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Dr. Sarah Keulemans

Active
Private limited companyfounded 2018active for 8 yearsSpie 1, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0697.890.452
Summary

Dr. Sarah Keulemans has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €47,394 and a net result of €187,604. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 42 sector peers (NACE 85, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

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Dr. Sarah KeulemansActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Other education
NACE 85599
1 site
Size
≈ €400,000turnover 2026, estimated
Equity
€47,394
Profit
€187,604
Turnover estimated from the gross margin
Financial health
88 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2026 accounts 108 days early2 of 4 deeds summarised
Why 88raises risk1 change of registered office in 24 monthslowers riskSector: Education (NACE 85)Liquidity: current ratio 1.00, cash €66,798, halvedSize: total assets €224,153Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 85, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2025
Average
Solvency 46-20
equity 21.1% of total assets
Liquidity 44-25
short-term debt 78.9% · cash 29.8%
Profitability 100=
return on assets 83.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,814 companies, NACE 85, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%▲ +0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026highest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.0, compared with 1.36 in 2025, below the usual 1.5; short-term debt: 78.9% and cash: 29.8% of total assets), and 78.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 31% on solvency, 25% on liquidity, 90% on profitability and 9% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 1.00, cash €66,798, halved
NBB · annual accounts
lowers risk · Size: total assets €224,153
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 42 sector peers (2026).
NBB · sector comparison
Position among 42 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2026 was due by 31-12-2026 and was filed on 14-09-2026, 108 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2026
108 days early
2025
118 days early
2024
119 days early
2023
74 days early
2022
12 days early
2021
9 days early
2020
14 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 61 days before the deadline; the sector median (NACE 85) for financial year 2024 is 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-05-2027 and is due by 31-12-2027. Nothing is late today. The company usually files around 14 September (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-05-2027 year end31-12-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Registered officeRegistered-office move

Key points

  • Caution: Equity fell in 2026from €143,614 to €47,394 ▼ 67.0% View
  • Positive: Among the best 5% on net resultsector median €8,395 · 42 companies €187,604 View
  • Positive: 7 profitable years in a rowprofit 2026: €187,604 7 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2026
Total assets
€224,153
Profit
€187,604
Solvency
21.1%
Total assets▼ 36.4%
Net result
20202026
Go to Financials

Timeline

Events
14
Since
2021
Next accounts
by 31-12-2027
  1. 03-09-2024Annual accounts filed
  2. 18-10-2023Annual accounts filed
  3. 31-05-2023Highest result from 2020 to 2026
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
13-06-2018
Year ends
31-05
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Last Friday of November at 10:00
Purpose
“De uitoefening van de algemene geneeskunde,en in het bijzonder de kinderartsgeneeskunde,in…” (deed in Dutch)
Go to Articles of association

Key facts about Dr. Sarah Keulemans

What is the company number of Dr. Sarah Keulemans?
0697.890.452. In Belgium the VAT number is the company number with BE in front: BE 0697.890.452.
Where is Dr. Sarah Keulemans based?
The registered office is at Spie 1, 2861 Sint-Katelijne-Waver.Company details
What does Dr. Sarah Keulemans do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of Dr. Sarah Keulemans?
Private limited company (BV).
When was Dr. Sarah Keulemans founded?
On 13-06-2018.
Is Dr. Sarah Keulemans still active?
Yes, Dr. Sarah Keulemans is an active enterprise in the KBO register.
What is the turnover of Dr. Sarah Keulemans?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Dr. Sarah Keulemans profitable?
In financial year 2026, Dr. Sarah Keulemans made a profit of €187,604.
Where can I find the annual accounts of Dr. Sarah Keulemans?
Dr. Sarah Keulemans filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Dr. Sarah Keulemans due?
By 31-12-2027, for financial year 2027.Timeline

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