DR. BENNASSER FARID
ActiveSummary
DR. BENNASSER FARID has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €549k and a net result of €4k. Equity is growing by ~4.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 10.79; short-term debt: 5.3% and cash: 2.3% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
0.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
11 d early
2023
1 d early
2022
2 d early
2021
3 d late
2020
1 d early
2019
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€549k▼ 21.4%
2024 · €699k
2018: €393k
2019: €544k
2020: €657k
2021: €858k
2022: €816k
2023: €744k
2024: €699k
2018 → 2025
Total assets
€585k▼ 17.3%
2024 · €708k
2018: €784k
2019: €933k
2020: €889k
2021: €1.06M
2022: €837k
2023: €750k
2024: €708k
2018 → 2025
Net result
€4k
2024 · €-1k
2018: €68k
2019: €177k
2020: €149k
2021: €223k
2022: €15k
2023: €-26k
2024: €-1k
2018 → 2025
Working capital
€302k▼ 32.2%
2024 · €446k
2018: €162k
2019: €297k
2020: €264k
2021: €484k
2022: €472k
2023: €443k
2024: €446k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€858k-€816k▼ 4.9%€744k▼ 8.8%€699k▼ 6.1%€549k▼ 21.4%
Operating result€306k-€18k▼ 94.2%€-38k€-19k▲ 49.0%€-9k▲ 52.5%
Net result€223k-€15k▼ 93.4%€-26k€-1k▲ 95.2%€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €585k
Fixed assets
€252k ▼ 3.6%
Current assets
€333k ▼ 25.3%
Equity and liabilities €585k
Equity
€549k ▼ 21.4%
Provisions
€5k ▼ 9.1%
Debt
€31k ▲ 811%
Debt's share of the balance-sheet total rises from 0.5% to 5.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €24k
Cash flow
€47k▲
2024 · €42k
Current ratio
10.79
Debt to equity
0.06▲
2024 · 0.00
ROE
0.7%▲
2024 · -0.2%
ROA
0.6%▲
2024 · -0.2%
Interest coverage
232.26▲
2024 · 157.90
Debt ≤ 1 year
€31k▲
2024 · €333
Income taxes
€490▲
2024 · €-39
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€708k€585k▼
Fixed assets21/28€262k€252k▼
Tangible fixed assets22/27€261k€252k▼
Land and buildings22€248k€243k▼
Plant, machinery and equipment23€13k€9k▼
Financial fixed assets28€310€310=
Current assets29/58€446k€333k▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€279k€169k▼
Trade receivables40-€3k
Other amounts receivable41€279k€166k▼
Cash at bank and in hand54/58€17k€13k▼
Deferred charges and accrued income490/1€800€830▲
Equity and liabilities
Total equity and liabilities10/49€708k€585k▼
Equity10/15€699k€549k▼
Contributions10/11€6k€6k=
Reserves13€561k€412k▼
Tax-exempt reserves132€57k€56k▼
Distributable reserves133€504k€356k▼
Profit (loss) carried forward14€131k€131k=
Provisions and deferred taxes16€6k€5k▼
Deferred taxes168€6k€5k▼
Amounts payable17/49€3k€31k▲
Amounts payable within one year42/48€333€31k▲
Trade debts44€333€2k▲
Suppliers440/4€333€2k▲
Taxes, remuneration and social security45-€490
Taxes450/3-€490
Other amounts payable47/48-€29k
Accrued charges and deferred income492/3€3k€400▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€29k€39k▲
Operating profit (loss)9901€-19k€-9k▲
Financial income75/76B€18k€13k▼
Recurring financial income75€18k€13k▼
Financial charges65/66B€155€148▼
Recurring financial charges65€155€148▼
Profit (loss) for the period before taxes9903€-2k€4k▲
Transfer from deferred taxes780€502€502=
Income taxes67/77€-39€490▲
Profit (loss) for the period9904€-1k€4k▲
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€135€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€133k€136k▲
Profit (loss) brought forward from the previous period14P€133k€131k▼
Transfer from equity791/2€41k€153k▲
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7€42k€153k▲
Return on contributions (dividend)694€42k€153k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
19-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity times 6current ratio 1338.36
Current ratio from 230.92 to 1338.36; short-term debt falls from €2k to €333.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-26k ▼273%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity times 7current ratio 230.92
Current ratio from 33.05 to 230.92; short-term debt falls from €15k to €2k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 6current ratio 33.05
Current ratio from 5.49 to 33.05; short-term debt falls from €108k to €15k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
30-09
Financial
Highest result since 2018net €223k ▲50%
Operating result €306k, net result €223k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Equity above €500kEq €544k ▲38.2%
2 profitable years in a row build equity to €544k.
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voldersstraat 372800 MechelenGround area
699 m²
Building footprint
177 m²
Volume, LiDAR
1,380 m³
Parcel 12402C0307/00V002, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Voldersstraat 37, 2800 Mechelen
since 20052.232.055.221
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402C0307/00V002 | Flanders | 699 m² | 1 · 177 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500H66PEZEBCFJP44
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2005
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.