Equity
€175,146 ▼ 43.5%
DR. MICHÈLE LOOP paid out €190,085 in dividends. That is 344% of the 2025 profit.
DR. MICHÈLE LOOP
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €95,868 (2022)
€80,346▼ 7.1%
Resultlowest -€55,462 (2018)
€55,294▼ 8.7%
Equitypeak €309,936 (2024)
€175,146▼ 43.5%
Debts
€100,120▲ 29×
Board1 name since 2010
1 directorLoop Michèle
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Dividend €190,085Equity from €309,936 to €175,146Debts from €3,457 to €100,120
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 54% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €275,266
Liquidity: current ratio 2.71, cash €186,766
Equity €175,146 (63.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 53% of them on solvency, 75% on liquidity, 75% on profitability and 10% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as DR. MICHÈLE LOOP has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DR. MICHÈLE LOOP itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for DR. MICHÈLE LOOP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.71 (88.8 in 2024), above the usual 1.5. Short-term debt is 36.4% and cash 67.8% of total assets. 36.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
23 days late
2022
16 days late
2021
18 days late
2020
30 days late
2019
70 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 31 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
UBO non-compliance
effective 15-02-2024 · KBO administration
Incorporation
published on 04-11-2010 · Gazette deed
First establishment
Steenweg op Brussel 309, Kraainem
Official details
Source: KBO- Status
- Active since 22-10-2010Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.211.178.3461950 Kraainem, since 18-10-2010
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- Turnover
- ≈ €240,000estimated
- Total assets
- €275,266▼ 12.2%
- Filing
- Filed on 31-08-2026
Insights on DR. MICHÈLE LOOP
DR. MICHÈLE LOOP files the micro format. That format states no turnover. The gross margin fell from €94,466 in 2011 to €80,346 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DR. MICHÈLE LOOP
- What is the company number of DR. MICHÈLE LOOP?
- The company number of DR. MICHÈLE LOOP is 0830.560.421. The VAT number is the same number with BE in front: BE 0830.560.421.
- Where is DR. MICHÈLE LOOP based?
- The registered office is at Steenweg op Brussel 309, 1950 Kraainem.Company details
- What is the legal form of DR. MICHÈLE LOOP?
- DR. MICHÈLE LOOP is a private limited company (pre-2019) (BVBA).
- When was DR. MICHÈLE LOOP founded?
- DR. MICHÈLE LOOP was founded on 22-10-2010.
- Is DR. MICHÈLE LOOP still active?
- Yes, DR. MICHÈLE LOOP is an active enterprise in the KBO register.
- What is the turnover of DR. MICHÈLE LOOP?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €80,346 and 2,663 comparable companies of the same size. It probably lies between €160,000 and €420,000. It is a rough estimate.Financials
- Is DR. MICHÈLE LOOP profitable?
- In financial year 2025, DR. MICHÈLE LOOP made a profit of €55,294.
- Where can I find the annual accounts of DR. MICHÈLE LOOP?
- DR. MICHÈLE LOOP filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DR. MICHÈLE LOOP due?
- DR. MICHÈLE LOOP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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