Dr. Puts Valère
ActiveDr. Puts Valère has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €157k. Equity is shrinking by ~23.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 13% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency34▼-12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.26 in 2024; short-term debt: 91.2% and cash: 98.9% of total assets), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
74.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 16527 sector peers (2025).
NBB · sector comparisonPosition among 16527 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
66 d early
2024
70 d early
2023
75 d early
2022
67 d early
2021
73 d early
2020
72 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 62.1%
2024 · €49k
2018: €182k
2019: €98k
2020: €100k
2021: €65k
2022: €66k
2023: €69k
2024: €49k
2018 → 2025
Total assets
€212k▼ 10.5%
2024 · €237k
2018: €194k
2019: €250k
2020: €157k
2021: €171k
2022: €215k
2023: €201k
2024: €237k
2018 → 2025
Net result
€157k▼ 4.2%
2024 · €164k
2018: €92k
2019: €52k
2020: €52k
2021: €64k
2022: €127k
2023: €128k
2024: €164k
2018 → 2025
Working capital
€19k▼ 62.1%
2024 · €49k
2018: €171k
2019: €92k
2020: €100k
2021: €65k
2022: €66k
2023: €69k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€66k▲ 2.4%€69k▲ 4.2%€49k▼ 28.5%€19k▼ 62.1%
Operating result€81k-€164k▲ 101%€165k▲ 0.8%€213k▲ 29.5%€204k▼ 4.3%
Net result€64k-€127k▲ 96.5%€128k▲ 1.0%€164k▲ 28.5%€157k▼ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €212k
Equity
€19k▼ 62.1%
Debt
€194k▲ 3.1%
The debt ratio rises from 79.2% to 91.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
8.8%▼
2024 · 20.8%
Current ratio
1.10▼
2024 · 1.26
Quick ratio
1.10▼
2024 · 1.26
Debt / equity
10.32▲
2024 · 3.80
ROE
838.5%▲
2024 · 332.0%
ROA
74.1%▲
2024 · 69.2%
Debt
€194k▲
2024 · €188k
Debt ≤ 1 year
€194k▲
2024 · €188k
Income taxes
€47k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€212k▼
Current assets29/58€237k€212k▼
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40-€1k
Other amounts receivable41€2k€754▼
Cash at bank and in hand54/58€235k€210k▼
Deferred charges and accrued income490/1€424€550▲
Equity and liabilities
Total equity and liabilities10/49€237k€212k▼
Equity10/15€49k€19k▼
Contributions10/11€19k€19k=
Reserves13€31k-
Distributable reserves133€31k-
Profit (loss) carried forward14-€162
Amounts payable17/49€188k€194k▲
Amounts payable within one year42/48€188k€194k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Other amounts payable47/48€184k€188k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€214k€205k▼
Operating profit (loss)9901€213k€204k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€44€45▲
Recurring financial charges65€44€45▲
Profit (loss) for the period before taxes9903€213k€204k▼
Income taxes67/77€49k€47k▼
Profit (loss) for the period9904€164k€157k▼
Profit (loss) for the period to be appropriated9905€164k€157k▼
Appropriation of the result
Profit (loss) to be appropriated9906€164k€157k▼
Transfer from equity791/2€34k€31k▼
Transfer to equity691/2€14k-
To other reserves6921€14k-
Profit to be distributed694/7€184k€188k▲
Return on contributions (dividend)694€184k€188k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €164k ▲28.5%
Operating result €213k, net result €164k, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €52k ▼0.1%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €100k ▲2.4%
3 profitable years in a row build equity to €100k.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 913620 LanakenGround area
682 m²
Building footprint
103 m²
Volume, LiDAR
696 m³
Parcel 73014B0251/00G000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DR PUTS VALERE
since 20162.251.195.794
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B0251/00G000 | Flanders | 682 m² | 1 · 103 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 3,065 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2016
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.