Dr. Xander Verbeke

Active

Private limited companyfounded 20233 yrs activeKapel Milanendreef(Z) 39, 8550 Zwevegem, BelgiumKBO/BCE: BE 0804.606.684

Summary

Dr. Xander Verbeke has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,826 and a net result of €66,380. Equity is growing by ~251.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Dr. Xander VerbekeActiveChecked score 99/100

Risk analysis Report Compare

Activity

Other education

NACE 85599

1 site

Size

€112,024total assets 2025

Equity: €81,826
Profit: €66,380

Turnover not published (abridged schema)

Financial health

99 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 71 d early0 of 1 deed read

Why 99- Founded in 2023+ Liquidity: current ratio 5.89, cash €84,734+ Sector Education (NACE 85)+ Size: total assets €112,024Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Better than 88% of its sector peers (NACE 85, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 98+40

equity 73.0% of total assets

Liquidity 98+5

short-term debt 13.1% · cash 75.6%

Profitability 100+2

return on assets 59.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,731 companies)

Last 13 months 10-2025: 0.1% 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +6.7% vs 02-2026 04-2026: 0.1%▲ +6.3% vs 03-2026 05-2026: 0.1%▲ +7.4% vs 04-2026highest value 06-2026: < 0.1%▼ -58.9% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Liquidity: current ratio 5.89, cash €84,734 lowers the probability
Sector Education (NACE 85) lowers the probability
Size: total assets €112,024 lowers the probability for this profile
Founded in 2023 raises the probability for this profile

Credit up to €8,000 at 30 days acceptable

Liquidity ample (current ratio 5.89 against 2.07 in 2024; short-term debt: 13.1% and cash: 75.6% of total assets), and 27% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 73%, liquidity 91%, profitability 91%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 5.89, cash €84,734

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Education (NACE 85)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €112,024

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

71 d early

2024

11 d late

2023

28 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (3 of the last 3 filed years within 82 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

21-05-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2023net €66,380 ▲491%
31-12-25 Liquidity triplescurrent ratio 5.89

Key points

Positive: Result rose in 2025from €11,229 to €66,380 ▲ 491% View
Positive: Among the best 10% on net resultsector median €7,192 · 2,266 companies €66,380 View
Total assets 20253 fiscal years filed €112,024 View