DR. JOHN VAN OVERSCHELDE
ActiveDR. JOHN VAN OVERSCHELDE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323k and a net result of €58k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-7
Solvency83=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 2.97 in 2024; short-term debt: 24.2% and cash: 43.9% of total assets), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
10.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
89 d early
2023
79 d early
2022
89 d early
2021
60 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€323k▼ 3.7%
2024 · €335k
2018: €181k
2019: €210k
2020: €164k
2021: €183k
2022: €255k
2023: €297k
2024: €335k
2018 → 2025
Total assets
€552k▼ 4.3%
2024 · €577k
2018: €570k
2019: €569k
2020: €428k
2021: €420k
2022: €549k
2023: €539k
2024: €577k
2018 → 2025
Net result
€58k▼ 12.9%
2024 · €67k
2018: €97k
2019: €89k
2020: €70k
2021: €69k
2022: €72k
2023: €42k
2024: €67k
2018 → 2025
Working capital
€206k▼ 0.8%
2024 · €207k
2018: €103k
2019: €111k
2020: €48k
2021: €76k
2022: €120k
2023: €167k
2024: €207k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€255k▲ 39.3%€297k▲ 16.6%€335k▲ 12.6%€323k▼ 3.7%
Operating result€104k-€108k▲ 4.0%€137k▲ 27.3%€155k▲ 12.8%€158k▲ 2.0%
Net result€69k-€72k▲ 4.8%€42k▼ 41.0%€67k▲ 57.3%€58k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€213k▼ 19.5%
Current assets
€339k▲ 8.6%
Equity and liabilities €552k
Equity
€323k▼ 3.7%
Debt
€230k▼ 5.2%
The debt ratio falls from 42.0% to 41.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€213k▲
2024 · €210k
Cash flow
€113k▼
2024 · €122k
Solvency
58.4%▲
2024 · 58.0%
Current ratio
2.54▼
2024 · 2.97
Quick ratio
2.54▼
2024 · 2.97
Debt / equity
0.71▼
2024 · 0.72
ROE
18.0%▼
2024 · 19.9%
ROA
10.5%▼
2024 · 11.6%
Interest coverage
2.67▼
2024 · 3.30
Debt
€230k▼
2024 · €242k
Debt ≤ 1 year
€134k▲
2024 · €105k
Debt > 1 year
€96k▼
2024 · €137k
Income taxes
€26k▼
2024 · €29k
Staff costs
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€577k€552k▼
Fixed assets21/28€265k€213k▼
Tangible fixed assets22/27€264k€212k▼
Land and buildings22€195k€168k▼
Plant, machinery and equipment23€4k€922▼
Furniture and vehicles24€64k€44k▼
Financial fixed assets28€1k€1k=
Current assets29/58€312k€339k▲
Amounts receivable within one year40/41€108k€66k▼
Other amounts receivable41€108k€66k▼
Current investments50/53€50k€15k▼
Cash at bank and in hand54/58€144k€243k▲
Deferred charges and accrued income490/1€10k€15k▲
Equity and liabilities
Total equity and liabilities10/49€577k€552k▼
Equity10/15€335k€323k▼
Contributions10/11€12k€12k=
Reserves13€322k€310k▼
Tax-exempt reserves132€413€413=
Distributable reserves133€322k€310k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€242k€230k▼
Amounts payable after more than one year17€137k€96k▼
Financial debts170/4€137k€96k▼
Amounts payable within one year42/48€105k€134k▲
Current portion of amounts payable after more than one year42€46k€45k▼
Trade debts44€18k€7k▼
Suppliers440/4€18k€7k▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€5k€5k=
Other amounts payable47/48€29k€70k▲
Accrued charges and deferred income492/3€0€563▲
Income statement
Code20242025
Remuneration, social security and pensions62-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€55k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€212k€222k▲
Operating profit (loss)9901€155k€158k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€63k€80k▲
Recurring financial charges65€63k€80k▲
Profit (loss) for the period before taxes9903€96k€84k▼
Income taxes67/77€29k€26k▼
Profit (loss) for the period9904€67k€58k▼
Profit (loss) for the period to be appropriated9905€67k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€58k▼
Transfer from equity791/2€31k€72k▲
Transfer to equity691/2€69k€60k▼
To other reserves6921€69k€60k▼
Profit to be distributed694/7€29k€70k▲
Return on contributions (dividend)694€29k€70k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €42k ▼41%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €255k ▲39.3%
5 profitable years in a row build equity to €255k.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €200kEq €210k ▲15.8%
2 profitable years in a row build equity to €210k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoezekouterdreef 1199300 AalstGround area
1,235 m²
Building footprint
232 m²
Parcel 41002B0081/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
DR. JOHN VAN OVERSCHELDE
since 20082.253.398.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0081/00K000 | Flanders | 1,235 m² | 1 · 232 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
25490096YHTOIQR3L098
Similar companies · same sector, comparable size
Dorian Van Belle
BE 1000.705.745
Gembloux · Eq €323k
K.S.E.
BE 0434.593.454
Sint-Lambrechts-Woluwe · Eq €323k
DOKTER ELS HEULENS, kinder- en jeugdpsychiater
BE 0828.365.350
Gent · Eq €322k
Dr. Halil Sirimsi
BE 0691.820.529
Antwerpen · Eq €323k
DR RINGOIR ANNELIES
BE 0797.297.537
Gent · Eq €322k
Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2008
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
68203Renting and operating of own or leased non-residential real estate, excluding land
90029Arts creation and performing arts activities
90399Other support activities for arts and performing arts
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.