Dr Benoit Morelle
ActiveThe computed 12-month bankruptcy probability of Dr Benoit Morelle is 2.8% (moderate). The 2025 annual accounts show equity of €22k and a net result of €91k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency17▼-83
Growth78=
Stability94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.78 against 13.99 in 2024), and 84.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.6%
Return on assets
64.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
9 d early
2023
12 d early
2022
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▼ 82.3%
2024 · €125k
2022: €7k
2023: €55k
2024: €125k
2022 → 2025
Total assets
€142k▼ 3.2%
2024 · €146k
2022: €41k
2023: €97k
2024: €146k
2022 → 2025
Net result
€91k▲ 31.1%
2024 · €70k
2022: €5k
2023: €48k
2024: €70k
2022 → 2025
Working capital
€-24k
2024 · €102k
2022: €-11k
2023: €34k
2024: €102k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€7k-€55k▲ 711%€125k▲ 127%€22k▼ 82.3%
Operating result€7k-€61k▲ 803%€86k▲ 41.7%€117k▲ 35.9%
Net result€5k-€48k▲ 813%€70k▲ 44.5%€91k▲ 31.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 36% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €142k
Fixed assets
€56k▲ 53.3%
Current assets
€85k▼ 22.2%
Equity and liabilities €142k
Equity
€22k▼ 82.3%
Debt
€120k▲ 455%
The debt ratio rises from 14.7% to 84.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€120k▲
2024 · €98k
Cash flow
€94k▲
2024 · €82k
Solvency
15.6%▼
2024 · 85.3%
Current ratio
0.78▼
2024 · 13.99
Quick ratio
0.78▼
2024 · 13.99
Debt / equity
5.42▲
2024 · 0.17
ROE
414.5%▲
2024 · 55.9%
ROA
64.5%▲
2024 · 47.7%
Interest coverage
592.00▲
2024 · 59.33
Debt
€120k▲
2024 · €22k
Debt ≤ 1 year
€109k▲
2024 · €8k
Debt > 1 year
€11k▼
2024 · €14k
Income taxes
€26k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€142k▼
Fixed assets21/28€37k€56k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€35k€45k▲
Land and buildings22€21k€20k▼
Plant, machinery and equipment23€9k€13k▲
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26-€7k
Financial fixed assets28-€10k
Current assets29/58€109k€85k▼
Amounts receivable within one year40/41€87k€13k▼
Other amounts receivable41€87k€13k▼
Cash at bank and in hand54/58€21k€66k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€146k€142k▼
Equity10/15€125k€22k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€123k€21k▼
Amounts payable17/49€22k€120k▲
Amounts payable after more than one year17€14k€11k▼
Financial debts170/4€14k€11k▼
Amounts payable within one year42/48€8k€109k▲
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€3k€46k▲
Taxes450/3€3k€46k▲
Other amounts payable47/48-€59k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€2k▼
Other operating charges640/8€416€220▼
Gross operating margin9900€99k€120k▲
Operating profit (loss)9901€86k€117k▲
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€2k€202▼
Recurring financial charges65€2k€202▼
Profit (loss) for the period before taxes9903€88k€117k▲
Income taxes67/77€18k€26k▲
Profit (loss) for the period9904€70k€91k▲
Profit (loss) for the period to be appropriated9905€70k€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€123k€215k▲
Profit (loss) brought forward from the previous period14P€54k€123k▲
Profit to be distributed694/7-€194k
Return on contributions (dividend)694-€194k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €91k ▲31.1%
Operating result €117k, net result €91k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 8current ratio 13.99
Current ratio from 1.82 to 13.99; short-term debt falls from €42k to €8k.
31-12
Financial
Equity above €100kEq €125k ▲127%
3 profitable years in a row build equity to €125k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.82
Current ratio from 0.67 to 1.82.
25-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Fabry 264000 LiègeGround area
224 m²
Building footprint
50 m²
Volume, LiDAR
669 m³
Parcel 62805B0309/00W002, Wallonia · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Dr Benoit Morelle
since 20222.337.158.877
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62805B0309/00W002 | Wallonia | 224 m² | 1 · 50 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2022
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.