Financials
- Financial year
- 2024
- Total assets
- €252,494
- Profit
- €133,412
- Solvency
- 96.6%
Total assets▲ 79.3%
Net result
20222024
Dr. Stefanie Pecceu
ActiveSummary
Dr. Stefanie Pecceu has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €243,936 and a net result of €133,412. Equity is growing by about 100% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Activity not known1 site
Size
€252,494total assets 2024
- Equity
- €243,936
- Profit
- €133,412
Turnover not published (micro format)
Structure
2025 accounts not filed, 87 days past the deadline1 deed in the Belgian Official Gazette
Why 58raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 05-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 34 days late; 3 of the last 3 latelowers riskSize: total assets €252,494Liquidity: current ratio 28.73, cash €215,190Show the evidence
Checked score
Score 2024
58
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 90% of its sector peers (no NACE code, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency
100=
equity 96.6% of total assets
Liquidity
100+7
short-term debt 3.4% · cash 85.2%
Profitability
100=
return on assets 52.8%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● unchanged vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.7%▲ +0.1 percentage points vs 06-2025
08-2025: 1.1%▲ +0.4 percentage points vs 07-2025
09-2025: 1.3%▲ +0.2 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -1.1 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.9%▲ +0.4 percentage points vs 09-2026
Credit of up to €14,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 28.73, compared with 4.34 in 2023, above the usual 1.5; short-term debt: 3.4% and cash: 85.2% of total assets), and 3.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 90% on profitability and 94% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 34 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-09-2025, 34 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
34 days late
2023
49 days late
2022
40 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 41 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Highest result from 2022 to 2024net €133,412 ▲52.7%
- Liquidity more than 6 timescurrent ratio 28.73
Key points
By topic
Timeline
- Events
- 8
- Since
- 2023
- 31-12-2024Equity above €200,000
- 18-09-2024Annual accounts filed
- 31-12-2023Liquidity more than doubled
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 10-12-2021
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Key facts about Dr. Stefanie Pecceu
- What is the company number of Dr. Stefanie Pecceu?
- 0778.499.729. In Belgium the VAT number is the company number with BE in front: BE 0778.499.729.
- Where is Dr. Stefanie Pecceu based?
- The registered office is at Nieuwstraat 13, 8870 Izegem.Company details
- What is the legal form of Dr. Stefanie Pecceu?
- Private limited company (BV).
- When was Dr. Stefanie Pecceu founded?
- On 10-12-2021.
- Is Dr. Stefanie Pecceu still active?
- Yes, Dr. Stefanie Pecceu is an active enterprise in the KBO register.
- What is the turnover of Dr. Stefanie Pecceu?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Dr. Stefanie Pecceu profitable?
- In financial year 2024, Dr. Stefanie Pecceu made a profit of €133,412.
- Where can I find the annual accounts of Dr. Stefanie Pecceu?
- Dr. Stefanie Pecceu filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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