DR. KOEN SUY
ActiveSummary
DR. KOEN SUY has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.47M and a net result of €241k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+28
Solvency88▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 2.64 in 2024; short-term debt: 23.9% and cash: 29.3% of total assets), and 37.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.7%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
17 d early
2023
15 d early
2022
5 d early
2021
31 d early
2020
29 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.47M▲ 2.7%
2024 · €1.43M
2018: €949k
2019: €1.05M
2020: €1.15M
2021: €1.20M
2022: €1.15M
2023: €1.29M
2024: €1.43M
2018 → 2025
Total assets
€2.35M▲ 2.0%
2024 · €2.30M
2018: €1.41M
2019: €1.29M
2020: €1.45M
2021: €1.75M
2022: €1.69M
2023: €1.92M
2024: €2.30M
2018 → 2025
Net result
€241k▲ 27.6%
2024 · €189k
2018: €43k
2019: €105k
2020: €96k
2021: €115k
2022: €114k
2023: €140k
2024: €189k
2018 → 2025
Working capital
€862k▲ 3.9%
2024 · €829k
2018: €522k
2019: €725k
2020: €775k
2021: €843k
2022: €737k
2023: €870k
2024: €829k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.20M-€1.15M▼ 4.2%€1.29M▲ 12.2%€1.43M▲ 11.2%€1.47M▲ 2.7%
Operating result€245k-€271k▲ 10.8%€328k▲ 21.1%€417k▲ 27.0%€382k▼ 8.5%
Net result€115k-€114k▼ 0.6%€140k▲ 22.8%€189k▲ 34.5%€241k▲ 27.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.35M
Fixed assets
€922k ▼ 4.5%
Current assets
€1.42M ▲ 6.7%
Equity and liabilities €2.35M
Equity
€1.47M ▲ 2.7%
Debt
€876k ▲ 0.8%
Debt's share of the balance-sheet total falls from 37.8% to 37.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€420k▼
2024 · €449k
Cash flow
€279k▲
2024 · €220k
Current ratio
2.53▼
2024 · 2.64
Debt to equity
0.60▼
2024 · 0.61
ROE
16.4%▲
2024 · 13.2%
ROA
10.3%▲
2024 · 8.2%
Interest coverage
10.56▲
2024 · 3.02
Debt ≤ 1 year
€562k▲
2024 · €504k
Debt > 1 year
€314k▼
2024 · €364k
Income taxes
€106k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.30M€2.35M▲
Fixed assets21/28€965k€922k▼
Tangible fixed assets22/27€963k€919k▼
Land and buildings22€501k€919k▲
Assets under construction and advance payments27€461k€0▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.33M€1.42M▲
Amounts receivable within one year40/41€186k€190k▲
Trade receivables40€747€51k▲
Other amounts receivable41€185k€139k▼
Current investments50/53€542k€546k▲
Cash at bank and in hand54/58€606k€687k▲
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.35M▲
Equity10/15€1.43M€1.47M▲
Contributions10/11€12k€12k=
Reserves13€1.42M€1.46M▲
Distributable reserves133€1.42M€1.46M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€869k€876k▲
Amounts payable after more than one year17€364k€314k▼
Financial debts170/4€364k€314k▼
Amounts payable within one year42/48€504k€562k▲
Current portion of amounts payable after more than one year42€50k€50k=
Trade debts44€122€0▼
Suppliers440/4€122€0▼
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€445k€503k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€38k▲
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€455k€433k▼
Operating profit (loss)9901€417k€382k▼
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Financial charges65/66B€149k€40k▼
Recurring financial charges65€149k€40k▼
Profit (loss) for the period before taxes9903€271k€347k▲
Income taxes67/77€82k€106k▲
Profit (loss) for the period9904€189k€241k▲
Profit (loss) for the period to be appropriated9905€189k€241k▲
Appropriation of the result
Profit (loss) to be appropriated9906€189k€241k▲
Transfer from equity791/2€44k€202k▲
Transfer to equity691/2€189k€241k▲
To other reserves6921€189k€241k▲
Profit to be distributed694/7€44k€202k▲
Return on contributions (dividend)694€44k€202k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €241k ▲27.6%
Net result €241k, the highest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €1MEq €1.05M ▲11.1%
2 profitable years in a row build equity to €1.05M.
10-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boterlaarbaan 82970 SchildeGround area
4,776 m²
Building footprint
346 m²
Volume, LiDAR
2,684 m³
Parcel 11041B0442/00C000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Boterlaarbaan 8, 2970 Schilde
since 20022.303.953.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0442/00C000 | Flanders | 4,776 m² | 1 · 346 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493001D6CDEJQRPB439
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Of 105 companies in sector 86109 we hold annual accounts for 83. 55 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
86109Human health activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.