Dr. Birgit Peenen
ActiveDr. Birgit Peenen has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386k and a net result of €66k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-3
Solvency100▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.77 in 2024; short-term debt: 17.6% and cash: 45.3% of total assets), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.2%
Return on assets
13.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2024
14 d early
2023
34 d early
2022
27 d early
2021
11 d early
2020
52 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€386k▲ 7.5%
2024 · €359k
2018: €26k
2019: €64k
2020: €119k
2021: €188k
2022: €230k
2023: €283k
2024: €359k
2018 → 2025
Total assets
€506k▲ 2.5%
2024 · €493k
2018: €598k
2019: €620k
2020: €566k
2021: €587k
2022: €606k
2023: €449k
2024: €493k
2018 → 2025
Net result
€66k▼ 13.2%
2024 · €76k
2018: €6k
2019: €39k
2020: €56k
2021: €70k
2022: €43k
2023: €54k
2024: €76k
2018 → 2025
Working capital
€158k▲ 9.5%
2024 · €144k
2018: €-334k
2019: €-269k
2020: €-150k
2021: €-70k
2022: €-6k
2023: €43k
2024: €144k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€230k▲ 22.3%€283k▲ 23.1%€359k▲ 26.5%€386k▲ 7.5%
Operating result€104k-€72k▼ 31.2%€88k▲ 22.6%€110k▲ 24.8%€97k▼ 11.4%
Net result€70k-€43k▼ 39.0%€54k▲ 26.3%€76k▲ 40.8%€66k▼ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €506k
Fixed assets
€259k▼ 3.2%
Current assets
€247k▲ 9.3%
Equity and liabilities €506k
Equity
€386k▲ 7.5%
Debt
€120k▼ 11.0%
The debt ratio falls from 27.3% to 23.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€157k▼
2024 · €164k
Cash flow
€126k▼
2024 · €130k
Solvency
76.2%▲
2024 · 72.7%
Current ratio
2.78▲
2024 · 2.77
Quick ratio
2.78▲
2024 · 2.77
Debt / equity
0.31▼
2024 · 0.38
ROE
17.1%▼
2024 · 21.2%
ROA
13.1%▼
2024 · 15.4%
Interest coverage
29.73▼
2024 · 32.08
Debt
€120k▼
2024 · €135k
Debt ≤ 1 year
€89k▲
2024 · €82k
Debt > 1 year
€30k▼
2024 · €51k
Income taxes
€27k▼
2024 · €31k
Staff costs
€73k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€493k€506k▲
Fixed assets21/28€268k€259k▼
Intangible fixed assets21€118k€82k▼
Tangible fixed assets22/27€149k€177k▲
Land and buildings22€146k€130k▼
Plant, machinery and equipment23€891€2k▲
Furniture and vehicles24€3k€46k▲
Current assets29/58€226k€247k▲
Amounts receivable within one year40/41-€4k
Trade receivables40-€200
Other amounts receivable41-€3k
Cash at bank and in hand54/58€212k€229k▲
Deferred charges and accrued income490/1€14k€14k▲
Equity and liabilities
Total equity and liabilities10/49€493k€506k▲
Equity10/15€359k€386k▲
Contributions10/11€20k€20k=
Reserves13€339k€366k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€337k€364k▲
Amounts payable17/49€135k€120k▼
Amounts payable after more than one year17€51k€30k▼
Financial debts170/4€51k€30k▼
Amounts payable within one year42/48€82k€89k▲
Current portion of amounts payable after more than one year42€26k€27k▲
Trade debts44€8k€11k▲
Suppliers440/4€8k€11k▲
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€6k€6k=
Remuneration and social security454/9€5k€12k▲
Other amounts payable47/48€36k€33k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€44k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€60k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€210k€231k▲
Operating profit (loss)9901€110k€97k▼
Financial income75/76B€2k€652▼
Recurring financial income75€2k€652▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€107k€93k▼
Income taxes67/77€31k€27k▼
Profit (loss) for the period9904€76k€66k▼
Profit (loss) for the period to be appropriated9905€76k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€66k▼
Transfer from equity791/2-€38k
Transfer to equity691/2€75k€65k▼
To other reserves6921€75k€65k▼
Profit to be distributed694/7€859€39k▲
Return on contributions (dividend)694€859€39k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €76k ▲40.8%
Operating result €110k, net result €76k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €230k ▲22.3%
5 profitable years in a row build equity to €230k.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €188k ▲58.2%
4 profitable years in a row build equity to €188k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €119k ▲85.9%
3 profitable years in a row build equity to €119k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwelaan 262520 RanstGround area
2,770 m²
Building footprint
251 m²
Volume, LiDAR
2,157 m³
2 parcels, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Dr. Birgit Peenen
since 20182.273.875.186
Van Strydoncklaan 8, 2160 Wommelgem
since 20242.353.590.182
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052A0171/00X000 | Flanders | 2,292 m² | 1 · 147 m² | 13.6 m · 3 fl. |
| 11031A0467/00S000 | Flanders | 478 m² | 1 · 104 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,454 companies in sector 86995 we hold annual accounts for 885. 553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2018
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.