed assets22/27€26k€73k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€5k€5k▼
Other tangible fixed assets26€19k€67k▲
Financial fixed assets28€2k€7k▲
Current assets29/58€97k€116k▲
Stocks and contracts in progress3€30k€38k▲
Stocks30/36€30k€38k▲
Amounts receivable within one year40/41€20k€14k▼
Trade receivables40€19k€14k▼
Other amounts receivable41€652€9▼
Cash at bank and in hand54/58€44k€61k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€125k€195k▲
Equity10/15€104k€116k▲
Contributions10/11€14k€14k=
Reserves13€90k€102k▲
Distributable reserves133€90k€102k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€21k€79k▲
Amounts payable after more than one year17€7k€40k▲
Financial debts170/4€7k€40k▲
Amounts payable within one year42/48€15k€39k▲
Current portion of amounts payable after more than one year42-€4k
Financial debts43€0€30▲
Credit institutions430/8€0€30▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€7k€29k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€1k€19k▲
Other amounts payable47/48€4k€2k▼
Accrued charges and deferred income492/3€66€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€9k€59k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€99€0▼
Gross operating margin9900€29k€92k▲
Operating profit (loss)9901€13k€24k▲
Financial income75/76B€7€138▲
Recurring financial income75€7€138▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€11k€18k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€8k€14k▲
Profit (loss) for the period to be appropriated9905€8k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€14k▲
Transfer from equity791/2€2k€194▼
Transfer to equity691/2€8k€12k▲
To other reserves6921€8k€12k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Equity above €100kEq €104k ▲6.8%
4 profitable years in a row build equity to €104k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Highest result since 2018net €26k ▲160%
Operating result €29k, net result €26k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 8.96
Current ratio from 3.72 to 8.96; short-term debt falls from €23k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Ewelina DRABIK
CurrentDirector · since 06-08-2024
06-08-2024
Appointed as Director
Location & real-estate footprint
Registered office, Mortsel · 3 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laathof 42640 MortselGround area
3,032 m²
Building footprint
817 m²
Volume, LiDAR
6,348 m³
3 parcels, Flanders · tallest building 24.3 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Drabik Construct
since 20132.218.038.721
Grotesteenweg 676, 2600 Antwerpen
since 20242.361.916.544
Polonez
since 20252.379.590.637
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0195/00L008 | Flanders | 2,371 m² | 1 · 412 m² | 24.3 m · 3 fl. |
| 11028A0228/00W003 | Flanders | 379 m² | 1 · 273 m² | 12.7 m · 3 fl. |
| 11003A0369/00C003 | Flanders | 281 m² | 1 · 132 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.361.916.544
Antwerpen2.379.590.637
Similar companies · same sector, comparable size
LIEBENS RONNY INVEST
BE 0833.277.510
Sint-Truiden · Eq €116k
ANSA CONSULT
BE 0835.529.492
Turnhout · Eq €116k
SORO BOUW
BE 0824.896.809
Dilsen-Stokkem · Eq €116k
ARKIS
BE 0781.625.505
Evergem · Eq €116k
REDART-CONSTRUCT
BE 0643.558.574
Brussel · Eq €116k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2013
Fiscal year end31-12
Trade name NL
jouwmeubels.be en/of Polonez Supermarket
Activities, NACEBEL
41001General construction of residential buildings
47110Non-specialised retail sale with food, beverages or tobacco predominating
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
42990Civil engineering
43110Demolition
43120Site preparation
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.