Equity
Equity fell by 86% in 4 years.
Equity fell by 86% in 4 years.
The micro format states no turnover.
Of this, €161,899 falls due within a year.
Green is investment, beige is depreciation.
The 2019 accounts came latest: 83 days after the end of the period.
Lower solvency than 87% of companies in human health. Sector median 63.0% · 20,774 companies.
The dashed line is the sector median: < 0.1% across 24,192 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 13% of them on solvency, 18% on liquidity, 80% on profitability and 37% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,153 companies had the same profile as Dr. Katrien Devos has now. Each dot stands for 6 companies, two years later.
The bankruptcy probability of Dr. Katrien Devos itself is lower: < 0.1% within 12 months. It rests on far more data about Dr. Katrien Devos than the profile alone.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Dr. Katrien Devos. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.74 (0.8 in 2024), below 1. Short-term debt is 74.6% and cash 32.1% of total assets. 91.5% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Dr. Katrien Devos Ypres | €217,014 | €174,438 | 8.5% | - |
| Dr. MATTHIAS VERYSER Ypres | €213,483 | €171,481 | 58.4% | - |
| Dr. Gert-Jan Aelvoet Roeselare | €233,819 | €164,799 | 61.2% | - |
| Dr. Jan Bontinck - Vasculair chirurg Ghent | €222,064 | €175,901 | 51.9% | - |
| Dr. Marjan DHOLLANDER Stekene | €230,160 | €182,670 | 38.4% | - |
| MEDISCH CENTRUM OOST Malle | €222,620 | €184,141 | 6.3% | 2.8 |
| DOKTER INGE RUYTINX Halen | €195,313 | €164,548 | 68.8% | 0 |
These companies have the same main activity as Dr. Katrien Devos: general medical practice (NACE 86210). They are comparable in size and age: total assets between €195,000 and €234,000, founded between 2018 and 2019.
Dr. Katrien Devos files the micro format. That format states no turnover. The gross margin rose from €87,412 in 2019 to €174,438 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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