Dr. EmS
ActiveDr. EmS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €20k. Its solvency ranks better than 83% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 9.52 against 4.11 in 2024; short-term debt: 10.4% and cash: 83.3% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.6%
Return on assets
22.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 d early
2024
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 33.6%
2024 · €58k
2024: €58k
2024 → 2025
Total assets
€87k▲ 13.5%
2024 · €77k
2024: €77k
2024 → 2025
Net result
€20k▼ 63.8%
2024 · €54k
2024: €54k
2024 → 2025
Working capital
€77k▲ 35.1%
2024 · €57k
2024: €57k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€58k-€78k▲ 33.6%
Operating result€68k-€25k▼ 63.4%
Net result€54k-€20k▼ 63.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€1k▼ 22.6%
Current assets
€86k▲ 14.2%
Equity and liabilities €87k
Equity
€78k▲ 33.6%
Debt
€9k▼ 50.7%
The debt ratio falls from 23.9% to 10.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €68k
Cash flow
€20k▼
2024 · €54k
Solvency
89.6%▲
2024 · 76.1%
Current ratio
9.52▲
2024 · 4.11
Quick ratio
9.52▲
2024 · 4.11
Debt / equity
0.12▼
2024 · 0.31
ROE
25.2%▼
2024 · 92.8%
ROA
22.5%▼
2024 · 70.7%
Interest coverage
276.09▼
2024 · 916.82
Debt
€9k▼
2024 · €18k
Debt ≤ 1 year
€9k▼
2024 · €18k
Income taxes
€5k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€87k▲
Fixed assets21/28€1k€1k▼
Tangible fixed assets22/27€1k€1k▼
Furniture and vehicles24€1k€1k▼
Current assets29/58€75k€86k▲
Amounts receivable within one year40/41€23k€0▼
Other amounts receivable41€23k€0▼
Cash at bank and in hand54/58€36k€73k▲
Deferred charges and accrued income490/1€16k€13k▼
Equity and liabilities
Total equity and liabilities10/49€77k€87k▲
Equity10/15€58k€78k▲
Contributions10/11€4k€4k=
Reserves13€54k€74k▲
Distributable reserves133€54k€74k▲
Amounts payable17/49€18k€9k▼
Amounts payable within one year42/48€18k€9k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€14k€8k▼
Taxes450/3€14k€6k▼
Remuneration and social security454/9-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€197€339▲
Other operating charges640/8€561€157▼
Gross operating margin9900€69k€25k▼
Operating profit (loss)9901€68k€25k▼
Financial charges65/66B€75€91▲
Recurring financial charges65€75€91▲
Profit (loss) for the period before taxes9903€68k€25k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€54k€20k▼
Profit (loss) for the period to be appropriated9905€54k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€20k▼
Transfer to equity691/2€54k€20k▼
To other reserves6921€54k€20k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 9.52
Current ratio from 4.11 to 9.52; short-term debt falls from €18k to €9k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Gravenstraat 38B9810 Nazareth-De PinteGround area
857 m²
Building footprint
316 m²
Volume, LiDAR
687 m³
Parcel 44048B0229/00Y009, Flanders · tallest building 4.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Dr. EmS
since 20242.355.308.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0229/00Y009 | Flanders | 857 m² | 1 · 316 m² | 4.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Huisarts Nathan Martens
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CHIROPRAXIE NOLMANS
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DOKTER THOMAS DEKEYSER
BE 0789.678.483
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Huis Corpus Sanum Tongerlo
BE 0817.150.368
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MEXODUS
BE 0794.342.797
Grimbergen · Eq €78k
Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 5,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.