Financials
- Fiscal year
- 2025
- Total assets
- €96,197
- Loss
- -€26,854
- Solvency
- 85.3%
Total assets▼ 15.2%
Net result
20182025
DR. CARCHON
ActiveSummary
DR. CARCHON has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82,061 and a net result of -€26,854. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other education
NACE 85599
1 site
Size
€96,197total assets 2025
- Equity
- €82,061
- Loss
- -€26,854
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 1 deed read
Why 91- Latest accounts 31 days late; 2 of the last 3 late- Loss of €26,854 (FY 2025)+ Liquidity: current ratio 6.13, cash €56,598+ Sector Education (NACE 85)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 85.3% of total assets
Liquidity
97+7
short-term debt 14.7% · cash 58.8%
Profitability
0-77
return on assets -27.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.1%
12-2025: 0.1%● 0.0% vs 11-2025
01-2026: 0.1%▼ -1.5% vs 12-2025
02-2026: 0.1%▼ -3.1% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▼ -4.8% vs 03-2026lowest value
05-2026: 0.1%▲ +1.7% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%▲ +14.8% vs 06-2026
08-2026: 0.1%▲ +45.7% vs 07-2026
09-2026: 0.1%▲ +35.3% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Loss of €26,854 (FY 2025) raises the probability
- Liquidity: current ratio 6.13, cash €56,598 lowers the probability
- Sector Education (NACE 85) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 6.13 against 15.17 in 2024; short-term debt: 14.7% and cash: 58.8% of total assets), and 14.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 88%, liquidity 90%, profitability 7%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
53 d late
2023
2 d late
2022
31 d late
2021
29 d late
2020
3 d early
2019
40 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€26,854
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 18
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 22-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 25-01-2001
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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