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DR. DAPHNE ARNOLD

Active
Private limited companyfounded 2014active for 12 yearsDe Nachtegaal 5, 2970 Schilde, BelgiumKBO/BCE: BE 0566.958.763

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

DR. DAPHNE ARNOLD has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314,778 and a net result of €126,993. Equity has been growing by about 4% per year since 2018. Its solvency ranks better than 21% of 20,678 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 29-10-2014 Normal situation
Activity
Specialist medical practice NACE 86220
Establishment unit
2.236.603.630 2970 Schilde, since 29-10-2014
Financial year end
31 December
Peppol
Reachable since 10-12-2025

Board and ownership

Board
  • Arnold DaphneDirector · since 01-10-2014

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€286,878
▲ 33.3%
Turnover
≈ €440,000
estimated
Profit
€126,993
▲ 14.3%
Equity
€314,778
▼ 10.8%
Total assets
€1.4m
▲ 23.0%
Filed on 29-09-2026, 60 days after the deadlineat the National Bank
Score breakdownraises riskLast filed accounts filed 60 days late; 2 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Size: total assets €1.4mFigures for financial year 2025 (filed on 01-10-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 48-8
equity 22.7% of total assets
Liquidity 54=
short-term debt 17.8% · cash 6.9%
Profitability 80-1
return on assets 9.2%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,155 companies, NACE 86, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.61 (2.13 in 2024), above the usual 1.5. Short-term debt is 17.8% and cash 6.9% of total assets. However, 77.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 22% of them on solvency, 28% on liquidity, 26% on profitability and 26% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 60 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-10-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 20678 sector peers (2025).
NBB · sector comparison
Position among 20678 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
40 days late
2023
35 days early
2022
47 days early
2021
19 days early
2020
39 days early
2019
39 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €126,993 8 years View
  • Larger balance sheet than 93% of companies in human healthsector median €277,021 · 20,688 companies €1.4m View

Comparable companies

These companies have the same main activity as DR. DAPHNE ARNOLD: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €1.3m and €1.5m, founded between 2014 and 2016.

CompanyTotal assetsGross margin
DR. DAPHNE ARNOLD Schilde€1.4m€0.3m
DOKTER SMET BFT Harelbeke€1.3m€0.3m
Dr. De Wulf gastro-enterologie Roeselare€1.4m€0.3m
Dr. K. Herman, oogarts Sint-Martens-Latem€1.3m€0.3m
DR MARC LEBLANC-MALADIE ET CHIRURGIE DES YEUX Braine-l'Alleud€1.5m€0.3m
GILLIAUX SEBASTIEN Fontaine-l'Evêque€1.4m€0.3m
Dokter Ann Schmid - Gyneacologe Lier€1.3m€0.2m
Full comparison

Documents

Annual accounts at the NBB

All 11 annual accounts

Articles and registers

Key facts about DR. DAPHNE ARNOLD

What is the company number of DR. DAPHNE ARNOLD?
The company number of DR. DAPHNE ARNOLD is 0566.958.763. The VAT number is the same number with BE in front: BE 0566.958.763.
Where is DR. DAPHNE ARNOLD based?
The registered office is at De Nachtegaal 5, 2970 Schilde.Company details
What does DR. DAPHNE ARNOLD do?
According to the KBO register, the main activity is specialist medical practice (NACE 86220).
What is the legal form of DR. DAPHNE ARNOLD?
The legal form of DR. DAPHNE ARNOLD is Private limited company (BV).
When was DR. DAPHNE ARNOLD founded?
DR. DAPHNE ARNOLD was founded on 29-10-2014.
Is DR. DAPHNE ARNOLD still active?
Yes, DR. DAPHNE ARNOLD is an active enterprise in the KBO register.
What is the turnover of DR. DAPHNE ARNOLD?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €286,878 and 36 comparable companies (NACE 862). It probably lies between €400,000 and €560,000.Financials
Is DR. DAPHNE ARNOLD profitable?
In financial year 2025, DR. DAPHNE ARNOLD made a profit of €126,993.
Where can I find the annual accounts of DR. DAPHNE ARNOLD?
DR. DAPHNE ARNOLD filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of DR. DAPHNE ARNOLD due?
DR. DAPHNE ARNOLD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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