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Dr. Laura Callens

Active
Private limited companyfounded 2025active for 1 yearSint-Denijseweg(Kor) 88, 8500 Kortrijk, BelgiumKBO/BCE: BE 1025.367.697
Summary

Dr. Laura Callens has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,422 and a net result of €173,254. The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
“De uitoefening van de geneeskunde op het gebied van psychiatrie door de artsen-aandeelhouders in…” (deed in Dutch)
From the articlesNo NACE code in the KBO yet1 site
Size
€235,016total assets 2025
Equity
€172,422
Profit
€173,254
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 18 days early
Why 97raises riskFounded in 2025lowers riskSize: total assets €235,016Liquidity: current ratio 3.76, cash €151,061Equity €172,422 (73.4% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 98
equity 73.4% of total assets
Liquidity 90
short-term debt 26.4% · cash 64.3%
Profitability 100
return on assets 73.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2026: 0.1%lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026highest value
Credit of up to €16,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 3.76, above the usual 1.5; short-term debt: 26.4% and cash: 64.3% of total assets), and 26.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 61% on solvency, 81% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €235,016
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.76, cash €151,061
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €172,422 (73.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
18 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: CALLENS Laura Lucky Marie-Jeanne…

Key points

  • Founded 15 months agofounded 10-07-2025 15 months View
  • Total assets 2025first financial year filed €235,016 View

By topic

Financials

Financial year
2025
Total assets
€235,016
Profit
€173,254
Solvency
73.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
10-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Annual meeting
Last Friday of May at 18:00
Purpose
“De uitoefening van de geneeskunde op het gebied van psychiatrie door de…” (deed in Dutch)
Go to Articles of association

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