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Dr. Tamasz Bernaerts

Active
Private limited companyfounded 2023active for 3 yearsHaanheuvel 6, 2250 Olen, BelgiumKBO/BCE: BE 0804.868.683

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Dr. Tamasz Bernaerts has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241,293 and a net result of €120,694. Equity has been growing by about 79% per year since 2023. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 17-08-2023 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.348.941.013 2250 Olen, since 17-08-2023
Financial year end
31 December
Peppol
Reachable since 02-09-2025

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€155,957
▲ 78.3%
Turnover
≈ €390,000
estimated
Profit
€120,694
▲ 74.3%
Equity
€241,293
▲ 100%
Total assets
€274,122
▲ 114%
Filed on 28-06-2026, 33 days before the deadlineat the National Bank
Score breakdownraises riskFounded in 2023lowers riskSize: total assets €274,122Liquidity: current ratio 8.18, cash €164,924Equity €241,293 (88.0% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 88% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.0% of total assets
Liquidity 99+20
short-term debt 12.0% · cash 60.2%
Profitability 100=
return on assets 44.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.7% 01-2025: 1.8%▲ +0.1 percentage points vs 12-2024 02-2025: 1.8%● unchanged vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%▲ +0.1 percentage points vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -1.8 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.4%▲ +0.1 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.18 (16.89 in 2024), above the usual 1.5. Short-term debt is 12% and cash 60.2% of total assets. 12% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 89% on liquidity, 90% on profitability and 92% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €274,122
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 8.18, cash €164,924
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €241,293 (88.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
33 days early
2024
15 days early
2023
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 3 accounts on average 26 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Equity rose in 2025from €120,599 to €241,293 ▲ 100% View

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Dr. Tamasz Bernaerts

What is the company number of Dr. Tamasz Bernaerts?
The company number of Dr. Tamasz Bernaerts is 0804.868.683. The VAT number is the same number with BE in front: BE 0804.868.683.
Where is Dr. Tamasz Bernaerts based?
The registered office is at Haanheuvel 6, 2250 Olen.Company details
What is the legal form of Dr. Tamasz Bernaerts?
The legal form of Dr. Tamasz Bernaerts is Private limited company (BV).
When was Dr. Tamasz Bernaerts founded?
Dr. Tamasz Bernaerts was founded on 17-08-2023.
Is Dr. Tamasz Bernaerts still active?
Yes, Dr. Tamasz Bernaerts is an active enterprise in the KBO register.
What is the turnover of Dr. Tamasz Bernaerts?
The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €155,957 and 2,213 comparable companies of the same size. It probably lies between €260,000 and €600,000. It is a rough estimate.Financials
Is Dr. Tamasz Bernaerts profitable?
In financial year 2025, Dr. Tamasz Bernaerts made a profit of €120,694.
Where can I find the annual accounts of Dr. Tamasz Bernaerts?
Dr. Tamasz Bernaerts filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Dr. Tamasz Bernaerts due?
Dr. Tamasz Bernaerts must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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