Dr. JoeyJar

Active

Private limited companyfounded 20206 yrs activeSchorrelaan 4, 2660 Antwerpen, BelgiumKBO/BCE: BE 0741.380.995

The computed 12-month bankruptcy probability of Dr. JoeyJar is 2.1% (moderate). The 2025 annual accounts show equity of €47k and a net result of €100k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

56 / 100

Fair▲ +16 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency14▲+10

Growth78▲+20

Stability100

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days acceptable

Liquidity short (current ratio 0.66 against 0.28 in 2024), and 85.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

14.8%

Return on assets

31.1%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

93 d early

2024

61 d late

2023

29 d late

2022

24 d late

2021

21 d late

2020

38 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€47k▲ 174%

2024 · €17k

2020: €38k 2021: €108k 2022: €126k 2023: €47k 2024: €17k

2020 → 2025

Total assets

€321k▲ 12.6%

2024 · €285k

2020: €68k 2021: €118k 2022: €148k 2023: €365k 2024: €285k

2020 → 2025

Net result

€100k▲ 89.7%

2024 · €53k

2020: €49k 2021: €70k 2022: €18k 2023: €72k 2024: €53k

2020 → 2025

Working capital

€-42k▲ 45.8%

2024 · €-78k

2020: €39k 2021: €108k 2022: €114k 2023: €29k 2024: €-78k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€108k-€126k▲ 16.7%€47k▼ 63.0%€17k▼ 62.9%€47k▲ 174%

Operating result€89k-€23k▼ 73.7%€92k▲ 291%€72k▼ 21.5%€136k▲ 89.3%

Net result€70k-€18k▼ 74.4%€72k▲ 297%€53k▼ 26.6%€100k▲ 89.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 89% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €321k

74.1%

25.9%

Fixed assets €238k▼ 6.4%

Current assets €83k▲ 168%

Equity and liabilities €321k

14.8%

85.2%

Equity €47k▲ 174%

Debt €274k▲ 2.1%

The debt ratio falls from 93.9% to 85.2%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€158k▲

2024 · €90k

Cash flow

€122k▲

2024 · €71k

Solvency

14.8%▲

2024 · 6.1%

Current ratio

0.66▲

2024 · 0.28

Quick ratio

0.66▲

2024 · 0.28

Debt / equity

5.77▼

2024 · 15.51

ROE

210.6%▼

2024 · 304.6%

ROA

31.1%▲

2024 · 18.5%

Interest coverage

29.64▲

2024 · 15.84

Debt

€274k▲

2024 · €268k

Debt ≤ 1 year

€126k▲

2024 · €109k

Debt > 1 year

€148k▼

2024 · €158k

Income taxes

€31k▲

2024 · €14k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€285k€321k▲

Fixed assets21/28€254k€238k▼

Tangible fixed assets22/27€254k€238k▼

Land and buildings22€173k€167k▼

Plant, machinery and equipment23€11k€10k▼

Furniture and vehicles24€70k€61k▼

Current assets29/58€31k€83k▲

Amounts receivable within one year40/41€15k€25k▲

Trade receivables40-€10k

Other amounts receivable41€15k€15k▲

Cash at bank and in hand54/58€13k€53k▲

Deferred charges and accrued income490/1€2k€5k▲

Equity and liabilities

Total equity and liabilities10/49€285k€321k▲

Equity10/15€17k€47k▲

Contributions10/11€10k€10k=

Profit (loss) carried forward14€7k€37k▲

Amounts payable17/49€268k€274k▲

Amounts payable after more than one year17€158k€148k▼

Financial debts170/4€158k€148k▼

Amounts payable within one year42/48€109k€126k▲

Current portion of amounts payable after more than one year42€10k€10k▲

Trade debts44€2k-

Suppliers440/4€2k-

Taxes, remuneration and social security45€16k€46k▲

Taxes450/3€16k€46k▲

Other amounts payable47/48€82k€70k▼

Accrued charges and deferred income492/3€640€448▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲

Other operating charges640/8€118€916▲

Gross operating margin9900€90k€159k▲

Operating profit (loss)9901€72k€136k▲

Financial income75/76B€97-

Recurring financial income75€97-

Financial charges65/66B€6k€5k▼

Recurring financial charges65€6k€5k▼

Profit (loss) for the period before taxes9903€66k€131k▲

Income taxes67/77€14k€31k▲

Profit (loss) for the period9904€53k€100k▲

Profit (loss) for the period to be appropriated9905€53k€100k▲

Appropriation of the result

Profit (loss) to be appropriated9906€89k€107k▲

Profit (loss) brought forward from the previous period14P€37k€7k▼

Profit to be distributed694/7€82k€70k▼

Return on contributions (dividend)694€82k€65k▼

Directors or managers695-€5k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 4Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

29-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2020net €100k ▲89.7%

Operating result €136k, net result €100k, both a record.

30-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 61 days late

2024

29-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

24-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 24 days late

2022

31-12

Financial Weakest financial yearnet €18k ▼74.4%

Net result drops to €18k, the lowest in the series; recovery starts the following year.

21-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 21 days late

2021

31-12

Financial Liquidity times 6current ratio 12.94

Current ratio from 2.35 to 12.94; short-term debt falls from €29k to €9k.

31-12

Financial Equity above €100kEq €108k ▲187%

2 profitable years in a row build equity to €108k.

23-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schorrelaan 42660 Antwerpen

Ground area

2,004 m²

Building footprint

366 m²

Volume, LiDAR

6,120 m³

Parcel 11382A0376/00R000, Flanders · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

Dr. JoeyJar

Schorrelaan 4, 2660 AntwerpenGeneral medical practice

since 20202.298.001.561

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11382A0376/00R000	Flanders	2,004 m²	1 · 366 m²	19.8 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 45 EUR awarded · 45 EUR paid

Year	Entries	awarded	paid
2023	1	45 EUR	45 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 45 EUR · 45 EUR paid · Fonds voor Innoveren en Ondernemen

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-01-2020

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.