Dr. Inge De Latte
ActiveDr. Inge De Latte has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.11M and a net result of €593k. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 2152 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability95▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 4.32 in 2023; short-term debt: 24% and cash: 11.2% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.7%
Return on assets
21.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-10-2025, 82 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
82 d late
2023
61 d late
2022
70 d late
2021
110 d late
2020
30 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.11M▲ 27.4%
2023 · €1.66M
2018: €820k
2019: €1.12M
2020: €1.29M
2021: €959k
2022: €1.26M
2023: €1.66M
2018 → 2024
Total assets
€2.79M▲ 30.3%
2023 · €2.14M
2018: €1.45M
2019: €1.72M
2020: €2.00M
2021: €1.58M
2022: €2.15M
2023: €2.14M
2018 → 2024
Net result
€593k▲ 25.2%
2023 · €474k
2018: €138k
2019: €299k
2020: €175k
2021: €165k
2022: €384k
2023: €474k
2018 → 2024
Working capital
€2.00M▲ 26.5%
2023 · €1.58M
2018: €732k
2019: €1.06M
2020: €1.26M
2021: €924k
2022: €1.22M
2023: €1.58M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.29M-€959k▼ 25.9%€1.26M▲ 31.7%€1.66M▲ 31.2%€2.11M▲ 27.4%
Operating result€254k-€236k▼ 6.9%€563k▲ 138%€676k▲ 20.1%€836k▲ 23.7%
Net result€175k-€165k▼ 5.9%€384k▲ 133%€474k▲ 23.3%€593k▲ 25.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 24% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.79M
Fixed assets
€120k▲ 43.7%
Current assets
€2.67M▲ 29.7%
Equity and liabilities €2.79M
Equity
€2.11M▲ 27.4%
Debt
€679k▲ 40.1%
The debt ratio rises from 22.6% to 24.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€856k▲
2023 · €694k
Cash flow
€613k▲
2023 · €492k
Solvency
75.7%▼
2023 · 77.4%
Current ratio
3.99▼
2023 · 4.32
Quick ratio
3.89▼
2023 · 4.13
Debt / equity
0.32▲
2023 · 0.29
ROE
28.1%▼
2023 · 28.6%
ROA
21.2%▼
2023 · 22.1%
Interest coverage
1712.99▼
2023 · 2896.88
Debt
€679k▲
2023 · €484k
Debt ≤ 1 year
€669k▲
2023 · €476k
Income taxes
€276k▲
2023 · €221k
Staff costs
€78k▲
2023 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.14M€2.79M▲
Fixed assets21/28€84k€120k▲
Intangible fixed assets21€5k€4k▼
Tangible fixed assets22/27€77k€115k▲
Plant, machinery and equipment23€15k€12k▼
Furniture and vehicles24€51k€53k▲
Other tangible fixed assets26€11k€50k▲
Financial fixed assets28€1k€2k▲
Current assets29/58€2.06M€2.67M▲
Amounts receivable after more than one year29€212k€212k=
Other amounts receivable291€212k€212k=
Stocks and contracts in progress3€91k€69k▼
Stocks30/36€91k€69k▼
Amounts receivable within one year40/41€999k€1.32M▲
Trade receivables40€328k€483k▲
Other amounts receivable41€671k€839k▲
Current investments50/53€2k€752k▲
Cash at bank and in hand54/58€751k€312k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€2.14M€2.79M▲
Equity10/15€1.66M€2.11M▲
Contributions10/11€19k€19k=
Reserves13€1.64M€2.09M▲
Distributable reserves133€1.64M€2.09M▲
Amounts payable17/49€484k€679k▲
Amounts payable within one year42/48€476k€669k▲
Financial debts43€280€3k▲
Credit institutions430/8€280€3k▲
Trade debts44€47k€111k▲
Suppliers440/4€47k€111k▲
Taxes, remuneration and social security45€148k€176k▲
Taxes450/3€138k€162k▲
Remuneration and social security454/9€10k€14k▲
Other amounts payable47/48€281k€379k▲
Accrued charges and deferred income492/3€8k€10k▲
Income statement
Code20232024
Non-recurring operating income76A-€442
Remuneration, social security and pensions62€58k€78k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€20k▲
Other operating charges640/8€5k€4k▼
Gross operating margin9900€757k€939k▲
Operating profit (loss)9901€676k€836k▲
Financial income75/76B€19k€33k▲
Recurring financial income75€19k€33k▲
Financial charges65/66B€240€500▲
Recurring financial charges65€240€500▲
Profit (loss) for the period before taxes9903€695k€869k▲
Income taxes67/77€221k€276k▲
Profit (loss) for the period9904€474k€593k▲
Profit (loss) for the period to be appropriated9905€474k€593k▲
Appropriation of the result
Profit (loss) to be appropriated9906€474k€593k▲
Transfer from equity791/2€80k€138k▲
Transfer to equity691/2€474k€593k▲
To other reserves6921€474k€593k▲
Profit to be distributed694/7€80k€138k▲
Return on contributions (dividend)694€80k€138k▲
Social balance
Average headcount (FTE)90873.03.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 82 days late
2024
31-12
Financial
Highest result since 2018net €593k ▲25.2%
Operating result €836k, net result €593k, both a record.
31-12
Financial
Equity above €2MEq €2.11M ▲27.4%
7 profitable years in a row build equity to €2.11M.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
31-12
Financial
Equity above €1MEq €1.26M ▲31.7%
5 profitable years in a row build equity to €1.26M.
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 110 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Equity above €1MEq €1.12M ▲36.5%
2 profitable years in a row build equity to €1.12M.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lede · 3 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keibergkerkweg 389340 LedeGround area
2.7 ha
Building footprint
1.5 ha
Volume, LiDAR
185,111 m³
4 parcels, Flanders · tallest building 27.4 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Groenebriel 1, 9000 Gent
since 20082.228.979.925
Ferdinand Lousbergskaai 103, 9000 Gent
since 20132.237.413.381
Nieuwstraat 11, 9340 Lede
since 20232.348.880.041
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A1459/00X000 | Flanders | 1.9 ha | 1 · 1.0 ha | 27.4 m · 5 fl. |
| 44804D3609/00W000 | Flanders | 6,639 m² | 1 · 4,129 m² | 16.3 m · 5 fl. |
| 41034C0266/00F000 | Flanders | 1,464 m² | 1 · 430 m² | 8.9 m · 2 fl. |
| 41034F0985/00E000 | Flanders | 158 m² | 1 · 158 m² | 11.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DR. M JANSSEN
BE 0862.372.164
Oudsbergen · Eq €2.11M
CORRAD
BE 0778.398.472
Beernem · Eq €2.11M
DOKTERSPRAKTIJK LUDO NIJS NEURO-HEALTH EN PAIN CENTER
BE 0455.622.955
Hasselt · Eq €2.10M
Dr. Peggy Bruynseels BV
BE 0882.165.609
Beveren-Kruibeke-Zwijndrecht · Eq €2.10M
DR. JAN RAEMDONCK, PSYCHIATER
BE 0834.241.174
Gent · Eq €2.12M
Of 16,628 companies in sector 86220 we hold annual accounts for 7,972. 4,518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2008
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:inge.delatte@azstlucas.be
Phone:092246662