Skip to content

Dr. L. JANSSEN

Active
Private limited companyfounded 201412 yrs activeHoefstraat 10, 3560 Lummen, BelgiumKBO/BCE: BE 0545.971.032

Dr. L. JANSSEN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €468k and a net result of €76k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+6
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 34.31 against 28.52 in 2024; short-term debt: 2.7% and cash: 0.9% of total assets), and 2.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.3%
Return on assets
15.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
27 d late
2024
29 d late
2023
27 d late
2022
31 d late
2021
61 d late
2020
30 d late
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€468k▲ 19.4%
2024 · €392k
2018: €181k 2019: €239k 2020: €283k 2021: €321k 2022: €408k 2023: €416k 2024: €392k
2018 → 2025
Total assets
€482k▲ 18.9%
2024 · €405k
2018: €219k 2019: €257k 2020: €298k 2021: €327k 2022: €426k 2023: €433k 2024: €405k
2018 → 2025
Net result
€76k▲ 66.8%
2024 · €46k
2018: €69k 2019: €57k 2020: €73k 2021: €38k 2022: €88k 2023: €62k 2024: €46k
2018 → 2025
Working capital
€436k▲ 22.8%
2024 · €355k
2018: €163k 2019: €221k 2020: €269k 2021: €316k 2022: €404k 2023: €374k 2024: €355k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€321k-€408k▲ 27.3%€416k▲ 1.8%€392k▼ 5.6%€468k▲ 19.4%
Operating result€52k-€121k▲ 131%€85k▼ 29.7%€62k▼ 26.6%€103k▲ 65.4%
Net result€38k-€88k▲ 132%€62k▼ 29.8%€46k▼ 25.8%€76k▲ 66.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €52k€52kNet result 2021: €38k€38kOperating result 2022: €121k€121kNet result 2022: €88k€88kOperating result 2023: €85k€85kNet result 2023: €62k€62kOperating result 2024: €62k€62kNet result 2024: €46k€46kOperating result 2025: €103k€103kNet result 2025: €76k€76k20212022202320242025
The operating result recovers in 2025; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets €32k▼ 12.6%
Current assets €449k▲ 22.0%
Equity and liabilities €482k
Equity €468k▲ 19.4%
Debt €13k▲ 1.5%
The debt ratio falls from 3.2% to 2.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€110k
2024 · €68k
Cash flow
€83k
2024 · €52k
Solvency
97.3%
2024 · 96.8%
Current ratio
34.31
2024 · 28.52
Quick ratio
34.31
2024 · 28.52
Debt / equity
0.03
2024 · 0.03
ROE
16.3%
2024 · 11.6%
ROA
15.8%
2024 · 11.3%
Interest coverage
787.89
2024 · 459.98
Debt
€13k
2024 · €13k
Debt ≤ 1 year
€13k
2024 · €13k
Income taxes
€28k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€405k€482k
Fixed assets21/28€37k€32k
Tangible fixed assets22/27€37k€32k
Land and buildings22€2k€1k
Plant, machinery and equipment23€35k€31k
Current assets29/58€368k€449k
Amounts receivable within one year40/41€6k€65k
Trade receivables40-€10k
Other amounts receivable41€6k€55k
Current investments50/53€331k€344k
Cash at bank and in hand54/58€23k€4k
Deferred charges and accrued income490/1€9k€36k
Equity and liabilities
Total equity and liabilities10/49€405k€482k
Equity10/15€392k€468k
Contributions10/11€12k€12k=
Reserves13€380k€456k
Distributable reserves133€380k€456k
Amounts payable17/49€13k€13k
Amounts payable within one year42/48€13k€13k
Trade debts44€638€3k
Suppliers440/4€638€3k
Taxes, remuneration and social security45€3k€10k
Taxes450/3€3k€10k
Other amounts payable47/48€10k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k
Other operating charges640/8€1k€5k
Gross operating margin9900€70k€115k
Operating profit (loss)9901€62k€103k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€149€140
Recurring financial charges65€149€140
Profit (loss) for the period before taxes9903€64k€104k
Income taxes67/77€18k€28k
Profit (loss) for the period9904€46k€76k
Profit (loss) for the period to be appropriated9905€46k€76k
Appropriation of the result
Profit (loss) to be appropriated9906€46k€76k
Transfer from equity791/2€69k-
Transfer to equity691/2€46k€76k
To other reserves6921€46k€76k
Profit to be distributed694/7€69k-
Return on contributions (dividend)694€69k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial Highest result since 2018net €88k ▲132%
Operating result €121k, net result €88k, both a record.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Weakest financial yearnet €38k ▼48.5%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity triplescurrent ratio 54.60
Current ratio from 19.40 to 54.60; short-term debt falls from €15k to €6k.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Liquidity doublescurrent ratio 17.53
Current ratio from 7.31 to 17.53; short-term debt falls from €26k to €13k.
31-12
Financial Equity above €200kEq €239k ▲31.7%
2 profitable years in a row build equity to €239k.
25-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
27-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hoefstraat 103560 Lummen
Ground area
340 m²
Building footprint
60 m²
Volume, LiDAR
300 m³
Parcel 71037C2395/00H000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DR. L. JANSSEN
Hoefstraat 10, 3560 LummenGeneral medical practice
since 20142.227.227.292
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71037C2395/00H000 Flanders 340 m² 1 · 60 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 4,942 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-02-2014
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.