Dr. Charles Lambrecht
ActiveDr. Charles Lambrecht has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €479k and a net result of €184k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▲+3
Solvency87▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.82 against 3.69 in 2024; short-term debt: 34.1% and cash: 39.8% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
24%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
142 d early
2024
14 d early
2023
29 d early
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€479k=
2024 · €479k
2022: €129k
2023: €330k
2024: €479k
2022 → 2025
Total assets
€768k▲ 12.4%
2024 · €683k
2022: €191k
2023: €527k
2024: €683k
2022 → 2025
Net result
€184k▲ 23.9%
2024 · €148k
2022: €126k
2023: €201k
2024: €148k
2022 → 2025
Working capital
€478k▲ 2.8%
2024 · €465k
2022: €129k
2023: €313k
2024: €465k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€129k-€330k▲ 156%€479k▲ 45.0%€479k=
Operating result€179k-€295k▲ 64.8%€210k▼ 28.6%€241k▲ 14.5%
Net result€126k-€201k▲ 59.5%€148k▼ 26.1%€184k▲ 23.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €768k
Fixed assets
€27k▼ 39.2%
Current assets
€741k▲ 16.0%
Equity and liabilities €768k
Equity
€479k=
Debt
€289k▲ 41.4%
The debt ratio rises from 29.9% to 37.7%. Debt is higher.
Key figures and ratios
EBITDA
€260k▲
2024 · €229k
Cash flow
€203k▲
2024 · €167k
Solvency
62.3%▼
2024 · 70.1%
Current ratio
2.82▼
2024 · 3.69
Quick ratio
2.82▼
2024 · 3.69
Debt / equity
0.60▲
2024 · 0.43
ROE
38.5%▲
2024 · 31.0%
ROA
24.0%▲
2024 · 21.7%
Interest coverage
473.59▲
2024 · 215.38
Debt
€289k▲
2024 · €205k
Debt ≤ 1 year
€262k▲
2024 · €173k
Debt > 1 year
€14k▼
2024 · €24k
Income taxes
€60k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€683k€768k▲
Fixed assets21/28€45k€27k▼
Tangible fixed assets22/27€45k€27k▼
Furniture and vehicles24€45k€27k▼
Current assets29/58€638k€741k▲
Amounts receivable within one year40/41€13k€32k▲
Trade receivables40€13k€31k▲
Other amounts receivable41-€905
Current investments50/53€125k€400k▲
Cash at bank and in hand54/58€497k€305k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€683k€768k▲
Equity10/15€479k€479k=
Contributions10/11€3k€3k=
Reserves13€476k€476k=
Distributable reserves133€476k€476k=
Amounts payable17/49€205k€289k▲
Amounts payable after more than one year17€24k€14k▼
Financial debts170/4€24k€14k▼
Amounts payable within one year42/48€173k€262k▲
Current portion of amounts payable after more than one year42€7k€9k▲
Trade debts44€5k€25▼
Suppliers440/4€5k€25▼
Taxes, remuneration and social security45€157k€69k▼
Taxes450/3€157k€69k▼
Other amounts payable47/48€3k€184k▲
Accrued charges and deferred income492/3€7k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€885€1k▲
Gross operating margin9900€230k€261k▲
Operating profit (loss)9901€210k€241k▲
Financial income75/76B€5k€4k▼
Recurring financial income75€5k€4k▼
Financial charges65/66B€1k€548▼
Recurring financial charges65€1k€548▼
Profit (loss) for the period before taxes9903€214k€244k▲
Income taxes67/77€66k€60k▼
Profit (loss) for the period9904€148k€184k▲
Profit (loss) for the period to be appropriated9905€148k€184k▲
Appropriation of the result
Profit (loss) to be appropriated9906€148k€184k▲
Transfer to equity691/2€148k-
To other reserves6921€148k-
Profit to be distributed694/7-€184k
Return on contributions (dividend)694-€184k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €201k ▲59.5%
Operating result €295k, net result €201k, both a record.
31-12
Financial
Equity above €200kEq €330k ▲156%
2 profitable years in a row build equity to €330k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Truidersteenweg 693500 HasseltGround area
260 m²
Building footprint
95 m²
Volume, LiDAR
746 m³
Parcel 71325F0492/00R000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dr. Charles Lambrecht
since 20222.338.551.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0492/00R000 | Flanders | 260 m² | 1 · 95 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 4,926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2022
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.