Checked.be · Company dossierhttps://checked.be/en/c/dr-vera-schelfhout-0657825195 · as of 24-10-2026
DR. VERA SCHELFHOUT
Active
Private limited company · founded 2016 · active for 10 yearsZwarteberg 35, 1790 Affligem, BelgiumKBO/BCE: BE 0657.825.195
Summary
The computed 12-month bankruptcy probability of DR. VERA SCHELFHOUT is 1.8% (moderate). For DR. VERA SCHELFHOUT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €1.5m and a net result of €322,684. Equity is growing by about 22% per year across the filed financial years. The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
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From the articlesNo NACE code in the KBO yet1 site
Size
€1.6mtotal assets 2023
Equity
€1.5m
Profit
€322,684
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
1.8%
2023 figures too old to score
Structure
2024 accounts not filed, 450 days past the deadline1 of 2 deeds summarised
Signalsraises riskFigures for financial year 2023 (filed 06-09-2024)2 financial years not filed after the legal deadline; last filed accounts filed 29 days late; 2 of the last 3 lateNo filing in 24 months (latest 06-09-2024)Two or more financial years not filed2023 accounts filed 29 days latelowers riskSize: total assets €1.6mShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency100=
equity 96.6% of total assets
Liquidity78+1
short-term debt 3.0% · cash 22.0%
Profitability94+6
return on assets 20.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
1.8%Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 0.1%12-2024: 0.1%● unchanged vs 11-202401-2025: 0.1%● unchanged vs 12-202402-2025: 0.1%● unchanged vs 01-202503-2025: 0.1%● unchanged vs 02-202504-2025: 0.1%● unchanged vs 03-2025lowest value05-2025: 0.1%● unchanged vs 04-202506-2025: 0.1%● unchanged vs 05-202507-2025: 0.1%● unchanged vs 06-202508-2025: 0.2%▲ +0.1 percentage points vs 07-202509-2025: 0.2%● unchanged vs 08-202510-2025: 0.5%▲ +0.3 percentage points vs 09-202511-2025: 0.4%▼ -0.1 percentage points vs 10-202512-2025: 0.6%▲ +0.2 percentage points vs 11-202501-2026: 1.1%▲ +0.5 percentage points vs 12-202502-2026: 1.1%● unchanged vs 01-202603-2026: 1.1%● unchanged vs 02-202604-2026: 1.0%▼ -0.1 percentage points vs 03-202605-2026: 1.0%● unchanged vs 04-202606-2026: 1.0%● unchanged vs 05-202607-2026: 1.0%● unchanged vs 06-202608-2026: 1.0%● unchanged vs 07-202609-2026: 1.0%● unchanged vs 08-202610-2026: 1.8%▲ +0.8 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline24-10-2026 today
raises risk · 2023 accounts filed 29 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 29-08-2024, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 5 accounts on average 55 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2023 · micro…
Highest result from 2018 to 2023net €322,684 ▲41.1%
Amendment of the articles · Legal-form…Reappointment: SCHELFHOUTVera (niet statutairebestuurder) ·…
Key points
Risk: 2024 accounts not fileddeadline was 31-07-2025450 days past the deadlineView
Positive: Result rose in 2023from €228,743 to €322,684▲ 41.1%View
Positive: 6 profitable years in a rowprofit 2023: €322,6846 yearsView