Dr. Frederik Daems
ActiveSummary
Dr. Frederik Daems has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €350k and a net result of €146k. Equity is growing by ~61.7% per year across the filed fiscal years. Its solvency ranks better than 86% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 11.91 against 6.29 in 2024; short-term debt: 8.1% and cash: 4.4% of total assets), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
38.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
99 d early
2024
8 d early
2023
13 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€350k▲ 71.7%
2024 · €204k
2023: €99k
2024: €204k
2023 → 2025
Total assets
€381k▲ 58.7%
2024 · €240k
2023: €132k
2024: €240k
2023 → 2025
Net result
€146k▲ 39.1%
2024 · €105k
2023: €98k
2024: €105k
2023 → 2025
Working capital
€335k▲ 75.5%
2024 · €191k
2023: €99k
2024: €191k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€99k-€204k▲ 107%€350k▲ 71.7%
Operating result€124k-€134k▲ 7.9%€190k▲ 41.2%
Net result€98k-€105k▲ 7.3%€146k▲ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €381k
Fixed assets
€14k ▲ 14.6%
Current assets
€366k ▲ 61.1%
Equity and liabilities €381k
Equity
€350k ▲ 71.7%
Debt
€31k ▼ 15.0%
Debt's share of the balance-sheet total falls from 15.1% to 8.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€195k▲
2024 · €137k
Cash flow
€151k▲
2024 · €108k
Current ratio
11.91▲
2024 · 6.29
Debt to equity
0.09▼
2024 · 0.18
ROE
41.8%▼
2024 · 51.6%
ROA
38.4%▼
2024 · 43.8%
Interest coverage
1227.96▼
2024 · 3025.06
Debt ≤ 1 year
€31k▼
2024 · €36k
Income taxes
€44k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€240k€381k▲
Fixed assets21/28€13k€14k▲
Tangible fixed assets22/27€13k€14k▲
Furniture and vehicles24€13k€7k▼
Other tangible fixed assets26-€7k
Current assets29/58€227k€366k▲
Amounts receivable within one year40/41-€15k
Trade receivables40-€15k
Current investments50/53€145k€263k▲
Cash at bank and in hand54/58€30k€17k▼
Deferred charges and accrued income490/1€53k€71k▲
Equity and liabilities
Total equity and liabilities10/49€240k€381k▲
Equity10/15€204k€350k▲
Contributions10/11€2k€2k=
Reserves13€202k€348k▲
Distributable reserves133€202k€348k▲
Amounts payable17/49€36k€31k▼
Amounts payable within one year42/48€36k€31k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€30k€29k▼
Taxes450/3€30k€29k▼
Other amounts payable47/48€4k€650▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€503€1k▲
Gross operating margin9900€138k€196k▲
Operating profit (loss)9901€134k€190k▲
Financial income75/76B€980€934▼
Recurring financial income75€980€934▼
Financial charges65/66B€45€159▲
Recurring financial charges65€45€159▲
Profit (loss) for the period before taxes9903€135k€190k▲
Income taxes67/77€30k€44k▲
Profit (loss) for the period9904€105k€146k▲
Profit (loss) for the period to be appropriated9905€105k€146k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€146k▲
Transfer to equity691/2€105k€146k▲
To other reserves6921€105k€146k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €146k ▲39.1%
Operating result €190k, net result €146k, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €204k ▲107%
2 profitable years in a row build equity to €204k.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringenhofweg 22500 LierGround area
936 m²
Building footprint
192 m²
Volume, LiDAR
1,163 m³
Parcel 12393F0021/00P002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dr. Frederik Daems
since 20222.336.210.554
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12393F0021/00P002 | Flanders | 935 m² | 1 · 192 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500ACC3A75146D652
Similar companies · same sector, comparable size
WOMEN'S HEALTH & FERTILITY
BE 0476.043.930
La Hulpe · Eq €349,769
SABRINA DE GREEF, MEDECIN OPHTALMOLOGUE
BE 0808.599.126
Anderlecht · Eq €349,679
ORTHO VDS
BE 0731.797.494
Halen · Eq €349,972
DR ANDRIANTAFIKA MAMISOA
BE 0893.588.051
Ittre · Eq €350,012
Dr.D.STOFFELEN
BE 0860.599.044
Leuven · Eq €350,024
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,625 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.