Equity
€286,231 ▲ 81.4%
Equity rose in 2025 from €157,785 to €286,231.
Dr. Quirine Van Pelt
Lifetime
2 annual accounts with figures on one time axisGross marginpeak €234,855 (2024)
€192,677▼ 18.0%
Resultpeak €153,785 (2024)
€128,446▼ 16.5%
Equitypeak €286,231 (2025)
€286,231▲ 81.4%
Debts
€36,644▲ 64.2%
Board1 name since 2023
1 directorVAN PELT Quirine Annemie Herman
Documentsfilings and deeds
25-09-202656 days late
2025micro format
Gross margin from €234,855 to €192,677Equity from €157,785 to €286,231Debts from €22,321 to €36,644Cash from €153,025 to €275,252
Key points
from the 2025 annual accounts2025 accounts filed 56 days after the deadline
Checked score
95
Excellent
Financially stronger than 88% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.4%
01-2025: 3.6%▲ +0.2 percentage points vs 12-2024
02-2025: 3.6%● unchanged vs 01-2025
03-2025: 3.5%▼ -0.1 percentage points vs 02-2025
04-2025: 3.5%● unchanged vs 03-2025
05-2025: 3.9%▲ +0.4 percentage points vs 04-2025
06-2025: 3.9%● unchanged vs 05-2025
07-2025: 4.6%▲ +0.7 percentage points vs 06-2025highest value
08-2025: 4.6%● unchanged vs 07-2025highest value
09-2025: 0.2%▼ -4.4 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%▼ -0.3 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 56 days late; 1 of the last 3 accounts late
Founded in 2023
lowers risk
Size: total assets €322,875
Liquidity: current ratio 8.62, cash €275,252
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 90% on liquidity, 90% on profitability and 91% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Dr. Quirine Van Pelt has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of Dr. Quirine Van Pelt itself is lower: 0.2% within 12 months. It rests on far more data about Dr. Quirine Van Pelt than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Dr. Quirine Van Pelt. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.62 (7.59 in 2024), above the usual 1.5. Short-term debt is 11.3% and cash 85.3% of total assets. 11.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 56 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
56 days late
2024
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 2 accounts on average 39 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0802521382
Incorporation
Founding capital of €4,000, 100 shares · Founder: VAN PELT Quirine Annemie Herman · Appointment: VAN PELT Quirine Annemie Herman (director) · published on 12-06-2023 · Gazette deed
First establishment
Groeningenlei 159, Kontich
Official details
Source: KBO- Status
- Active since 08-06-2023Normal situation
- Activity
- “De vennootschap mag in het algemeen alle verrichtingen doen, die rechtstreeks of onrechtstreeks in…” (deed in Dutch)From the articles, 6 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.346.952.2162550 Kontich, since 08-06-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 17-10-2024
Insights on Dr. Quirine Van Pelt
Dr. Quirine Van Pelt has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,231 and a net result of €128,446.
The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Dr. Quirine Van Pelt
- What is the company number of Dr. Quirine Van Pelt?
- The company number of Dr. Quirine Van Pelt is 0802.521.382. The VAT number is the same number with BE in front: BE 0802.521.382.
- Where is Dr. Quirine Van Pelt based?
- The registered office is at Groeningenlei 159, 2550 Kontich.Company details
- What is the legal form of Dr. Quirine Van Pelt?
- Dr. Quirine Van Pelt is a private limited company (BV).
- When was Dr. Quirine Van Pelt founded?
- Dr. Quirine Van Pelt was founded on 08-06-2023.
- Is Dr. Quirine Van Pelt still active?
- Yes, Dr. Quirine Van Pelt is an active enterprise in the KBO register.
- What is the turnover of Dr. Quirine Van Pelt?
- The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €192,677 and 2,211 comparable companies of the same size. It probably lies between €320,000 and €740,000. It is a rough estimate.Financials
- Is Dr. Quirine Van Pelt profitable?
- In financial year 2025, Dr. Quirine Van Pelt made a profit of €128,446.
- Where can I find the annual accounts of Dr. Quirine Van Pelt?
- Dr. Quirine Van Pelt filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Dr. Quirine Van Pelt due?
- Dr. Quirine Van Pelt must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.