Financials
- Fiscal year
- 2025
- Total assets
- €204,312
- Profit
- €40,539
- Solvency
- 68.0%
Total assets▲ 22.2%
Net result
20202025
DR. STEFFI DEBECKER
ActiveSummary
DR. STEFFI DEBECKER has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138,961 and a net result of €40,539. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
General medical practice
NACE 86210
1 site
Size
€204,312total assets 2025
- Equity
- €138,961
- Profit
- €40,539
Turnover not published (abridged schema)
Structure
Accounts 108 d early0 of 1 deed read
Why 94+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 4.32, cash €151,595+ Size: total assets €204,312+ Equity €138,961 (68.0% of total assets)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
93-7
equity 68.0% of total assets
Liquidity
93-7
short-term debt 21.9% · cash 74.2%
Profitability
94-6
return on assets 19.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 13 months
10-2025: < 0.1%
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -6.3% vs 12-2025lowest value
02-2026: < 0.1%● 0.0% vs 01-2026lowest value
03-2026: < 0.1%▲ +13.3% vs 02-2026
04-2026: < 0.1%● 0.0% vs 03-2026
05-2026: < 0.1%▲ +5.9% vs 04-2026highest value
06-2026: < 0.1%● 0.0% vs 05-2026highest value
07-2026: < 0.1%● 0.0% vs 06-2026highest value
08-2026: < 0.1%● 0.0% vs 07-2026highest value
09-2026: < 0.1%● 0.0% vs 08-2026highest value
10-2026: < 0.1%● 0.0% vs 09-2026highest value
- Sector Human health activities (NACE 86) lowers the probability
- Liquidity: current ratio 4.32, cash €151,595 lowers the probability
- Size: total assets €204,312 lowers the probability for this profile
- Equity €138,961 (68.0% of total assets) lowers the probability
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 4.32 against 16.55 in 2024; short-term debt: 21.9% and cash: 74.2% of total assets), and 32% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 55%, liquidity 78%, profitability 52%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
108 d early
2024
59 d early
2023
21 d late
2022
17 d late
2021
30 d late
2020
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 76 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €45,879
Key points
By topic
Timeline
- Events
- 11
- Since
- 2021
- Next accounts
- by 31-07-2027
- 14-04-2026Annual accounts filed
- 02-06-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General medical practiceNACE 86210
- Founded
- 15-07-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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