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Dr. Jo Swinnen

Active
Private limited companyfounded 2010active for 16 yearsMolenstraat 4, 3540 Herk-de-Stad, BelgiumKBO/BCE: BE 0827.917.467
Summary

Dr. Jo Swinnen has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €616,438 and a net result of €108,771. Equity has been growing by about 15% per year since 2018. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-07-2010 Normal situation
Activity
“De vennootschap heeft tot voorwerp de uitoefening van de geneeskunde,meer bepaald de specialisatie inwendige…” (deed in Dutch)From the articles, 15 activitiesNo NACE code in the KBO yet
Establishment unit
2.221.191.815 3540 Herk-de-Stad, since 16-07-2010
Financial year end
31 December
Peppol
Reachable since 02-01-2026

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€202,517
▼ 12.3%
Turnover
≈ €510,000
estimated
Profit
€108,771
▼ 14.2%
Equity
€616,438
▲ 4.5%
Total assets
€742,756
▼ 4.3%
  • 2025 accounts filed 26 days after the deadline
Score breakdownlowers riskSize: total assets €742,756Figures for financial year 2025 (filed on 26-08-2026)Equity €616,438 (83.0% of total assets)No main activity registeredShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 83.0% of total assets
Liquidity 59+1
short-term debt 12.2% · cash 8.3%
Profitability 87-2
return on assets 14.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%▼ -0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.33 (2.08 in 2024), above the usual 1.5. Short-term debt is 12.2% and cash 8.3% of total assets. 17% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 56% on liquidity, 70% on profitability and 60% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €742,756
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
lowers risk · Equity €616,438 (83.0% of total assets)
NBB · annual accounts
lowers risk · No main activity registered
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
on the day
2023
on the day
2022
32 days early
2021
31 days late
2020
1 day early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 8 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €108,771 8 years View

Recent changes

  1. · Gazette deed Change of role: SWINNEN Jo, from director, formerly manager to directorDirector discharge: SWINNEN Jo
  2. · Gazette deed Resignation: Jo Swinnen (director)Reappointment: Jo Swinnen (director)
  3. · Gazette deed Incorporation
All 15 events

Key facts about Dr. Jo Swinnen

What is the company number of Dr. Jo Swinnen?
The company number of Dr. Jo Swinnen is 0827.917.467. The VAT number is the same number with BE in front: BE 0827.917.467.
Where is Dr. Jo Swinnen based?
The registered office is at Molenstraat 4, 3540 Herk-de-Stad.Company details
What is the legal form of Dr. Jo Swinnen?
Dr. Jo Swinnen is a private limited company (BV).
When was Dr. Jo Swinnen founded?
Dr. Jo Swinnen was founded on 16-07-2010.
Is Dr. Jo Swinnen still active?
Yes, Dr. Jo Swinnen is an active enterprise in the KBO register.
What is the turnover of Dr. Jo Swinnen?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €202,517 and 2,216 comparable companies of the same size. It probably lies between €340,000 and €780,000. It is a rough estimate.Financials
Is Dr. Jo Swinnen profitable?
In financial year 2025, Dr. Jo Swinnen made a profit of €108,771.
Where can I find the annual accounts of Dr. Jo Swinnen?
Dr. Jo Swinnen filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Dr. Jo Swinnen due?
Dr. Jo Swinnen must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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