DR.C.A. SOMMELING
ActiveDR.C.A. SOMMELING has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €322k and a net result of €59k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.66 against 9.72 in 2024; short-term debt: 7% and cash: 2.8% of total assets), and 7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93%
Return on assets
16.9%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
20 d late
2023
29 d late
2022
10 d late
2021
32 d early
2020
25 d late
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€322k▲ 22.3%
2024 · €264k
2019: €174k
2020: €145k
2021: €183k
2022: €239k
2023: €295k
2024: €264k
2019 → 2025
Total assets
€347k▲ 13.7%
2024 · €305k
2019: €228k
2020: €199k
2021: €220k
2022: €333k
2023: €359k
2024: €305k
2019 → 2025
Net result
€59k▲ 0.2%
2024 · €59k
2019: €12k
2020: €-28k
2021: €37k
2022: €56k
2023: €56k
2024: €59k
2019 → 2025
Working capital
€186k▼ 17.0%
2024 · €225k
2019: €167k
2020: €139k
2021: €172k
2022: €218k
2023: €269k
2024: €225k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€183k-€239k▲ 30.9%€295k▲ 23.4%€264k▼ 10.6%€322k▲ 22.3%
Operating result€45k-€87k▲ 92.7%€85k▼ 3.0%€89k▲ 4.5%€76k▼ 14.7%
Net result€37k-€56k▲ 51.6%€56k▼ 0.6%€59k▲ 4.7%€59k▲ 0.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€136k▲ 149%
Current assets
€211k▼ 15.8%
Equity and liabilities €347k
Equity
€322k▲ 22.3%
Debt
€24k▼ 41.1%
The debt ratio falls from 13.5% to 7.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€96k▼
2024 · €104k
Cash flow
€79k▲
2024 · €74k
Solvency
93.0%▲
2024 · 86.5%
Current ratio
8.66▼
2024 · 9.72
Quick ratio
8.66▼
2024 · 9.72
Debt / equity
0.08▼
2024 · 0.16
ROE
18.2%▼
2024 · 22.2%
ROA
16.9%▼
2024 · 19.2%
Interest coverage
189.76▲
2024 · 65.21
Debt
€24k▼
2024 · €41k
Debt ≤ 1 year
€24k▼
2024 · €26k
Debt > 1 year
€0▼
2024 · €16k
Income taxes
€27k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€305k€347k▲
Fixed assets21/28€55k€136k▲
Tangible fixed assets22/27€55k€136k▲
Land and buildings22€4k€28k▲
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€45k€38k▼
Other tangible fixed assets26-€61k
Current assets29/58€250k€211k▼
Amounts receivable within one year40/41€11k€50k▲
Trade receivables40€6k€0▼
Other amounts receivable41€4k€50k▲
Current investments50/53€214k€151k▼
Cash at bank and in hand54/58€23k€10k▼
Deferred charges and accrued income490/1€3k€527▼
Equity and liabilities
Total equity and liabilities10/49€305k€347k▲
Equity10/15€264k€322k▲
Reserves13€264k€322k▲
Distributable reserves133€264k€322k▲
Amounts payable17/49€41k€24k▼
Amounts payable after more than one year17€16k€0▼
Financial debts170/4€16k€0▼
Amounts payable within one year42/48€26k€24k▼
Current portion of amounts payable after more than one year42€17k€16k▼
Financial debts43€43€359▲
Credit institutions430/8€43€359▲
Trade debts44€6k€8k▲
Suppliers440/4€6k€8k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€20k▲
Other operating charges640/8€242€620▲
Gross operating margin9900€104k€97k▼
Operating profit (loss)9901€89k€76k▼
Financial income75/76B€484€11k▲
Recurring financial income75€484€11k▲
Financial charges65/66B€2k€506▼
Recurring financial charges65€2k€506▼
Profit (loss) for the period before taxes9903€88k€86k▼
Income taxes67/77€29k€27k▼
Profit (loss) for the period9904€59k€59k▲
Profit (loss) for the period to be appropriated9905€59k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€59k▲
Transfer to equity691/2€59k€59k▲
To contributions691-€59k
To other reserves6921€59k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Highest result since 2019net €59k ▲0.2%
Net result €59k, the highest in the series.
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
30-06
Financial
Equity above €200kEq €239k ▲30.9%
2 profitable years in a row build equity to €239k.
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
30-06
Financial
Equity above €150kEq €183k ▲25.6%
Equity rises from €145k to €183k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
30-06
Financial
Weakest financial yearnet €-28k ▼333%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
01-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmenlaan 859870 ZulteGround area
995 m²
Building footprint
209 m²
Parcel 44081C0608/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
DR.C.A. SOMMELING
since 20012.374.605.629
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081C0608/00H000 | Flanders | 995 m² | 1 · 209 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WANDA
BE 0840.969.313
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OPPIDUM INVEST
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Manu Provyn
BE 0729.683.785
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INFOrce
BE 0811.583.756
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CAWYCO
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 6,441 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2001
Fiscal year end30-06
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.