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DR. SOFIE SEVENS

Active
Private limited companyfounded 200818 yrs activeKloosterstraat 55, 3920 Lommel, BelgiumKBO/BCE: BE 0896.905.055
Summary

DR. SOFIE SEVENS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €333k and a net result of €46k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 19913 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability85▲+5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 21.73 against 24.14 in 2023; short-term debt: 4.3% and cash: 78.6% of total assets), and 4.3% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
95.7%
Return on assets
13.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
17 d early
2023
16 d early
2022
18 d early
2021
13 d early
2020
17 d early
2019
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€333k▲ 15.9%
2023 · €287k
2018: €121klowest in 7 years 2019: €182k▲ +50.5% vs 2018 2020: €190k▲ +4.4% vs 2019 2021: €222k▲ +16.5% vs 2020 2022: €260k▲ +17.2% vs 2021 2023: €287k▲ +10.4% vs 2022 2024: €333k▲ +15.9% vs 2023highest in 7 years
2018 → 2024
Total assets
€348k▲ 16.2%
2023 · €299k
2018: €193klowest in 7 years 2019: €206k▲ +7.0% vs 2018 2020: €206k▼ -0.2% vs 2019 2021: €235k▲ +13.9% vs 2020 2022: €271k▲ +15.3% vs 2021 2023: €299k▲ +10.6% vs 2022 2024: €348k▲ +16.2% vs 2023highest in 7 years
2018 → 2024
Net result
€46k▲ 69.5%
2023 · €27k
2018: €49k 2019: €62k▲ +25.6% vs 2018highest in 7 years 2020: €8k▼ -87.1% vs 2019lowest in 7 years 2021: €31k▲ +292% vs 2020 2022: €38k▲ +21.8% vs 2021 2023: €27k▼ -29.4% vs 2022 2024: €46k▲ +69.5% vs 2023
2018 → 2024
Working capital
€313k▲ 9.4%
2023 · €286k
2018: €115klowest in 7 years 2019: €178k▲ +55.6% vs 2018 2020: €190k▲ +6.6% vs 2019 2021: €223k▲ +17.3% vs 2020 2022: €258k▲ +15.8% vs 2021 2023: €286k▲ +10.6% vs 2022 2024: €313k▲ +9.4% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€190k-€222k▲ 16.5%€260k▲ 17.2%€287k▲ 10.4%€333k▲ 15.9% 2020: €190klowest in 5 years 2021: €222k▲ +16.5% vs 2020 2022: €260k▲ +17.2% vs 2021 2023: €287k▲ +10.4% vs 2022 2024: €333k▲ +15.9% vs 2023highest in 5 years
Operating result€10k-€43k▲ 315%€53k▲ 23.5%€38k▼ 27.1%€61k▲ 60.4% 2020: €10klowest in 5 years 2021: €43k▲ +315% vs 2020 2022: €53k▲ +23.5% vs 2021 2023: €38k▼ -27.1% vs 2022 2024: €61k▲ +60.4% vs 2023highest in 5 years
Net result€8k-€31k▲ 292%€38k▲ 21.8%€27k▼ 29.4%€46k▲ 69.5% 2020: €8klowest in 5 years 2021: €31k▲ +292% vs 2020 2022: €38k▲ +21.8% vs 2021 2023: €27k▼ -29.4% vs 2022 2024: €46k▲ +69.5% vs 2023highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2020: €10k€10kNet result 2020: €8k€8kOperating result 2021: €43k€43kNet result 2021: €31k€31kOperating result 2022: €53k€53kNet result 2022: €38k€38kOperating result 2023: €38k€38kNet result 2023: €27k€27kOperating result 2024: €61k€61kNet result 2024: €46k€46k20202021202220232024€0€20k€40k€60kOperating result 2022: €53k€53kNet result 2022: €38k€38kOperating result 2023: €38k€38kNet result 2023: €27k€27kOperating result 2024: €61k€61kNet result 2024: €46k€46k202220232024
The operating result recovers in 2024; 2024 is 60% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €348k
Fixed assets €20k ▲ 1,689%
Current assets €328k ▲ 9.9%
Equity and liabilities €348k
Equity €333k ▲ 15.9%
Debt €15k ▲ 22.1%
Debt's share of the balance-sheet total rises from 4.1% to 4.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€63k▲
2023 · €39k
Cash flow
€48k▲
2023 · €27k
Current ratio
21.73▼
2023 · 24.14
Debt to equity
0.05▲
2023 · 0.04
ROE
13.7%▲
2023 · 9.4%
ROA
13.1%▲
2023 · 9.0%
Interest coverage
204.29▲
2023 · 115.13
Debt ≤ 1 year
€15k▲
2023 · €12k
Income taxes
€18k▲
2023 · €11k
Staff costs
€16k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€299k€348k▲
Fixed assets21/28€1k€20k▲
Tangible fixed assets22/27€1k€20k▲
Land and buildings22€975€19k▲
Furniture and vehicles24-€1k
Other tangible fixed assets26€143€0▼
Current assets29/58€298k€328k▲
Amounts receivable within one year40/41€1k€9k▲
Other amounts receivable41€1k€9k▲
Current investments50/53€44k€44k=
Cash at bank and in hand54/58€231k€273k▲
Deferred charges and accrued income490/1€22k€1k▼
Equity and liabilities
Total equity and liabilities10/49€299k€348k▲
Equity10/15€287k€333k▲
Contributions10/11€19k€19k=
Reserves13€268k€314k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€268k€314k▲
Amounts payable17/49€12k€15k▲
Amounts payable within one year42/48€12k€15k▲
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€3k€5k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€284€521▲
Income statement Code20232024
Remuneration, social security and pensions62€16k€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€468€2k▲
Other operating charges640/8€1k€898▼
Gross operating margin9900€56k€80k▲
Operating profit (loss)9901€38k€61k▲
Financial income75/76B€4€3k▲
Recurring financial income75€4€3k▲
Financial charges65/66B€337€311▼
Recurring financial charges65€337€311▼
Profit (loss) for the period before taxes9903€38k€64k▲
Income taxes67/77€11k€18k▲
Profit (loss) for the period9904€27k€46k▲
Profit (loss) for the period to be appropriated9905€27k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€46k▲
Transfer to equity691/2€27k€46k▲
To other reserves6921€27k€46k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20202021202220232024Change
Remuneration, social security and pensions62-€14k€15k€16k€16k▲ 1.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€588€468€468€2k▲ 318%
Other operating charges640/8-€795€951€1k€898▼ 15.2%
Gross operating margin9900€32k€58k€69k€56k€80k▲ 44.4%
Operating profit (loss)9901€10k€43k€53k€38k€61k▲ 60.4%
Financial income75/76B-€2k€2k€4€3k▲ 73,110%
Recurring financial income75€2k€2k€2k€4€3k▲ 73,110%
Financial charges65/66B-€170€186€337€311▼ 7.9%
Recurring financial charges65€260€170€186€337€311▼ 7.9%
Profit (loss) for the period before taxes9903€12k€44k€54k€38k€64k▲ 68.0%
Income taxes67/77€4k€13k€16k€11k€18k▲ 64.3%
Profit (loss) for the period9904€8k€31k€38k€27k€46k▲ 69.5%
Profit (loss) for the period to be appropriated9905€8k€31k€38k€27k€46k▲ 69.5%
Line20202021202220232024Change
Assets
Total assets20/58€206k€235k€271k€299k€348k▲ 16.2%
Fixed assets21/28€3k€2k€2k€1k€20k▲ 1,689%
Tangible fixed assets22/27€3k€2k€2k€1k€20k▲ 1,689%
Land and buildings22-€2k€1k€975€19k▲ 1,839%
Furniture and vehicles24-€0--€1k-
Other tangible fixed assets26-€429€286€143€0▼ 100%
Current assets29/58€203k€233k€269k€298k€328k▲ 9.9%
Amounts receivable after more than one year29-€0----
Other amounts receivable291-€0----
Amounts receivable within one year40/41€12k€11k€4k€1k€9k▲ 615%
Other amounts receivable41-€11k€4k€1k€9k▲ 615%
Current investments50/53€44k€44k€44k€44k€44k=
Cash at bank and in hand54/58€91k€158k€197k€231k€273k▲ 18.2%
Deferred charges and accrued income490/1-€20k€24k€22k€1k▼ 93.7%
Equity and liabilities
Total equity and liabilities10/49€206k€235k€271k€299k€348k▲ 16.2%
Equity10/15€190k€222k€260k€287k€333k▲ 15.9%
Contributions10/11-€19k€19k€19k€19k=
Reserves13€172k€203k€241k€268k€314k▲ 17.0%
Non-distributable reserves130/1-€2k€2k€0--
Reserves not available under the articles1311-€2k€2k€0--
Distributable reserves133-€201k€240k€268k€314k▲ 17.0%
Amounts payable17/49€15k€13k€11k€12k€15k▲ 22.1%
Amounts payable after more than one year17-€951€0---
Other amounts payable178/9-€951€0---
Amounts payable within one year42/48€13k€9k€11k€12k€15k▲ 22.1%
Current portion of amounts payable after more than one year42-€0----
Trade debts44€5k€4k€4k€7k€7k▲ 8.3%
Suppliers440/4-€4k€4k€7k€7k▲ 8.3%
Taxes, remuneration and social security45-€6k€6k€5k€7k▲ 36.0%
Taxes450/3-€3k€4k€3k€5k▲ 69.5%
Remuneration and social security454/9-€2k€3k€3k€3k▲ 2.7%
Other amounts payable47/48---€284€521▲ 83.2%
Accrued charges and deferred income492/3-€2k€0---
Line20202021202220232024Change
Profit (loss) for the period9904€8k€31k€38k€27k€46k▲ 69.5%
+ Depreciation and write-downs630€7k€588€468€468€2k▲ 318%
Operating cash flow (approximation)€15k€32k€39k€27k€48k▲ 73.7%
Investment in fixed assets (approximation)-€0€0€0€-21k-
Change in cash-€67k€39k€34k€42k▲ 23.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €200kEq €222k ▲16.5%
4 profitable years in a row build equity to €222k.
14-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €8k ▼87.1%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial Highest result since 2018net €62k ▲25.6%
Operating result €89k, net result €62k, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 10.94
Current ratio from 2.92 to 10.94; short-term debt falls from €60k to €18k.
31-12
Financial Equity above €150kEq €182k ▲50.5%
2 profitable years in a row build equity to €182k.
27-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
27-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
29-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
2,103 m²
Building footprint
392 m²
Volume, LiDAR
2,777 m³
Parcel 72020C0285/00K000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Dr. Sofie Sevens
Kloosterstraat 55, 3920 LommelHuman health activities
since 20082.232.412.042
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72020C0285/00K000 Flanders 2,103 m² 1 · 392 m² 12.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid
Year Entries awardedpaid
2025 1 2,420 EUR2,420 EUR
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
1 entry · 2,420 EUR · 2,420 EUR paid · Vlaams Energie- en Klimaatagentschap

Similar companies · same sector, comparable size

Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,178 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
82990Other business support services
96999Other personal services

Scores and ratios are computed by Checked and are not a credit decision.