DR SVM
ActiveSummary
DR SVM has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326k and a net result of €78k. Equity is growing by ~38.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+2
Solvency88▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 3.07 in 2024; short-term debt: 23.9% and cash: 1.2% of total assets), and 36.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.2%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
4 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€326k▲ 31.7%
2024 · €247k
2021: €45klowest in 5 years
2022: €108k▲ +139% vs 2021
2023: €181k▲ +67.8% vs 2022
2024: €247k▲ +36.9% vs 2023
2025: €326k▲ +31.7% vs 2024highest in 5 years
2021 → 2025
Total assets
€516k▲ 8.6%
2024 · €475k
2021: €396klowest in 5 years
2022: €416k▲ +4.9% vs 2021
2023: €443k▲ +6.5% vs 2022
2024: €475k▲ +7.2% vs 2023
2025: €516k▲ +8.6% vs 2024highest in 5 years
2021 → 2025
Net result
€78k▲ 17.6%
2024 · €67k
2021: €41klowest in 5 years
2022: €63k▲ +52.7% vs 2021
2023: €73k▲ +16.6% vs 2022
2024: €67k▼ -8.8% vs 2023
2025: €78k▲ +17.6% vs 2024highest in 5 years
2021 → 2025
Working capital
€295k▲ 35.9%
2024 · €217k
2021: €4klowest in 5 years
2022: €72k▲ +1830% vs 2021
2023: €147k▲ +104% vs 2022
2024: €217k▲ +47.7% vs 2023
2025: €295k▲ +35.9% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€108k▲ 139%€181k▲ 67.8%€247k▲ 36.9%€326k▲ 31.7%
2021: €45klowest in 5 years
2022: €108k▲ +139% vs 2021
2023: €181k▲ +67.8% vs 2022
2024: €247k▲ +36.9% vs 2023
2025: €326k▲ +31.7% vs 2024highest in 5 years
Operating result€57k-€81k▲ 41.3%€91k▲ 12.5%€76k▼ 16.3%€90k▲ 18.4%
2021: €57klowest in 5 years
2022: €81k▲ +41.3% vs 2021
2023: €91k▲ +12.5% vs 2022highest in 5 years
2024: €76k▼ -16.3% vs 2023
2025: €90k▲ +18.4% vs 2024
Net result€41k-€63k▲ 52.7%€73k▲ 16.6%€67k▼ 8.8%€78k▲ 17.6%
2021: €41klowest in 5 years
2022: €63k▲ +52.7% vs 2021
2023: €73k▲ +16.6% vs 2022
2024: €67k▼ -8.8% vs 2023
2025: €78k▲ +17.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €516k
Fixed assets
€97k ▼ 36.3%
Current assets
€418k ▲ 30.0%
Equity and liabilities €516k
Equity
€326k ▲ 31.7%
Debt
€190k ▼ 16.5%
Debt's share of the balance-sheet total falls from 47.9% to 36.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€148k▲
2024 · €135k
Cash flow
€136k▲
2024 · €125k
Current ratio
3.39▲
2024 · 3.07
Debt to equity
0.58▼
2024 · 0.92
ROE
24.1%▼
2024 · 26.9%
ROA
15.2%▲
2024 · 14.0%
Interest coverage
24.58▼
2024 · 32.98
Debt ≤ 1 year
€123k▲
2024 · €105k
Debt > 1 year
€66k▼
2024 · €122k
Income taxes
€24k▲
2024 · €21k
Staff costs
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€475k€516k▲
Fixed assets21/28€153k€97k▼
Intangible fixed assets21€150k€94k▼
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Financial fixed assets28€373€373=
Current assets29/58€322k€418k▲
Amounts receivable within one year40/41€292k€392k▲
Trade receivables40€5k€9k▲
Other amounts receivable41€286k€382k▲
Cash at bank and in hand54/58€14k€6k▼
Deferred charges and accrued income490/1€16k€21k▲
Equity and liabilities
Total equity and liabilities10/49€475k€516k▲
Equity10/15€247k€326k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€243k€322k▲
Amounts payable17/49€227k€190k▼
Amounts payable after more than one year17€122k€66k▼
Financial debts170/4€122k€66k▼
Amounts payable within one year42/48€105k€123k▲
Current portion of amounts payable after more than one year42€80k€81k▲
Financial debts43-€26k
Credit institutions430/8-€26k
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€21k€12k▼
Taxes450/3€21k€12k▼
Remuneration and social security454/9€50€275▲
Accrued charges and deferred income492/3€263€184▼
Income statement
Code20242025
Remuneration, social security and pensions62€9k€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€58k▼
Other operating charges640/8€930€3k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€145k€163k▲
Operating profit (loss)9901€76k€90k▲
Financial income75/76B€15k€19k▲
Recurring financial income75€15k€19k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€87k€103k▲
Income taxes67/77€21k€24k▲
Profit (loss) for the period9904€67k€78k▲
Profit (loss) for the period to be appropriated9905€67k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€243k€322k▲
Profit (loss) brought forward from the previous period14P€177k€243k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6k | €9k | €8k | €9k | €10k | ▲ 5.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58k | €59k | €59k | €59k | €58k | ▼ 1.1% |
| Other operating charges640/8 | €348 | €3k | €486 | €930 | €3k | ▲ 180% |
| Non-recurring operating charges66A | - | - | - | - | €2k | - |
| Gross operating margin9900 | €122k | €152k | €159k | €145k | €163k | ▲ 12.1% |
| Operating profit (loss)9901 | €57k | €81k | €91k | €76k | €90k | ▲ 18.4% |
| Financial income75/76B | €1k | €6k | €9k | €15k | €19k | ▲ 22.4% |
| Recurring financial income75 | €1k | €6k | €9k | €15k | €19k | ▲ 22.4% |
| Financial charges65/66B | €6k | €5k | €5k | €4k | €6k | ▲ 47.4% |
| Recurring financial charges65 | €6k | €5k | €5k | €4k | €6k | ▲ 47.4% |
| Profit (loss) for the period before taxes9903 | €53k | €81k | €95k | €87k | €103k | ▲ 17.7% |
| Income taxes67/77 | €12k | €19k | €22k | €21k | €24k | ▲ 18.2% |
| Profit (loss) for the period9904 | €41k | €63k | €73k | €67k | €78k | ▲ 17.6% |
| Profit (loss) for the period to be appropriated9905 | €41k | €63k | €73k | €67k | €78k | ▲ 17.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €396k | €416k | €443k | €475k | €516k | ▲ 8.6% |
| Fixed assets21/28 | €327k | €267k | €212k | €153k | €97k | ▼ 36.3% |
| Intangible fixed assets21 | €319k | €263k | €206k | €150k | €94k | ▼ 37.5% |
| Tangible fixed assets22/27 | €7k | €4k | €5k | €2k | €3k | ▲ 27.8% |
| Furniture and vehicles24 | €7k | €4k | €5k | €2k | €3k | ▲ 27.8% |
| Financial fixed assets28 | €373 | €373 | €373 | €373 | €373 | = |
| Current assets29/58 | €70k | €148k | €231k | €322k | €418k | ▲ 30.0% |
| Amounts receivable within one year40/41 | €40k | €125k | €205k | €292k | €392k | ▲ 34.3% |
| Trade receivables40 | - | €617 | €4k | €5k | €9k | ▲ 78.7% |
| Other amounts receivable41 | €40k | €124k | €200k | €286k | €382k | ▲ 33.5% |
| Cash at bank and in hand54/58 | €22k | €15k | €15k | €14k | €6k | ▼ 57.6% |
| Deferred charges and accrued income490/1 | €7k | €8k | €11k | €16k | €21k | ▲ 27.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €396k | €416k | €443k | €475k | €516k | ▲ 8.6% |
| Equity10/15 | €45k | €108k | €181k | €247k | €326k | ▲ 31.7% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Profit (loss) carried forward14 | €41k | €104k | €177k | €243k | €322k | ▲ 32.2% |
| Amounts payable17/49 | €351k | €308k | €262k | €227k | €190k | ▼ 16.5% |
| Amounts payable after more than one year17 | €285k | €232k | €177k | €122k | €66k | ▼ 45.7% |
| Financial debts170/4 | €285k | €232k | €177k | €122k | €66k | ▼ 45.7% |
| Amounts payable within one year42/48 | €66k | €76k | €84k | €105k | €123k | ▲ 17.7% |
| Current portion of amounts payable after more than one year42 | €57k | €58k | €59k | €80k | €81k | ▲ 1.3% |
| Financial debts43 | - | - | - | - | €26k | - |
| Credit institutions430/8 | - | - | - | - | €26k | - |
| Trade debts44 | €2k | €7k | €9k | €4k | €4k | ▼ 8.9% |
| Suppliers440/4 | €2k | €7k | €9k | €4k | €4k | ▼ 8.9% |
| Taxes, remuneration and social security45 | €7k | €11k | €17k | €21k | €12k | ▼ 40.5% |
| Taxes450/3 | €7k | €10k | €17k | €21k | €12k | ▼ 41.7% |
| Remuneration and social security454/9 | €252 | €733 | €2 | €50 | €275 | ▲ 447% |
| Accrued charges and deferred income492/3 | €494 | €418 | €341 | €263 | €184 | ▼ 30.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41k | €63k | €73k | €67k | €78k | ▲ 17.6% |
| + Depreciation and write-downs630 | €58k | €59k | €59k | €59k | €58k | ▼ 1.1% |
| Operating cash flow (approximation) | €99k | €122k | €132k | €125k | €136k | ▲ 8.8% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €0 | €-2k | - |
| Change in cash | - | €-7k | €742 | €-1k | €-8k | ▼ 539% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2021net €78k ▲17.6%
Net result €78k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €200kEq €247k ▲36.9%
4 profitable years in a row build equity to €247k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €181k ▲67.8%
3 profitable years in a row build equity to €181k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €108k ▲139%
2 profitable years in a row build equity to €108k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2020
Ground area
203 m²
Building footprint
105 m²
Volume, LiDAR
1,432 m³
Parcel 21562A0198/00L004, Brussels · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
GKCC BE BB
since 20202.311.339.556
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0198/00L004 | Brussels | 203 m² | 1 · 105 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,625 companies in sector 86220 we hold annual accounts for 7,979. 6,645 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Scores and ratios are computed by Checked and are not a credit decision.