Dr. Chinitor
ActiveDr. Chinitor has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204k and a net result of €5k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-88
Solvency72▲+4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 2.0 in 2024), but 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
0.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
67 d late
2023
61 d late
2022
184 d late
2021
96 d late
2020
31 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€204k▲ 2.5%
2024 · €199k
2018: €99k
2019: €103k
2020: €148k
2021: €132k
2022: €150k
2023: €166k
2024: €199k
2018 → 2025
Total assets
€645k▼ 4.0%
2024 · €671k
2018: €832k
2019: €780k
2020: €775k
2021: €742k
2022: €755k
2023: €687k
2024: €671k
2018 → 2025
Net result
€5k▼ 91.0%
2024 · €56k
2018: €-3k
2019: €4k
2020: €49k
2021: €45k
2022: €18k
2023: €20k
2024: €56k
2018 → 2025
Working capital
€112k▲ 44.2%
2024 · €78k
2018: €10k
2019: €31k
2020: €33k
2021: €6k
2022: €-17k
2023: €9k
2024: €78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€132k-€150k▲ 13.6%€166k▲ 10.6%€199k▲ 20.0%€204k▲ 2.5%
Operating result€78k-€47k▼ 40.3%€42k▼ 9.0%€90k▲ 112%€16k▼ 82.0%
Net result€45k-€18k▼ 60.4%€20k▲ 11.0%€56k▲ 179%€5k▼ 91.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645k
Fixed assets
€444k▼ 13.9%
Current assets
€200k▲ 28.9%
Equity and liabilities €645k
Equity
€204k▲ 2.5%
Debt
€441k▼ 6.7%
The debt ratio falls from 70.4% to 68.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€97k▼
2024 · €174k
Cash flow
€85k▼
2024 · €139k
Solvency
31.6%▲
2024 · 29.6%
Current ratio
2.27▲
2024 · 2.00
Quick ratio
2.27▲
2024 · 2.00
Debt / equity
2.16▼
2024 · 2.37
ROE
2.4%▼
2024 · 28.0%
ROA
0.8%▼
2024 · 8.3%
Interest coverage
9.42▼
2024 · 15.53
Debt
€441k▼
2024 · €472k
Debt ≤ 1 year
€88k▲
2024 · €78k
Debt > 1 year
€352k▼
2024 · €395k
Income taxes
€1k▼
2024 · €24k
Staff costs
€53k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€671k€645k▼
Fixed assets21/28€516k€444k▼
Tangible fixed assets22/27€516k€444k▼
Land and buildings22€440k€397k▼
Plant, machinery and equipment23€16k€13k▼
Furniture and vehicles24€60k€34k▼
Current assets29/58€156k€200k▲
Amounts receivable within one year40/41€64k€76k▲
Trade receivables40€5k€4k▼
Other amounts receivable41€59k€72k▲
Cash at bank and in hand54/58€74k€107k▲
Deferred charges and accrued income490/1€18k€17k▼
Equity and liabilities
Total equity and liabilities10/49€671k€645k▼
Equity10/15€199k€204k▲
Contributions10/11€15k€15k=
Reserves13€184k€189k▲
Distributable reserves133€184k€189k▲
Amounts payable17/49€472k€441k▼
Amounts payable after more than one year17€395k€352k▼
Financial debts170/4€395k€352k▼
Amounts payable within one year42/48€78k€88k▲
Current portion of amounts payable after more than one year42€45k€56k▲
Trade debts44€4k€17k▲
Suppliers440/4€4k€17k▲
Taxes, remuneration and social security45€29k€16k▼
Taxes450/3€17k€10k▼
Remuneration and social security454/9€13k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€49k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€84k€80k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€5k€4k▼
Gross operating margin9900€229k€156k▼
Operating profit (loss)9901€90k€16k▼
Financial income75/76B€346€384▲
Recurring financial income75€346€384▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€79k€6k▼
Income taxes67/77€24k€1k▼
Profit (loss) for the period9904€56k€5k▼
Profit (loss) for the period to be appropriated9905€56k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€5k▼
Transfer from equity791/2€23k-
Transfer to equity691/2€56k€5k▼
To other reserves6921€56k€5k▼
Profit to be distributed694/7€23k-
Return on contributions (dividend)694€23k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €200kEq €204k ▲2.5%
7 profitable years in a row build equity to €204k.
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Highest result since 2018net €56k ▲179%
Operating result €90k, net result €56k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 184 days late
2023
31-12
Financial
Equity above €150kEq €166k ▲10.6%
5 profitable years in a row build equity to €166k.
2022
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 96 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Equity above €100kEq €103k ▲4.4%
Equity rises from €99k to €103k.
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 50 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Zottegem 439521 Sint-Lievens-HoutemGround area
341 m²
Building footprint
292 m²
Volume, LiDAR
1,455 m³
Parcel 41036B0366/00F002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Klein Zottegem 43, 9521 Sint-Lievens-Houtem
since 20082.251.514.807
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41036B0366/00F002 | Flanders | 341 m² | 1 · 292 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,424 companies in sector 82990 we hold annual accounts for 9,361. 6,881 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2008
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.