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DR-CONSTRUCT

Active
Private limited companyfounded 2022active for 3 yearsMeerstraat 21, 3690 Zutendaal, BelgiumKBO/BCE: BE 0795.441.372
Summary

The computed 12-month bankruptcy probability of DR-CONSTRUCT is 10.4% (high). The 2025 annual accounts show equity of €85,970 and a net result of €50,347. Equity is growing by about 108% per year across the filed financial years. Its solvency ranks better than 52% of 2,712 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 4 administrative register entries (see administrative flags).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€210,026total assets 2025
Equity
€85,970
Profit
€50,347
Turnover not published (abbreviated or micro format)
Financial health
34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
10.4%
Structure
Accounts filed 31 days late1 of 3 deeds read
Why 34raises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 20223 ex-officio strike-offs in the KBOLatest accounts 31 days late; 3 of the last 3 lateShow the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 61% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 66-7
equity 40.9% of total assets
Liquidity 26-49
short-term debt 59.1% · cash 5.2%
Profitability 99-1
return on assets 24.0%
Bankruptcy probability, 12 months
10.4% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,400 companies, NACE 41, micro)
Last 24 months 11-2024: 16.0% 12-2024: 16.1%▲ +0.1 percentage points vs 11-2024 01-2025: 12.9%▼ -3.2 percentage points vs 12-2024 02-2025: 12.9%● unchanged vs 01-2025 03-2025: 12.9%● unchanged vs 02-2025 04-2025: 14.4%▲ +1.5 percentage points vs 03-2025 05-2025: 15.5%▲ +1.1 percentage points vs 04-2025 06-2025: 15.0%▼ -0.5 percentage points vs 05-2025 07-2025: 14.9%▼ -0.1 percentage points vs 06-2025 08-2025: 16.3%▲ +1.4 percentage points vs 07-2025 09-2025: 16.3%● unchanged vs 08-2025 10-2025: 20.1%▲ +3.8 percentage points vs 09-2025 11-2025: 20.1%● unchanged vs 10-2025 12-2025: 22.3%▲ +2.2 percentage points vs 11-2025 01-2026: ≥ 25%▲ +4.1 percentage points vs 12-2025 02-2026: ≥ 25%● unchanged vs 01-2026 03-2026: ≥ 25%● unchanged vs 02-2026highest value 04-2026: ≥ 25%● unchanged vs 03-2026 05-2026: 22.9%▼ -2.3 percentage points vs 04-2026 06-2026: 20.4%▼ -2.5 percentage points vs 05-2026 07-2026: 7.9%▼ -12.5 percentage points vs 06-2026lowest value 08-2026: 10.7%▲ +2.8 percentage points vs 07-2026 09-2026: 10.5%▼ -0.2 percentage points vs 08-2026 10-2026: 10.4%▼ -0.1 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity tight (current ratio 1.47, compared with 1.46 in 2024, below the usual 1.5; short-term debt: 59.1% and cash: 5.2% of total assets), and 59.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 49% on solvency, 21% on liquidity, 82% on profitability and 92% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 3 ex-officio strike-offs in the KBO
KBO publications
raises risk · Latest accounts 31 days late; 3 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
333 days late
2023
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 162 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
4 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
UBO non-complianceAddress struck×2Address strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 December (3 of the last 3 filed years within 210 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Address strikeout annulledKBO administration
  3. Registered officeRegistered-office move

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00474505.

Equity
€85,970▲ 141%
2024 · €35,623
Total assets
€210,026▲ 182%
2024 · €74,417
Net result
€50,347▲ 91.0%
2024 · €26,364
Working capital
€58,085▲ 271%
2024 · €15,637
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 93% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€65,926 2025 Net result€50,347 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€9,259-€34,203▲ 269%€65,926▲ 92.7%
Net result€9,259within the sector's middle half-€26,364above the sector's middle half▲ 185%€50,347within the sector's middle half▲ 91.0%
Equity€9,259below the sector's middle half-€35,623within the sector's middle half▲ 285%€85,970within the sector's middle half▲ 141%
Total assets€68,058within the sector's middle half-€74,417within the sector's middle half▲ 9.3%€210,026within the sector's middle half▲ 182%
Debt€58,799-€38,794▼ 34.0%€124,056▲ 220%
Working capital-€4,824below the sector's middle half-€15,637within the sector's middle half€58,085within the sector's middle half▲ 271%
Solvency13.6%below the sector's middle half-47.9%within the sector's middle half▲ 34.3pp40.9%within the sector's middle half▼ 6.9pp
Current ratio0.92below the sector's middle half-1.46within the sector's middle half▲ 0.541.47within the sector's middle half▲ 0.01
Return on assets (ROA)13.6%within the sector's middle half-35.4%above the sector's middle half▲ 21.8pp24.0%above the sector's middle half▼ 11.5pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210,026
Fixed assets €27,885 ▲ 14.1%
Current assets €182,141 ▲ 264%
Equity and liabilities €210,026
Equity €85,970 ▲ 141%
Debt €124,056 ▲ 220%
Debt's share of the balance-sheet total rises from 52.1% to 59.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€77,820▲
2024 · €42,234
Cash flow
€62,240▲
2024 · €34,395
Debt to equity
1.44▲
2024 · 1.09
ROE
58.6%▼
2024 · 74.0%
Interest coverage
over 100
Debt ≤ 1 year
€124,056▲
2024 · €34,339
Income taxes
€17,345▲
2024 · €7,839
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 10.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€74,417€210,026▲
Fixed assets21/28€24,441€27,885▲
Tangible fixed assets22/27€24,441€27,885▲
Plant, machinery and equipment23€2,071€15,776▲
Furniture and vehicles24€22,370€12,109▼
Current assets29/58€49,976€182,141▲
Amounts receivable within one year40/41€21,603€171,228▲
Trade receivables40€12,535€36,294▲
Other amounts receivable41€9,068€134,935▲
Cash at bank and in hand54/58€28,291€10,913▼
Deferred charges and accrued income490/1€82-
Equity and liabilities
Total equity and liabilities10/49€74,417€210,026▲
Equity10/15€35,623€85,970▲
Profit (loss) carried forward14€35,623€85,970▲
Amounts payable17/49€38,794€124,056▲
Amounts payable within one year42/48€34,339€124,056▲
Trade debts44€20,750€88,902▲
Suppliers440/4€20,750€88,902▲
Advances received on contracts in progress46-€10,600
Taxes, remuneration and social security45€13,589€24,554▲
Taxes450/3€11,589€24,554▲
Remuneration and social security454/9€2,000-
Accrued charges and deferred income492/3€4,455-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,031€11,894▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4,019
Other operating charges640/8-€3,049
Gross operating margin9900€42,234€84,888▲
Operating profit (loss)9901€34,203€65,926▲
Financial income75/76B-€2,181
Recurring financial income75-€2,181
Financial charges65/66B-€415
Recurring financial charges65-€415
Profit (loss) for the period before taxes9903€34,203€67,692▲
Income taxes67/77€7,839€17,345▲
Profit (loss) for the period9904€26,364€50,347▲
Profit (loss) for the period to be appropriated9905€26,364€50,347▲
Appropriation of the result
Profit (loss) to be appropriated9906€35,623€85,970▲
Profit (loss) brought forward from the previous period14P€9,259€35,623▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,417€8,031€11,894▲ 48.1%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2,849-€4,019-
Other operating charges640/8€889-€3,049-
Gross operating margin9900€18,414€42,234€84,888▲ 101%
Operating profit (loss)9901€9,259€34,203€65,926▲ 92.7%
Financial income75/76B--€2,181-
Recurring financial income75--€2,181-
Financial charges65/66B--€415-
Recurring financial charges65--€415-
Profit (loss) for the period before taxes9903€9,259€34,203€67,692▲ 97.9%
Income taxes67/77-€7,839€17,345▲ 121%
Profit (loss) for the period9904€9,259€26,364€50,347▲ 91.0%
Profit (loss) for the period to be appropriated9905€9,259€26,364€50,347▲ 91.0%
Line202320242025Change
Assets
Total assets20/58€68,058€74,417€210,026▲ 182%
Fixed assets21/28€14,083€24,441€27,885▲ 14.1%
Tangible fixed assets22/27€14,083€24,441€27,885▲ 14.1%
Plant, machinery and equipment23-€2,071€15,776▲ 662%
Furniture and vehicles24€14,083€22,370€12,109▼ 45.9%
Current assets29/58€53,975€49,976€182,141▲ 264%
Amounts receivable within one year40/41€27,582€21,603€171,228▲ 693%
Trade receivables40€20,445€12,535€36,294▲ 190%
Other amounts receivable41€7,137€9,068€134,935▲ 1,388%
Cash at bank and in hand54/58€25,958€28,291€10,913▼ 61.4%
Deferred charges and accrued income490/1€435€82--
Equity and liabilities
Total equity and liabilities10/49€68,058€74,417€210,026▲ 182%
Equity10/15€9,259€35,623€85,970▲ 141%
Profit (loss) carried forward14€9,259€35,623€85,970▲ 141%
Amounts payable17/49€58,799€38,794€124,056▲ 220%
Amounts payable within one year42/48€58,799€34,339€124,056▲ 261%
Trade debts44€55,950€20,750€88,902▲ 328%
Suppliers440/4€55,950€20,750€88,902▲ 328%
Advances received on contracts in progress46--€10,600-
Taxes, remuneration and social security45€2,849€13,589€24,554▲ 80.7%
Taxes450/3€2,849€11,589€24,554▲ 112%
Remuneration and social security454/9-€2,000--
Accrued charges and deferred income492/3-€4,455--
Line202320242025Change
Profit (loss) for the period9904€9,259€26,364€50,347▲ 91.0%
+ Depreciation and write-downs630€5,417€8,031€11,894▲ 48.1%
Operating cash flow (approximation)€14,676€34,395€62,240▲ 81.0%
Investment in fixed assets (approximation)--€18,389-€15,338▲ 16.6%
Change in cash-€2,333-€17,378-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 abbreviated format 31-08-2026 2026-00474505
31-12-2024 micro format 29-06-2026 2026-00224134
31-12-2023 micro format 30-11-2024 2024-00607407

Similar companies · same sector, comparable size

Of the 29,188 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,149. 13,275 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 3 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 27 December 2022, DR-CONSTRUCT was incorporated as a private limited company.1 In 2026 the registered office moved to Zutendaal.2 Total assets went from €68,058 in 2023 to €210,026 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 05-08-2026
  3. 3National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 31 days late
12-08
KBO administration Address strikeout annulled
05-08
Gazette deed Registered office
Registered-office move2 facts ▸
  • General meeting, 01-04-2026
  • Registered-office move, 3690 Zutendaal, Meerstraat 1
06-07
KBO administration Address struck
event 21-06-2026
29-06
NBB filing Annual accounts filed
financial year 2024 · micro format · 333 days late
2025
31-12
Financial Highest result from 2023 to 2025net €50,347 ▲91%
Operating result €65,926, net result €50,347, both a record.
2024
30-11
NBB filing Annual accounts filed
financial year 2023 · micro format · 122 days late
29-05
KBO administration Address struck
Dorpsstraat 84 bus 5 L’adresse du siège Dorpsstraat 84 boîte 5 Die Sitzadresse Dorpsstraat 84 Bfk. 5 3665 3665 As is doorgehaald met ingang van 3665 As · event 25-03-2024
08-04
KBO administration UBO non-compliance
event 25-03-2024
SignalFinancial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 3 deeds read
About the unread acts

Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded27-12-2022
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Contact
E-mail drconstruct.bv@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795441372
Also 9925:BE0795441372
Registered 22-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 14 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0795.441.372

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zutendaal · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
1,140 m²
Building footprint
162 m²
Building volume
723 m³
Parcel 71067B0519/00K006, Flanders · tallest building 7.0 m. Linked by address, not a title deed.
1 establishment unit
DR-CONSTRUCT
Meerstraat 21, 3690 ZutendaalGeneral construction of residential buildings
since 2023unit no. 2.349.086.117
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71067B0519/00K006 Flanders 1,140 m² 1 · 162 m² 7.0 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.