Dr Ruche

Active

Private limited companyfounded 20206 yrs activeKasteelstraat 19A, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0741.690.506

Dr Ruche has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €111k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 16377 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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Checked score

Score 2025

58 / 100

Fair▼ -11 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency49▼-4

Growth78▲+20

Stability100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity short (current ratio 0.92 against 0.9 in 2024), and 67.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 86

Relative position

BE, all sectors

reference

Sector 86

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

32.6%

Return on assets

47.5%

Age of the figures

8 mo

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

NBB · annual accounts 2025

Equity per financial year

202122232425

2020 to 2025 · latest year €76k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

106 d early

2024

56 d early

2023

155 d early

2022

42 d early

2021

26 d early

2020

43 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€76k▲ 18.3%

2024 · €64k

2020: €71k 2021: €169k 2022: €263k 2023: €5k 2024: €64k

2020 → 2025

Total assets

€233k▲ 28.3%

2024 · €182k

2020: €129k 2021: €224k 2022: €326k 2023: €419k 2024: €182k

2020 → 2025

Net result

€111k▼ 1.2%

2024 · €112k

2020: €66k 2021: €99k 2022: €100k 2023: €101k 2024: €112k

2020 → 2025

Working capital

€-13k▼ 10.4%

2024 · €-12k

2020: €32k 2021: €107k 2022: €174k 2023: €-77k 2024: €-12k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€169k-€263k▲ 55.5%€5k▼ 98.0%€64k▲ 1,124%€76k▲ 18.3%

Operating result€131k-€130k▼ 0.4%€133k▲ 2.4%€149k▲ 11.9%€145k▼ 2.6%

Net result€99k-€100k▲ 1.4%€101k▲ 0.9%€112k▲ 11.1%€111k▼ 1.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 3% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €233k

38.3%

61.7%

Fixed assets €89k▲ 17.1%

Current assets €144k▲ 36.4%

Equity and liabilities €233k

32.6%

67.4%

Equity €76k▲ 18.3%

Debt €157k▲ 33.7%

The debt ratio rises from 64.6% to 67.4%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€154k▼

2024 · €160k

Cash flow

€120k▼

2024 · €123k

Solvency

32.6%▼

2024 · 35.4%

Current ratio

0.92▲

2024 · 0.90

Quick ratio

0.92▲

2024 · 0.90

Debt / equity

2.07▲

2024 · 1.83

ROE

145.6%▼

2024 · 174.2%

ROA

47.5%▼

2024 · 61.6%

Interest coverage

30.19▼

2024 · 30.29

Debt

€157k▲

2024 · €118k

Debt ≤ 1 year

€157k▲

2024 · €118k

Income taxes

€31k▼

2024 · €32k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€182k€233k▲

Fixed assets21/28€76k€89k▲

Intangible fixed assets21€4€0▼

Tangible fixed assets22/27€76k€89k▲

Land and buildings22€68k€82k▲

Plant, machinery and equipment23€6k€4k▼

Furniture and vehicles24€3k€3k▲

Current assets29/58€106k€144k▲

Amounts receivable within one year40/41€5k€4k▼

Trade receivables40€4k€4k▲

Other amounts receivable41€1k€0▼

Current investments50/53€32k€36k▲

Cash at bank and in hand54/58€65k€98k▲

Deferred charges and accrued income490/1€4k€6k▲

Equity and liabilities

Total equity and liabilities10/49€182k€233k▲

Equity10/15€64k€76k▲

Contributions10/11€5k€5k=

Reserves13€59k€71k▲

Distributable reserves133€59k€71k▲

Profit (loss) carried forward14€0€0=

Amounts payable17/49€118k€157k▲

Amounts payable within one year42/48€118k€157k▲

Trade debts44€1k€2k▲

Suppliers440/4€1k€2k▲

Taxes, remuneration and social security45€11k€11k▼

Taxes450/3€11k€11k▼

Other amounts payable47/48€105k€145k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€9k▼

Other operating charges640/8€821€847▲

Non-recurring operating charges66A€960€0▼

Gross operating margin9900€162k€155k▼

Operating profit (loss)9901€149k€145k▼

Financial income75/76B€357€1k▲

Recurring financial income75€357€1k▲

Financial charges65/66B€5k€5k▼

Recurring financial charges65€5k€5k▼

Profit (loss) for the period before taxes9903€144k€141k▼

Income taxes67/77€32k€31k▼

Profit (loss) for the period9904€112k€111k▼

Profit (loss) for the period to be appropriated9905€112k€111k▼

Appropriation of the result

Profit (loss) to be appropriated9906€112k€111k▼

Transfer from equity791/2€0-

Transfer to equity691/2€59k€12k▼

To other reserves6921€59k€12k▼

Profit to be distributed694/7€53k€99k▲

Return on contributions (dividend)694€53k€99k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

16-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

05-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2020net €112k ▲11.1%

Operating result €149k, net result €112k, both a record.

27-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

19-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Equity above €200kEq €263k ▲55.5%

3 profitable years in a row build equity to €263k.

05-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Equity above €150kEq €169k ▲139%

2 profitable years in a row build equity to €169k.

18-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2020

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteelstraat 19A1600 Sint-Pieters-Leeuw

Ground area

877 m²

Building footprint

189 m²

Volume, LiDAR

815 m³

Parcel 23077B0142/00Z002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Dr Ruche

Kasteelstraat 19A, 1600 Sint-Pieters-LeeuwGeneral medical practice

since 20202.299.108.945

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23077B0142/00Z002	Flanders	877 m²	1 · 189 m²	8.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

DR. SANNE CASIER HUISARTS

BE 0715.444.779

Gent · Eq €76k

Dr. Eline Van Rompaey

Of 9,101 companies in sector 86210 we hold annual accounts for 6,324. 5,033 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-01-2020

Fiscal year end31-12

Activities, NACEBEL

86210General medical practice

86909Human health activities

86995Nutrition and dietetics services

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.