DR SAID TAS,DERMATOLOGUE
ActiveThe computed 12-month bankruptcy probability of DR SAID TAS,DERMATOLOGUE is 1.6% (moderate). The 2024 annual accounts show equity of €760k and a net result of €80k. Equity is growing by ~4.1% per year across the filed fiscal years. The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 94.03 against 50.51 in 2023; short-term debt: 1% and cash: 4% of total assets), and 1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99%
Return on assets
10.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
33 d early
2022
48 d early
2021
3 d early
2020
12 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€80k▲ 242%
2023 · €23k
2018: €21k
2019: €45k
2020: €22k
2021: €22k
2022: €18k
2023: €23k
2018 → 2024
Working capital
€734k▲ 12.6%
2023 · €652k
2018: €541k
2019: €590k
2020: €610k
2021: €634k
2022: €626k
2023: €652k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€617k-€639k▲ 3.6%€657k▲ 2.8%€680k▲ 3.5%€760k▲ 11.7%
Operating result€30k-€31k▲ 2.3%€26k▼ 17.2%€35k▲ 36.8%€42k▲ 19.5%
Net result€22k-€22k▼ 0.1%€18k▼ 18.7%€23k▲ 28.0%€80k▲ 242%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 19% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €768k
Fixed assets
€26k▼ 21.0%
Current assets
€742k▲ 11.6%
Equity and liabilities €768k
Equity
€760k▲ 11.7%
Debt
€8k▼ 55.0%
The debt ratio falls from 2.5% to 1.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2023 · €40k
Cash flow
€87k▲
2023 · €28k
Solvency
99.0%▲
2023 · 97.5%
Current ratio
94.03▲
2023 · 50.51
Quick ratio
93.53▲
2023 · 50.21
Debt / equity
0.01▼
2023 · 0.03
ROE
10.5%▲
2023 · 3.4%
ROA
10.4%▲
2023 · 3.3%
Interest coverage
27.11▲
2023 · 14.01
Debt
€8k▼
2023 · €18k
Debt ≤ 1 year
€8k▼
2023 · €13k
Income taxes
€22k▲
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€698k€768k▲
Fixed assets21/28€33k€26k▼
Tangible fixed assets22/27€33k€26k▼
Furniture and vehicles24€6k€2k▼
Leasing and similar rights25€27k€24k▼
Current assets29/58€665k€742k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€7k€3k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€3k€96▼
Current investments50/53€451k€703k▲
Cash at bank and in hand54/58€200k€31k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€698k€768k▲
Equity10/15€680k€760k▲
Contributions10/11€19k€19k=
Reserves13€255k€334k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€234k€314k▲
Profit (loss) carried forward14€407k€407k=
Amounts payable17/49€18k€8k▼
Amounts payable within one year42/48€13k€8k▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€7k€836▼
Taxes450/3€7k€836▼
Other amounts payable47/48€3k€2k▼
Accrued charges and deferred income492/3€4k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€119€289▲
Gross operating margin9900€40k€49k▲
Operating profit (loss)9901€35k€42k▲
Financial income75/76B€515€62k▲
Recurring financial income75€515€62k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€33k€102k▲
Income taxes67/77€10k€22k▲
Profit (loss) for the period9904€23k€80k▲
Profit (loss) for the period to be appropriated9905€23k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€430k€487k▲
Profit (loss) brought forward from the previous period14P€407k€407k=
Transfer to equity691/2€23k€80k▲
To other reserves6921€23k€80k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €80k ▲242%
Net result €80k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €18k ▼18.7%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 63.49
Current ratio from 30.22 to 63.49; short-term debt falls from €22k to €10k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pampoelstraat 81083 GanshorenGround area
275 m²
Building footprint
94 m²
Volume, LiDAR
1,006 m³
Parcel 21392A0078/00S004, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Pampoelstraat 8, 1083 Ganshoren
since 20062.219.076.819
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0078/00S004 | Brussels | 275 m² | 1 · 94 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2006
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.