Dr. L. Lootens - vaatheelkunde
ActiveThe computed 12-month bankruptcy probability of Dr. L. Lootens - vaatheelkunde is 2.1% (moderate). The 2025 annual accounts show equity of €171k and a net result of €165k. Equity is growing by ~72.3% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 4.93 against 4.17 in 2024; short-term debt: 19.7% and cash: 78.8% of total assets), and 20% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80%
Return on assets
77%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
12 d early
2024
28 d late
2023
129 d late
2022
60 d late
2021
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€171k▲ 74.1%
2024 · €98k
2021: €19k
2022: €107k
2023: €224k
2024: €98k
2021 → 2025
Total assets
€214k▲ 69.0%
2024 · €127k
2021: €47k
2022: €148k
2023: €265k
2024: €127k
2021 → 2025
Net result
€165k▲ 78.9%
2024 · €92k
2021: €13k
2022: €88k
2023: €117k
2024: €92k
2021 → 2025
Working capital
€166k▲ 90.1%
2024 · €87k
2021: €6k
2022: €96k
2023: €213k
2024: €87k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€107k▲ 454%€224k▲ 109%€98k▼ 56.1%€171k▲ 74.1%
Operating result€17k-€113k▲ 559%€151k▲ 33.8%€118k▼ 21.8%€218k▲ 84.7%
Net result€13k-€88k▲ 559%€117k▲ 33.3%€92k▼ 21.2%€165k▲ 78.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 85% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €214k
Fixed assets
€6k▼ 49.2%
Current assets
€208k▲ 81.2%
Equity and liabilities €214k
Equity
€171k▲ 74.1%
Debt
€43k▲ 51.3%
The debt ratio falls from 22.4% to 20.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€224k▲
2024 · €122k
Cash flow
€171k▲
2024 · €96k
Solvency
80.0%▲
2024 · 77.6%
Current ratio
4.93▲
2024 · 4.17
Quick ratio
4.93▲
2024 · 4.17
Debt / equity
0.25▼
2024 · 0.29
ROE
96.3%▲
2024 · 93.7%
ROA
77.0%▲
2024 · 72.7%
Interest coverage
93.70▲
2024 · 74.56
Debt
€43k▲
2024 · €28k
Debt ≤ 1 year
€42k▲
2024 · €28k
Income taxes
€51k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€214k▲
Fixed assets21/28€12k€6k▼
Tangible fixed assets22/27€12k€6k▼
Plant, machinery and equipment23€9k€3k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€115k€208k▲
Amounts receivable within one year40/41€9k€9k=
Other amounts receivable41€9k€9k=
Cash at bank and in hand54/58€95k€169k▲
Deferred charges and accrued income490/1€10k€30k▲
Equity and liabilities
Total equity and liabilities10/49€127k€214k▲
Equity10/15€98k€171k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€92k€165k▲
Amounts payable17/49€28k€43k▲
Amounts payable within one year42/48€28k€42k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€21k▲
Taxes450/3€5k€21k▲
Other amounts payable47/48€20k€20k▲
Accrued charges and deferred income492/3€784€684▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€726€544▼
Gross operating margin9900€123k€225k▲
Operating profit (loss)9901€118k€218k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€117k€216k▲
Income taxes67/77€24k€51k▲
Profit (loss) for the period9904€92k€165k▲
Profit (loss) for the period to be appropriated9905€92k€165k▲
Appropriation of the result
Profit (loss) to be appropriated9906€310k€257k▼
Profit (loss) brought forward from the previous period14P€218k€92k▼
Profit to be distributed694/7€218k€92k▼
Return on contributions (dividend)694€218k€92k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €165k ▲78.9%
Operating result €218k, net result €165k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲74.1%
5 profitable years in a row build equity to €171k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 129 days late
2023
31-12
Financial
Equity above €200kEq €224k ▲109%
3 profitable years in a row build equity to €224k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 3.36
Current ratio from 1.23 to 3.36.
31-12
Financial
Equity above €100kEq €107k ▲454%
2 profitable years in a row build equity to €107k.
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donkerstraat(HA) 489450 HaaltertGround area
697 m²
Building footprint
150 m²
Volume, LiDAR
839 m³
Parcel 41024B0726/00G000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dr. L. Lootens - vaatheelkunde
since 20212.319.093.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024B0726/00G000 | Flanders | 697 m² | 1 · 150 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.