Dr. Jochen Decaestecker
ActiveSummary
Dr. Jochen Decaestecker has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €612k and a net result of €118k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.12 against 2.81 in 2024; short-term debt: 17.3% and cash: 5% of total assets), and 18.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
15.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
25 d late
2023
27 d late
2022
31 d late
2021
61 d late
2020
30 d late
2019
41 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€612k▲ 9.4%
2024 · €560k
2018: €454k
2019: €306k▼ -32.6% vs 2018lowest in 8 years
2020: €331k▲ +8.4% vs 2019
2021: €391k▲ +18.1% vs 2020
2022: €470k▲ +20.0% vs 2021
2023: €464k▼ -1.3% vs 2022
2024: €560k▲ +20.8% vs 2023
2025: €612k▲ +9.4% vs 2024highest in 8 years
2018 → 2025
Total assets
€749k▲ 1.1%
2024 · €741k
2018: €983khighest in 8 years
2019: €884k▼ -10.0% vs 2018
2020: €825k▼ -6.7% vs 2019
2021: €786k▼ -4.7% vs 2020
2022: €771k▼ -1.9% vs 2021
2023: €785k▲ +1.8% vs 2022
2024: €741k▼ -5.6% vs 2023lowest in 8 years
2025: €749k▲ +1.1% vs 2024
2018 → 2025
Net result
€118k▼ 7.5%
2024 · €128k
2018: €26k
2019: €32k▲ +22.9% vs 2018
2020: €26k▼ -19.6% vs 2019lowest in 8 years
2021: €60k▲ +133% vs 2020
2022: €78k▲ +30.0% vs 2021
2023: €107k▲ +36.4% vs 2022
2024: €128k▲ +19.7% vs 2023highest in 8 years
2025: €118k▼ -7.5% vs 2024
2018 → 2025
Working capital
€276k▲ 21.8%
2024 · €226k
2018: €173k
2019: €35k▼ -79.7% vs 2018lowest in 8 years
2020: €98k▲ +178% vs 2019
2021: €139k▲ +41.8% vs 2020
2022: €180k▲ +30.1% vs 2021
2023: €150k▼ -17.1% vs 2022
2024: €226k▲ +51.2% vs 2023
2025: €276k▲ +21.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€391k-€470k▲ 20.0%€464k▼ 1.3%€560k▲ 20.8%€612k▲ 9.4%
2021: €391klowest in 5 years
2022: €470k▲ +20.0% vs 2021
2023: €464k▼ -1.3% vs 2022
2024: €560k▲ +20.8% vs 2023
2025: €612k▲ +9.4% vs 2024highest in 5 years
Operating result€93k-€126k▲ 35.5%€157k▲ 24.5%€189k▲ 20.3%€180k▼ 4.9%
2021: €93klowest in 5 years
2022: €126k▲ +35.5% vs 2021
2023: €157k▲ +24.5% vs 2022
2024: €189k▲ +20.3% vs 2023highest in 5 years
2025: €180k▼ -4.9% vs 2024
Net result€60k-€78k▲ 30.0%€107k▲ 36.4%€128k▲ 19.7%€118k▼ 7.5%
2021: €60klowest in 5 years
2022: €78k▲ +30.0% vs 2021
2023: €107k▲ +36.4% vs 2022
2024: €128k▲ +19.7% vs 2023highest in 5 years
2025: €118k▼ -7.5% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €749k
Fixed assets
€344k ▼ 11.8%
Current assets
€405k ▲ 15.4%
Equity and liabilities €749k
Equity
€612k ▲ 9.4%
Debt
€136k ▼ 24.5%
Debt's share of the balance-sheet total falls from 24.4% to 18.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€228k▼
2024 · €238k
Cash flow
€166k▼
2024 · €176k
Current ratio
3.12▲
2024 · 2.81
Debt to equity
0.22▼
2024 · 0.32
ROE
19.3%▼
2024 · 22.8%
ROA
15.7%▼
2024 · 17.2%
Interest coverage
60.61▲
2024 · 41.39
Debt ≤ 1 year
€130k▲
2024 · €125k
Debt > 1 year
€3k▼
2024 · €52k
Income taxes
€62k▲
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€741k€749k▲
Fixed assets21/28€389k€344k▼
Tangible fixed assets22/27€389k€343k▼
Land and buildings22€326k€297k▼
Plant, machinery and equipment23€18k€17k▼
Furniture and vehicles24€45k€29k▼
Financial fixed assets28€541€541=
Current assets29/58€351k€405k▲
Amounts receivable within one year40/41€239k€269k▲
Trade receivables40-€1k
Other amounts receivable41€239k€267k▲
Current investments50/53€74k€96k▲
Cash at bank and in hand54/58€34k€37k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€741k€749k▲
Equity10/15€560k€612k▲
Contributions10/11€50k€50k=
Reserves13€417k€468k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€412k€463k▲
Profit (loss) carried forward14€94k€94k▲
Amounts payable17/49€181k€136k▼
Amounts payable after more than one year17€52k€3k▼
Financial debts170/4€52k€3k▼
Amounts payable within one year42/48€125k€130k▲
Current portion of amounts payable after more than one year42€69k€62k▼
Financial debts43€15€2k▲
Credit institutions430/8€15€2k▲
Trade debts44€2k€508▼
Suppliers440/4€2k€508▼
Taxes, remuneration and social security45€23k€0▼
Taxes450/3€23k€0▼
Other amounts payable47/48€31k€66k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A€0€990▲
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€48k▼
Other operating charges640/8€4k€5k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€242k€236k▼
Operating profit (loss)9901€189k€180k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€187k€180k▼
Income taxes67/77€60k€62k▲
Profit (loss) for the period9904€128k€118k▼
Profit (loss) for the period to be appropriated9905€128k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€219k€211k▼
Profit (loss) brought forward from the previous period14P€91k€94k▲
Transfer from equity791/2€31k€66k▲
Transfer to equity691/2€125k€117k▼
To other reserves6921€125k€117k▼
Profit to be distributed694/7€31k€66k▲
Return on contributions (dividend)694€31k€66k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €3k | €0 | €990 | - |
| Remuneration, social security and pensions62 | - | €975 | €34 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63k | €42k | €50k | €49k | €48k | ▼ 0.9% |
| Other operating charges640/8 | €6k | €4k | €4k | €4k | €5k | ▲ 1.6% |
| Non-recurring operating charges66A | - | - | - | - | €3k | - |
| Gross operating margin9900 | €163k | €174k | €212k | €242k | €236k | ▼ 2.7% |
| Operating profit (loss)9901 | €93k | €126k | €157k | €189k | €180k | ▼ 4.9% |
| Financial income75/76B | €5k | €479 | €6k | €4k | €3k | ▼ 10.2% |
| Recurring financial income75 | €5k | €479 | €6k | €4k | €3k | ▼ 10.2% |
| Financial charges65/66B | €11k | €9k | €9k | €6k | €4k | ▼ 34.5% |
| Recurring financial charges65 | €11k | €9k | €9k | €6k | €4k | ▼ 34.5% |
| Profit (loss) for the period before taxes9903 | €87k | €118k | €155k | €187k | €180k | ▼ 4.0% |
| Income taxes67/77 | €27k | €39k | €49k | €60k | €62k | ▲ 3.3% |
| Profit (loss) for the period9904 | €60k | €78k | €107k | €128k | €118k | ▼ 7.5% |
| Profit (loss) for the period to be appropriated9905 | €60k | €78k | €107k | €128k | €118k | ▼ 7.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €786k | €771k | €785k | €741k | €749k | ▲ 1.1% |
| Fixed assets21/28 | €459k | €481k | €438k | €389k | €344k | ▼ 11.8% |
| Tangible fixed assets22/27 | €458k | €481k | €437k | €389k | €343k | ▼ 11.8% |
| Land and buildings22 | €417k | €385k | €355k | €326k | €297k | ▼ 8.9% |
| Plant, machinery and equipment23 | €19k | €18k | €21k | €18k | €17k | ▼ 2.7% |
| Furniture and vehicles24 | €22k | €78k | €61k | €45k | €29k | ▼ 36.1% |
| Financial fixed assets28 | €541 | €601 | €601 | €541 | €541 | = |
| Current assets29/58 | €327k | €290k | €347k | €351k | €405k | ▲ 15.4% |
| Amounts receivable within one year40/41 | €152k | €177k | €254k | €239k | €269k | ▲ 12.2% |
| Trade receivables40 | €400 | €0 | - | - | €1k | - |
| Other amounts receivable41 | €151k | €177k | €254k | €239k | €267k | ▲ 11.7% |
| Current investments50/53 | €37k | €61k | €50k | €74k | €96k | ▲ 29.7% |
| Cash at bank and in hand54/58 | €137k | €48k | €39k | €34k | €37k | ▲ 11.2% |
| Deferred charges and accrued income490/1 | €2k | €4k | €4k | €5k | €4k | ▼ 21.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €786k | €771k | €785k | €741k | €749k | ▲ 1.1% |
| Equity10/15 | €391k | €470k | €464k | €560k | €612k | ▲ 9.4% |
| Contributions10/11 | €50k | €50k | €50k | €50k | €50k | = |
| Reserves13 | €251k | €329k | €323k | €417k | €468k | ▲ 12.4% |
| Non-distributable reserves130/1 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves not available under the articles1311 | €5k | €5k | €5k | €5k | €5k | = |
| Distributable reserves133 | €246k | €324k | €318k | €412k | €463k | ▲ 12.5% |
| Profit (loss) carried forward14 | €90k | €91k | €91k | €94k | €94k | ▲ 1.0% |
| Amounts payable17/49 | €395k | €302k | €321k | €181k | €136k | ▼ 24.5% |
| Amounts payable after more than one year17 | €202k | €188k | €120k | €52k | €3k | ▼ 94.8% |
| Financial debts170/4 | €202k | €188k | €120k | €52k | €3k | ▼ 94.8% |
| Amounts payable within one year42/48 | €189k | €109k | €197k | €125k | €130k | ▲ 3.7% |
| Current portion of amounts payable after more than one year42 | €56k | €90k | €68k | €69k | €62k | ▼ 9.6% |
| Financial debts43 | €89 | €0 | - | €15 | €2k | ▲ 10,843% |
| Credit institutions430/8 | - | €0 | - | €15 | €2k | ▲ 10,843% |
| Other loans439 | €89 | - | - | - | - | - |
| Trade debts44 | €3k | €4k | €2k | €2k | €508 | ▼ 75.4% |
| Suppliers440/4 | €3k | €4k | €2k | €2k | €508 | ▼ 75.4% |
| Taxes, remuneration and social security45 | €18k | €14k | €14k | €23k | €0 | ▼ 100% |
| Taxes450/3 | €18k | €14k | €14k | €23k | €0 | ▼ 100% |
| Other amounts payable47/48 | €112k | €0 | €113k | €31k | €66k | ▲ 111% |
| Accrued charges and deferred income492/3 | €4k | €4k | €4k | €4k | €4k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €60k | €78k | €107k | €128k | €118k | ▼ 7.5% |
| + Depreciation and write-downs630 | €63k | €42k | €50k | €49k | €48k | ▼ 0.9% |
| Operating cash flow (approximation) | €123k | €120k | €157k | €176k | €166k | ▼ 5.7% |
| Investment in fixed assets (approximation) | - | €-65k | €-7k | €60 | €-2k | ▼ 4,043% |
| Change in cash | - | €-89k | €-9k | €-5k | €4k | ▲ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €128k ▲19.7%
Operating result €189k, net result €128k, both a record.
31-12
Financial
Equity above €500kEq €560k ▲20.8%
7 profitable years in a row build equity to €560k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €26k ▼19.6%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2009
Ground area
1,249 m²
Building footprint
240 m²
Volume, LiDAR
961 m³
Parcel 36302B0966/00S000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Warellesgoed 13, 8800 Roeselare
since 20092.301.821.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B0966/00S000 | Flanders | 1,249 m² | 1 · 240 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900LCNX36CRNUK397
Similar companies · same sector, comparable size
Dokter Joke Ruys
BE 0809.740.162
Temse · Eq €612,517
DOKTER ERWIN SCHROYENS
BE 0476.755.988
Mechelen · Eq €612,575
CHIRURGISCHE PRAKTIJK M & V
BE 0473.816.690
Lokeren · Eq €612,340
BLAIRON-BETTENS
BE 0816.558.371
Braine-l'Alleud · Eq €612,340
VAN BELLE CARDIOLOGIE
BE 0848.439.402
Hasselt · Eq €612,669
Of 16,625 companies in sector 86220 we hold annual accounts for 7,979. 6,272 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-06-2009
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
70200Business and other management consultancy
74999Other professional, scientific and technical activities
Scores and ratios are computed by Checked and are not a credit decision.