Equity
€591,737 ▲ 3.9%
Dr Deraedt - Peeters has made a profit in every financial year since 2020.
Dr Deraedt - Peeters
Lifetime
6 annual accounts with figures on one time axispeak €23,089 (2025)
€23,089▲ €27,426
peak €413,563 (2020)
€23,072▲ 200%
peak €591,737 (2025)
€591,737▲ 3.9%
€10,002▲ 46.0%
Board2 names since 2020
2 directorsDeraedt Dirk and 1 other
Documentsfilings and deeds
14-10-202675 days late
2025micro format
Gross margin from -€4,337 to €23,089Result from €7,680 to €23,072Debts from €6,851 to €10,002Cash from €248,477 to €390,261
Key points
from the 2025 annual accountsChecked score
97
Excellent
Financially stronger than 73% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: 0.1%▲ +0.1 percentage points vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 75 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €601,739
Liquidity: current ratio 60.13, cash €390,261
Equity €591,737 (98.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 95% on liquidity, 55% on profitability and 58% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as Dr Deraedt - Peeters has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Dr Deraedt - Peeters itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for Dr Deraedt - Peeters. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 60.13 (84.02 in 2024), above the usual 1.5. Short-term debt is 1.7% and cash 64.9% of total assets. 1.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
75 days late
2024
8 days early
2023
12 days early
2022
12 days early
2021
31 days late
2020
153 days late
2020
188 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 6 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Official details
Source: KBO- Status
- Active since 29-07-2004Normal situation
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.304.057.6282920 Kalmthout, since 25-06-2020
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on Dr Deraedt - Peeters
Dr Deraedt - Peeters files the micro format. That format states no turnover. The gross margin rose from -€19,576 in 2020 to €23,089 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Dr Deraedt - Peeters
- What is the company number of Dr Deraedt - Peeters?
- The company number of Dr Deraedt - Peeters is 0748.967.286. The VAT number is the same number with BE in front: BE 0748.967.286.
- Where is Dr Deraedt - Peeters based?
- The registered office is at Holleweg 82, 2920 Kalmthout.Company details
- What is the legal form of Dr Deraedt - Peeters?
- Dr Deraedt - Peeters is a private limited company (BV).
- When was Dr Deraedt - Peeters founded?
- Dr Deraedt - Peeters was founded on 29-07-2004.
- Is Dr Deraedt - Peeters still active?
- Yes, Dr Deraedt - Peeters is an active enterprise in the KBO register.
- What is the turnover of Dr Deraedt - Peeters?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €23,089 and 6,304 comparable companies of the same size. It probably lies between €81,000 and €420,000. It is a rough estimate.Financials
- Is Dr Deraedt - Peeters profitable?
- In financial year 2025, Dr Deraedt - Peeters made a profit of €23,072.
- Where can I find the annual accounts of Dr Deraedt - Peeters?
- Dr Deraedt - Peeters filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Dr Deraedt - Peeters due?
- Dr Deraedt - Peeters must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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