Summary
DR-Hold is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €7.1m and a net result of €219,039. Equity is growing by ~7.8% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
39 d early
2024
43 d early
2023
42 d early
2022
21 d early
2021
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, full schema
Equity
€7.1m▲ 3.2%
2023 · €6.8m
Net result
€219,039▼ 87.6%
2023 · €1.8m
Total assets
€11.1m▼ 1.3%
2023 · €11.3m
Solvency
63.3%▲ 2.8pp
2023 · 60.5%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Turnover€1.2m-€693,000▼ 40.0%€748,787▲ 8.1%€771,250▲ 3.0%
Operating result€387,047-€190,634▼ 50.7%€240,227▲ 26.0%€261,630▲ 8.9%
Net result€875,584above the sector's middle half-€427,264within the sector's middle half▼ 51.2%€1.8mabove the sector's middle half▲ 314%€219,039within the sector's middle half▼ 87.6%
Equity€5.6mwithin the sector's middle half-€6.1mwithin the sector's middle half▲ 7.6%€6.8mwithin the sector's middle half▲ 12.6%€7.1mwithin the sector's middle half▲ 3.2%
Total assets€8.3mwithin the sector's middle half-€8.3mwithin the sector's middle half=€11.3mwithin the sector's middle half▲ 36.7%€11.1mwithin the sector's middle half▼ 1.3%
Debt€2.6m-€2.2m▼ 16.3%€4.5m▲ 104%€4.1m▼ 8.3%
Working capital€44,046within the sector's middle half-€42,738within the sector's middle half▼ 3.0%€345,834within the sector's middle half▲ 709%€193,063within the sector's middle half▼ 44.2%
Solvency68.3%within the sector's middle half-73.5%within the sector's middle half▲ 5.2pp60.5%within the sector's middle half▼ 13.0pp63.3%within the sector's middle half▲ 2.8pp
Current ratio1.09within the sector's middle half-1.09within the sector's middle half=1.74within the sector's middle half▲ 0.651.41within the sector's middle half▼ 0.33
Return on assets (ROA)10.6%above the sector's middle half-5.2%within the sector's middle half▼ 5.4pp15.7%above the sector's middle half▲ 10.5pp2.0%within the sector's middle half▼ 13.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 9% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.1m
Fixed assets
€10.5m =
Current assets
€662,707 ▼ 18.6%
Equity and liabilities €11.1m
Equity
€7.1m ▲ 3.2%
Debt
€4.1m ▼ 8.3%
Debt's share of the balance-sheet total falls from 39.5% to 36.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.1%▼
2023 · 25.9%
Debt ≤ 1 year
€469,644▲
2023 · €467,804
Debt > 1 year
€3.6m▼
2023 · €4.0m
Income taxes
€50,824▼
2023 · €56,766
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Operating income70/76A | €1.2m | €693,000 | €748,787 | €771,250 | ▲ 3.0% |
| Turnover70 | €1.2m | €693,000 | €748,787 | €771,250 | ▲ 3.0% |
| Operating charges60/66A | €767,953 | €502,366 | €508,560 | €509,620 | ▲ 0.2% |
| Services and other goods61 | €767,258 | €501,897 | €507,468 | €508,512 | ▲ 0.2% |
| Other operating charges640/8 | €695 | €469 | €1,092 | €1,108 | ▲ 1.5% |
| Operating profit (loss)9901 | €387,047 | €190,634 | €240,227 | €261,630 | ▲ 8.9% |
| Financial income75/76B | €641,050 | €308,900 | €1.6m | €88,355 | ▼ 94.5% |
| Recurring financial income75 | €641,050 | €308,900 | €1.6m | €88,355 | ▼ 94.5% |
| Income from financial fixed assets750 | €641,050 | €308,900 | €1.6m | €68,000 | ▼ 95.8% |
| Income from current assets751 | - | - | €1,554 | €20,355 | ▲ 1,210% |
| Financial charges65/66B | €71,141 | €31,047 | €29,464 | €80,122 | ▲ 172% |
| Recurring financial charges65 | €71,141 | €31,047 | €29,464 | €80,122 | ▲ 172% |
| Debt charges650 | €68,914 | €30,777 | €28,899 | €79,859 | ▲ 176% |
| Other financial charges652/9 | €2,227 | €270 | €565 | €264 | ▼ 53.3% |
| Profit (loss) for the period before taxes9903 | €956,956 | €468,487 | €1.8m | €269,863 | ▼ 85.2% |
| Income taxes67/77 | €81,373 | €41,223 | €56,766 | €50,824 | ▼ 10.5% |
| Taxes670/3 | €81,373 | €41,380 | €56,766 | €50,897 | ▼ 10.3% |
| Tax adjustments and reversals of tax provisions77 | - | €157 | €0 | €72 | - |
| Profit (loss) for the period9904 | €875,584 | €427,264 | €1.8m | €219,039 | ▼ 87.6% |
| Profit (loss) for the period to be appropriated9905 | €875,584 | €427,264 | €1.8m | €219,039 | ▼ 87.6% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €8.3m | €8.3m | €11.3m | €11.1m | ▼ 1.3% |
| Fixed assets21/28 | €7.7m | €7.7m | €10.5m | €10.5m | = |
| Financial fixed assets28 | €7.7m | €7.7m | €10.5m | €10.5m | = |
| Affiliated companies280/1 | €7.7m | €7.7m | €10.5m | €10.5m | = |
| Participating interests280 | €7.7m | €7.7m | €10.5m | €10.5m | = |
| Current assets29/58 | €517,590 | €517,469 | €813,638 | €662,707 | ▼ 18.6% |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | - |
| Amounts receivable within one year40/41 | €97,350 | €57,750 | €64,899 | €80,259 | ▲ 23.7% |
| Trade receivables40 | €97,350 | €57,750 | €62,399 | €65,049 | ▲ 4.2% |
| Other amounts receivable41 | - | - | €2,500 | €15,210 | ▲ 508% |
| Current investments50/53 | - | €350,000 | €700,000 | €550,000 | ▼ 21.4% |
| Other investments51/53 | - | €350,000 | €700,000 | €550,000 | ▼ 21.4% |
| Cash at bank and in hand54/58 | €417,964 | €101,244 | €44,780 | €27,333 | ▼ 39.0% |
| Deferred charges and accrued income490/1 | €2,276 | €8,475 | €3,959 | €5,116 | ▲ 29.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €8.3m | €8.3m | €11.3m | €11.1m | ▼ 1.3% |
| Equity10/15 | €5.6m | €6.1m | €6.8m | €7.1m | ▲ 3.2% |
| Contributions10/11 | €4.8m | €4.8m | €4.8m | €4.8m | = |
| Capital10 | €4.8m | €4.8m | €4.8m | €4.8m | = |
| Issued capital100 | €4.8m | €4.8m | €4.8m | €4.8m | = |
| Reserves13 | €875,584 | €1.3m | €2.1m | €2.3m | ▲ 10.6% |
| Non-distributable reserves130/1 | €44,000 | €66,000 | €154,400 | €165,400 | ▲ 7.1% |
| Legal reserve130 | €44,000 | €66,000 | €154,400 | €165,400 | ▲ 7.1% |
| Distributable reserves133 | €831,584 | €1.2m | €1.9m | €2.1m | ▲ 10.9% |
| Amounts payable17/49 | €2.6m | €2.2m | €4.5m | €4.1m | ▼ 8.3% |
| Amounts payable after more than one year17 | €2.1m | €1.7m | €4.0m | €3.6m | ▼ 10.8% |
| Financial debts170/4 | €2.1m | €1.7m | €4.0m | €3.6m | ▼ 10.8% |
| Credit institutions173 | €2.1m | €1.7m | €1.3m | €857,143 | ▼ 33.3% |
| Other loans174 | - | - | €2.7m | €2.7m | = |
| Amounts payable within one year42/48 | €473,544 | €474,731 | €467,804 | €469,644 | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | €428,571 | €428,571 | €428,571 | €428,571 | = |
| Trade debts44 | €5,463 | €5,080 | €60 | €722 | ▲ 1,112% |
| Suppliers440/4 | €5,463 | €5,080 | €60 | €722 | ▲ 1,112% |
| Taxes, remuneration and social security45 | €39,511 | €41,080 | €39,173 | €40,351 | ▲ 3.0% |
| Taxes450/3 | €39,511 | €41,080 | €39,173 | €40,351 | ▲ 3.0% |
| Accrued charges and deferred income492/3 | - | - | €3,988 | €60,750 | ▲ 1,423% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €875,584 | €427,264 | €1.8m | €219,039 | ▼ 87.6% |
| Operating cash flow (approximation) | €875,584 | €427,264 | €1.8m | €219,039 | ▼ 87.6% |
| Investment in fixed assets (approximation) | - | €0 | -€2.7m | €0 | ▲ 100% |
| Change in cash | - | -€316,720 | -€56,465 | -€17,447 | ▲ 69.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €219,039 ▼87.6%
Net result drops to €219,039, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2021net €1.8m ▲314%
Net result €1.8m, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Ground area
876 m²
Building footprint
874 m²
Volume, LiDAR
7,931 m³
Parcel 44021A3331/00T000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
DR-Hold
since 20202.299.566.726
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44021A3331/00T000 | Flanders | 876 m² | 1 · 874 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
100%
-
54.84%
According to the 2024 annual accounts of DR-Hold and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
LYS INVEST
BE 0458.632.727
Asse · Eq €7,058,458
MATHEA
BE 0735.676.605
Beveren-Kruibeke-Zwijndrecht · Eq €7,055,072
MUCLA
BE 0827.908.559
Roeselare · Eq €7,051,423
HOLDEON
BE 0818.079.390
Knokke-Heist · Eq €7,066,637
NASTEC
BE 0477.676.597
Zoersel · Eq €7,049,135
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 7,091 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded21-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743967432
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.