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Dr. Sarah Keulemans

Active
Private limited companyfounded 2018active for 8 yearsSpie 1, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0697.890.452
Summary

Dr. Sarah Keulemans has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €47,394 and a net result of €187,604. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 27% of 55 sector peers (NACE 85, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-06-2018 Normal situation
Activity
Other education NACE 85599
Establishment unit
2.276.678.288 2861 Sint-Katelijne-Waver, since 13-06-2018
Financial year end
31 May
Peppol
Reachable since 26-08-2025

Board and ownership

Last known board

Financial position

88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 31-05-2026
Gross margin
€267,328
▲ 0.5%
Turnover
≈ €400,000
estimated
Profit
€187,604
▼ 5.1%
Equity
€47,394
▼ 67.0%
Total assets
€224,153
▼ 36.4%
Filed on 14-09-2026, 108 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthslowers riskSector: Education (NACE 85)Liquidity: current ratio 1.00, cash €66,798, halvedSize: total assets €224,153Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 39% of micro companies in education (NACE 85)
Financial strength · tick: 2025
Average
Solvency 46-20
equity 21.1% of total assets
Liquidity 44-25
short-term debt 78.9% · cash 29.8%
Profitability 100=
return on assets 83.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,821 companies, NACE 85, micro)
Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%▲ +0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026highest value 11-2026: 0.2%● unchanged vs 10-2026highest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.0 (1.36 in 2025), below the usual 1.5. Short-term debt is 78.9% and cash 29.8% of total assets. 78.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 31% of them on solvency, 25% on liquidity, 90% on profitability and 9% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 1.00, cash €66,798, halved
NBB · annual accounts
lowers risk · Size: total assets €224,153
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2026 was due by 31-12-2026 and was filed on 14-09-2026, 108 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2026
108 days early
2025
118 days early
2024
119 days early
2023
74 days early
2022
12 days early
2021
9 days early
2020
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 61 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-05-2027 and is due by 31-12-2027. Nothing is late today. The company usually files around 14 September (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-05-2027 year end31-12-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2026from €143,614 to €47,394 ▼ 67.0% View
  • Positive: Higher net result than 95% of companies in educationsector median €7,166 · 55 companies €187,604 View
  • Positive: 7 profitable years in a rowprofit 2026: €187,604 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Registered office moved from Sint-Katelijne-Waver to Onze-Lieve-Vrouw-Waver
  2. · Gazette deed Change of role: KEULEMANS Sarah Gerda Marc, from manager to director
  3. · Gazette deed Registered office
All 16 events

Comparable companies

These companies have the same main activity as Dr. Sarah Keulemans: other education (NACE 85599). They are comparable in size and age: total assets between €163,000 and €277,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
Dr. Sarah Keulemans Sint-Katelijne-Waver€224,153€267,328
THE ARGONAUTS Antwerpen€177,744€287,328
JAO Huy€244,976€371,214
Dokter Klaasen Ravels€264,585€172,381
One Life Coaching Beerse€162,693€179,901
How's Work Antwerpen€277,122€164,984
ArtThema Lobbes€186,366€232,957
Full comparison

Key facts about Dr. Sarah Keulemans

What is the company number of Dr. Sarah Keulemans?
The company number of Dr. Sarah Keulemans is 0697.890.452. The VAT number is the same number with BE in front: BE 0697.890.452.
Where is Dr. Sarah Keulemans based?
The registered office is at Spie 1, 2861 Sint-Katelijne-Waver.Company details
What does Dr. Sarah Keulemans do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of Dr. Sarah Keulemans?
The legal form of Dr. Sarah Keulemans is Private limited company (BV).
When was Dr. Sarah Keulemans founded?
Dr. Sarah Keulemans was founded on 13-06-2018.
Is Dr. Sarah Keulemans still active?
Yes, Dr. Sarah Keulemans is an active enterprise in the KBO register.
What is the turnover of Dr. Sarah Keulemans?
The turnover in financial year 2026 is ≈ €400,000. This figure is estimated from the gross margin of €267,328 and 38 comparable companies (NACE 85). It probably lies between €290,000 and €650,000.Financials
Is Dr. Sarah Keulemans profitable?
In financial year 2026, Dr. Sarah Keulemans made a profit of €187,604.
Where can I find the annual accounts of Dr. Sarah Keulemans?
Dr. Sarah Keulemans filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Dr. Sarah Keulemans due?
Dr. Sarah Keulemans must file the annual accounts for financial year 2027 by 31-12-2027.Timeline

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