DR. PASCAL KNAPEN
ActiveDR. PASCAL KNAPEN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.04M and a net result of €304k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 48% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▲+14
Solvency86▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.76 in 2024; short-term debt: 39.1% and cash: 4.8% of total assets), and 39.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.9%
Return on assets
9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.04M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
21 d early
2023
5 d early
2022
6 d early
2021
20 d early
2020
36 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.04M▲ 17.4%
2024 · €1.74M
2018: €1.72M
2019: €1.80M
2020: €1.80M
2021: €1.66M
2022: €1.68M
2023: €1.69M
2024: €1.74M
2018 → 2025
Total assets
€3.36M▲ 10.4%
2024 · €3.04M
2018: €2.54M
2019: €2.59M
2020: €2.58M
2021: €2.63M
2022: €2.75M
2023: €2.85M
2024: €3.04M
2018 → 2025
Net result
€304k▲ 84.8%
2024 · €164k
2018: €111k
2019: €89k
2020: €34k
2021: €57k
2022: €104k
2023: €105k
2024: €164k
2018 → 2025
Working capital
€1.34M▲ 35.1%
2024 · €990k
2018: €790k
2019: €906k
2020: €894k
2021: €807k
2022: €888k
2023: €944k
2024: €990k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.66M-€1.68M▲ 1.6%€1.69M▲ 0.2%€1.74M▲ 3.2%€2.04M▲ 17.4%
Operating result€93k-€178k▲ 90.8%€186k▲ 4.6%€215k▲ 16.0%€281k▲ 30.3%
Net result€57k-€104k▲ 82.3%€105k▲ 1.0%€164k▲ 56.7%€304k▲ 84.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.36M
Fixed assets
€706k▼ 5.9%
Current assets
€2.65M▲ 15.7%
Equity and liabilities €3.36M
Equity
€2.04M▲ 17.4%
Debt
€1.31M▲ 0.9%
The debt ratio falls from 42.8% to 39.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€347k▲
2024 · €281k
Cash flow
€370k▲
2024 · €230k
Solvency
60.9%▲
2024 · 57.2%
Current ratio
2.02▲
2024 · 1.76
Quick ratio
2.02▲
2024 · 1.76
Debt / equity
0.64▼
2024 · 0.75
ROE
14.9%▲
2024 · 9.4%
ROA
9.0%▲
2024 · 5.4%
Interest coverage
4.04▲
2024 · 3.00
Debt
€1.31M▲
2024 · €1.30M
Debt ≤ 1 year
€1.31M▲
2024 · €1.30M
Income taxes
€89k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.04M€3.36M▲
Fixed assets21/28€750k€706k▼
Tangible fixed assets22/27€750k€706k▼
Land and buildings22€685k€662k▼
Plant, machinery and equipment23€3k€4k▲
Furniture and vehicles24€62k€39k▼
Assets under construction and advance payments27-€858
Current assets29/58€2.29M€2.65M▲
Amounts receivable within one year40/41€208k€270k▲
Trade receivables40€171k€225k▲
Other amounts receivable41€37k€45k▲
Current investments50/53€2.01M€2.22M▲
Cash at bank and in hand54/58€72k€161k▲
Equity and liabilities
Total equity and liabilities10/49€3.04M€3.36M▲
Equity10/15€1.74M€2.04M▲
Contributions10/11€19k€19k=
Reserves13€1.72M€2.03M▲
Distributable reserves133€1.72M€2.03M▲
Profit (loss) carried forward14-€0
Amounts payable17/49€1.30M€1.31M▲
Amounts payable within one year42/48€1.30M€1.31M▲
Trade debts44€20k€63▼
Suppliers440/4€20k€63▼
Taxes, remuneration and social security45€44k€72k▲
Taxes450/3€44k€72k▲
Other amounts payable47/48€1.24M€1.24M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€67k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€285k€354k▲
Operating profit (loss)9901€215k€281k▲
Financial income75/76B€99k€198k▲
Recurring financial income75€85k€198k▲
Non-recurring financial income76B€13k€0▼
Financial charges65/66B€94k€86k▼
Recurring financial charges65€94k€86k▼
Profit (loss) for the period before taxes9903€220k€393k▲
Income taxes67/77€56k€89k▲
Profit (loss) for the period9904€164k€304k▲
Profit (loss) for the period to be appropriated9905€164k€304k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€304k▲
Transfer from equity791/2€111k€0▼
Transfer to equity691/2€164k€304k▲
To other reserves6921€164k€304k▲
Profit to be distributed694/7€111k€0▼
Return on contributions (dividend)694€111k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €304k ▲84.8%
Operating result €281k, net result €304k, both a record.
31-12
Financial
Equity above €2MEq €2.04M ▲17.4%
8 profitable years in a row build equity to €2.04M.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €34k ▼62.2%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschopsweyerstraat 473570 AlkenGround area
9,607 m²
Building footprint
179 m²
Volume, LiDAR
1,173 m³
Parcel 73001H0256/00C004, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bisschopsweyerstraat 47, 3570 Alken
since 20002.302.084.073
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001H0256/00C004 | Flanders | 9,607 m² | 1 · 179 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600NHUF3IROLND878
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 4,583 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-07-2000
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.