DR. SPENDLOVE

Active

Private limited company (pre-2019)founded 2004active for 22 yearsTismansweg 28, 3680 Maaseik, BelgiumKBO/BCE: BE 0865.898.214

Summary

The computed 12-month bankruptcy probability of DR. SPENDLOVE is 7.1% (elevated). For DR. SPENDLOVE, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €24,406 and a net result of €14,902. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

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DR. SPENDLOVEActive

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Activity

Activity not known1 site

Size

€296,061total assets 2022

Equity: €24,406
Profit: €14,902

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 7.1%

2022 figures too old to score

Structure

Accounts 984 days overdue0 of 2 deeds read

Signalsraises riskFigures for financial year 2022 (filed 22-02-2023)Liquidity: current ratio 3.443 financial years not filed after the legal deadline; latest accounts 15 days lateTwo or more financial years not filedlowers riskSize: total assets €296,061neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2022 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2022 · tick = 2021

Strong

Solvency 33+5

equity 8.2% of total assets

Liquidity 100+47

short-term debt 8.6%

Profitability 75+25

return on assets 5.0%

Bankruptcy probability, 12 months

7.1% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.6%lowest value 12-2024: 5.6%● unchanged vs 11-2024lowest value 01-2025: 5.6%● unchanged vs 12-2024lowest value 02-2025: 6.1%▲ +0.5 percentage points vs 01-2025 03-2025: 7.5%▲ +1.4 percentage points vs 02-2025 04-2025: 7.5%● unchanged vs 03-2025 05-2025: 7.5%● unchanged vs 04-2025 06-2025: 7.5%● unchanged vs 05-2025 07-2025: 7.5%● unchanged vs 06-2025 08-2025: 7.5%● unchanged vs 07-2025 09-2025: 7.6%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 7.6%● unchanged vs 09-2025highest value 11-2025: 7.6%● unchanged vs 10-2025highest value 12-2025: 7.6%● unchanged vs 11-2025highest value 01-2026: 7.6%● unchanged vs 12-2025highest value 02-2026: 7.1%▼ -0.5 percentage points vs 01-2026 03-2026: 7.1%● unchanged vs 02-2026 04-2026: 7.1%● unchanged vs 03-2026 05-2026: 7.1%● unchanged vs 04-2026 06-2026: 7.1%● unchanged vs 05-2026 07-2026: 7.1%● unchanged vs 06-2026 08-2026: 7.1%● unchanged vs 07-2026 09-2026: 7.1%● unchanged vs 08-2026 10-2026: 7.1%● unchanged vs 09-2026

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2022 (filed 22-02-2023)

NBB · annual accounts

Size: total assets €296,061

The company's size counts in the probability; how much depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 3.44

NBB · annual accounts

3 financial years not filed after the legal deadline; latest accounts 15 days late

NBB · filings

Two or more financial years not filed

Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

30-06-2023 year end31-01-2024 deadline11-10-2026 today

Filed after the deadline

The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 14-02-2023, 14 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

not filed

2022

14 days late

2021

3 days early

2020

2 days late

2019

18 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 4 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage