DR. PH. ALBERTYN
ActiveDR. PH. ALBERTYN has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €176k and a net result of €126k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 2152 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+29
Solvency55▼-10
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.03 in 2023; short-term debt: 69.5% and cash: 10.5% of total assets), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2152 sector peers (2024).
NBB · sector comparisonPosition among 2152 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
92 d late
2022
149 d late
2021
142 d late
2020
96 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€176k▲ 251%
2023 · €50k
2018: €60k
2019: €43k
2020: €69k
2021: €81k
2022: €52k
2023: €50k
2018 → 2024
Total assets
€577k▲ 365%
2023 · €124k
2018: €902k
2019: €768k
2020: €645k
2021: €517k
2022: €335k
2023: €124k
2018 → 2024
Net result
€126k
2023 · €-2k
2018: €-51k
2019: €-16k
2020: €25k
2021: €12k
2022: €-29k
2023: €-2k
2018 → 2024
Working capital
€139k▲ 5,540%
2023 · €2k
2018: €-125k
2019: €-192k
2020: €-133k
2021: €-52k
2022: €-28k
2023: €2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€81k▲ 17.4%€52k▼ 35.7%€50k▼ 3.8%€176k▲ 251%
Operating result€48k-€25k▼ 48.4%€-28k€6k€203k▲ 3,113%
Net result€25k-€12k▼ 52.9%€-29k€-2k▲ 93.2%€126k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 3,113% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €577k
Fixed assets
€37k▼ 23.3%
Current assets
€541k▲ 607%
Equity and liabilities €577k
Equity
€176k▲ 251%
Debt
€401k▲ 442%
The debt ratio rises from 59.6% to 69.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€206k▲
2023 · €39k
Cash flow
€129k▲
2023 · €31k
Solvency
30.5%▼
2023 · 40.4%
Current ratio
1.35▲
2023 · 1.03
Quick ratio
1.35▲
2023 · 1.03
Debt / equity
2.28▲
2023 · 1.48
ROE
71.5%▲
2023 · -3.9%
ROA
21.8%▲
2023 · -1.6%
Interest coverage
47.57▲
2023 · 14.56
Debt
€401k▲
2023 · €74k
Debt ≤ 1 year
€401k▲
2023 · €74k
Income taxes
€65k▲
2023 · €8k
Staff costs
€338▲
2023 · €332
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€124k€577k▲
Fixed assets21/28€48k€37k▼
Tangible fixed assets22/27€48k€37k▼
Land and buildings22€8k€0▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€29k€29k=
Current assets29/58€76k€541k▲
Amounts receivable within one year40/41€36k€465k▲
Trade receivables40-€29k
Other amounts receivable41€36k€436k▲
Cash at bank and in hand54/58€26k€61k▲
Deferred charges and accrued income490/1€14k€15k▲
Equity and liabilities
Total equity and liabilities10/49€124k€577k▲
Equity10/15€50k€176k▲
Contributions10/11€6k€6k=
Reserves13€123k€249k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€123k€249k▲
Profit (loss) carried forward14€-80k€-80k=
Amounts payable17/49€74k€401k▲
Amounts payable within one year42/48€74k€401k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€45k€43k▼
Suppliers440/4€45k€43k▼
Taxes, remuneration and social security45€29k€94k▲
Taxes450/3€29k€94k▲
Other amounts payable47/48€0€264k▲
Income statement
Code20232024
Remuneration, social security and pensions62€332€338▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€3k▼
Other operating charges640/8€6k€3k▼
Gross operating margin9900€45k€209k▲
Operating profit (loss)9901€6k€203k▲
Financial income75/76B€2k€10▼
Recurring financial income75€2k€10▼
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€4k▲
Non-recurring financial charges66B-€8k
Profit (loss) for the period before taxes9903€6k€191k▲
Income taxes67/77€8k€65k▲
Profit (loss) for the period9904€-2k€126k▲
Profit (loss) for the period to be appropriated9905€-2k€126k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€46k▲
Profit (loss) brought forward from the previous period14P€-78k€-80k▼
Transfer to equity691/2-€126k
To other reserves6921-€126k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 92 days late
2024
31-12
Financial
Back to profitnet €126k
Net result €126k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €176k ▲251%
Equity rises from €50k to €176k.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 149 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 142 days late
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 96 days late
2020
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 148 days late
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 118 days late
2017
20-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 112 days late
2016
17-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleistraat 1102630 AartselaarGround area
2,591 m²
Building footprint
308 m²
Volume, LiDAR
2,373 m³
Parcel 11001C0157/00E000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DR. PH. ALBERTYN
since 20082.174.728.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001C0157/00E000 | Flanders | 2,591 m² | 1 · 308 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OMED
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A.W. Cardio SC SPRL
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2002
Fiscal year end31-12
Activities, NACEBEL
85120
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.