DR BEN DE BECKER
ActiveSummary
DR BEN DE BECKER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €220k and a net result of €116k. Equity is growing by ~47.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency82▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 3.42 in 2024; short-term debt: 35.4% and cash: 4.8% of total assets), and 42.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.3%
Return on assets
30.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
12 d late
2022
3 d early
2021
2 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€339k
EBIT margin
21.7%
Net result
€116k▲ 15.3%
2024 · €101k
2018: €65k
2019: €100k▲ +52.8% vs 2018
2020: €56k▼ -44.0% vs 2019
2021: €73k▲ +30.1% vs 2020
2022: €59k▼ -19.1% vs 2021
2023: €55k▼ -6.0% vs 2022lowest in 8 years
2024: €101k▲ +82.5% vs 2023
2025: €116k▲ +15.3% vs 2024highest in 8 years
2018 → 2025
Working capital
€167k▲ 3.3%
2024 · €162k
2018: €-25klowest in 8 years
2019: €-24k▲ +3.4% vs 2018
2020: €4k▲ +115% vs 2019
2021: €37k▲ +926% vs 2020
2022: €61k▲ +62.9% vs 2021
2023: €89k▲ +47.3% vs 2022
2024: €162k▲ +81.1% vs 2023
2025: €167k▲ +3.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€107k▲ 27.0%€133k▲ 23.6%€197k▲ 48.1%€220k▲ 12.2%
2021: €85klowest in 5 years
2022: €107k▲ +27.0% vs 2021
2023: €133k▲ +23.6% vs 2022
2024: €197k▲ +48.1% vs 2023
2025: €220k▲ +12.2% vs 2024highest in 5 years
Operating result€99k-€80k▼ 19.4%€75k▼ 6.2%€141k▲ 88.5%€168k▲ 18.9%
2021: €99k
2022: €80k▼ -19.4% vs 2021
2023: €75k▼ -6.2% vs 2022lowest in 5 years
2024: €141k▲ +88.5% vs 2023
2025: €168k▲ +18.9% vs 2024highest in 5 years
Net result€73k-€59k▼ 19.1%€55k▼ 6.0%€101k▲ 82.5%€116k▲ 15.3%
2021: €73k
2022: €59k▼ -19.1% vs 2021
2023: €55k▼ -6.0% vs 2022lowest in 5 years
2024: €101k▲ +82.5% vs 2023
2025: €116k▲ +15.3% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€81k ▲ 111%
Current assets
€304k ▲ 32.7%
Equity and liabilities €385k
Equity
€220k ▲ 12.2%
Debt
€164k ▲ 132%
Debt's share of the balance-sheet total rises from 26.5% to 42.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€192k▲
2024 · €157k
Cash flow
€141k▲
2024 · €117k
Current ratio
2.23▼
2024 · 3.42
Debt to equity
0.75▲
2024 · 0.36
ROE
52.8%▲
2024 · 51.4%
ROA
30.3%▼
2024 · 37.8%
Interest coverage
70.40▲
2024 · 54.63
Debt ≤ 1 year
€136k▲
2024 · €67k
Debt > 1 year
€24k▲
2024 · €0
Income taxes
€51k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€267k€385k▲
Fixed assets21/28€39k€81k▲
Tangible fixed assets22/27€38k€80k▲
Land and buildings22€12k€12k=
Plant, machinery and equipment23€811€235▼
Furniture and vehicles24€20k€64k▲
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€1k€1k=
Current assets29/58€229k€304k▲
Amounts receivable within one year40/41€11k€5k▼
Trade receivables40€0-
Other amounts receivable41€11k€5k▼
Current investments50/53€160k€231k▲
Cash at bank and in hand54/58€14k€19k▲
Deferred charges and accrued income490/1€44k€48k▲
Equity and liabilities
Total equity and liabilities10/49€267k€385k▲
Equity10/15€197k€220k▲
Contributions10/11€12k€12k=
Reserves13€184k€208k▲
Non-distributable reserves130/1€0-
Other1319€0-
Tax-exempt reserves132€576€576=
Distributable reserves133€184k€207k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€71k€164k▲
Amounts payable after more than one year17€0€24k▲
Financial debts170/4€0€24k▲
Amounts payable within one year42/48€67k€136k▲
Current portion of amounts payable after more than one year42€6k€10k▲
Financial debts43€8k€8k▲
Credit institutions430/8€8k€8k▲
Trade debts44€2k€834▼
Suppliers440/4€2k€834▼
Taxes, remuneration and social security45€14k€25k▲
Taxes450/3€14k€25k▲
Other amounts payable47/48€37k€93k▲
Accrued charges and deferred income492/3€4k€4k=
Income statement
Code20242025
Non-recurring operating income76A-€22k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€24k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€159k€194k▲
Operating profit (loss)9901€141k€168k▲
Financial income75/76B€757€2k▲
Recurring financial income75€757€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€139k€167k▲
Income taxes67/77€38k€51k▲
Profit (loss) for the period9904€101k€116k▲
Profit (loss) for the period to be appropriated9905€101k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€116k▲
Transfer from equity791/2-€93k
Transfer to equity691/2€64k€116k▲
To other reserves6921€64k€116k▲
Profit to be distributed694/7€37k€93k▲
Return on contributions (dividend)694€37k€93k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €9k | - | - | - | €22k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26k | €16k | €18k | €16k | €24k | ▲ 51.6% |
| Other operating charges640/8 | €1k | €2k | €2k | €2k | €1k | ▼ 30.8% |
| Gross operating margin9900 | €126k | €97k | €94k | €159k | €194k | ▲ 21.6% |
| Operating profit (loss)9901 | €99k | €80k | €75k | €141k | €168k | ▲ 18.9% |
| Financial income75/76B | €25 | €0 | €450 | €757 | €2k | ▲ 158% |
| Recurring financial income75 | €25 | €0 | €450 | €757 | €2k | ▲ 158% |
| Financial charges65/66B | €2k | €2k | €1k | €3k | €3k | ▼ 5.2% |
| Recurring financial charges65 | €2k | €2k | €1k | €3k | €3k | ▼ 5.2% |
| Profit (loss) for the period before taxes9903 | €97k | €78k | €74k | €139k | €167k | ▲ 20.1% |
| Income taxes67/77 | €25k | €19k | €19k | €38k | €51k | ▲ 32.8% |
| Profit (loss) for the period9904 | €73k | €59k | €55k | €101k | €116k | ▲ 15.3% |
| Profit (loss) for the period to be appropriated9905 | €73k | €59k | €55k | €101k | €116k | ▲ 15.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €193k | €230k | €231k | €267k | €385k | ▲ 43.9% |
| Fixed assets21/28 | €79k | €66k | €55k | €39k | €81k | ▲ 111% |
| Tangible fixed assets22/27 | €78k | €65k | €54k | €38k | €80k | ▲ 113% |
| Land and buildings22 | €12k | €12k | €12k | €12k | €12k | = |
| Plant, machinery and equipment23 | €3k | €3k | €2k | €811 | €235 | ▼ 71.0% |
| Furniture and vehicles24 | €57k | €43k | €33k | €20k | €64k | ▲ 227% |
| Other tangible fixed assets26 | €5k | €6k | €6k | €5k | €4k | ▼ 21.6% |
| Financial fixed assets28 | €1k | €1k | €1k | €1k | €1k | = |
| Current assets29/58 | €114k | €165k | €176k | €229k | €304k | ▲ 32.7% |
| Amounts receivable within one year40/41 | €7k | €10k | €61k | €11k | €5k | ▼ 48.5% |
| Trade receivables40 | - | - | €51k | €0 | - | - |
| Other amounts receivable41 | €7k | €10k | €10k | €11k | €5k | ▼ 48.5% |
| Current investments50/53 | €67k | €100k | €81k | €160k | €231k | ▲ 44.1% |
| Cash at bank and in hand54/58 | €10k | €2k | €9k | €14k | €19k | ▲ 36.8% |
| Deferred charges and accrued income490/1 | €30k | €53k | €25k | €44k | €48k | ▲ 9.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €193k | €230k | €231k | €267k | €385k | ▲ 43.9% |
| Equity10/15 | €85k | €107k | €133k | €197k | €220k | ▲ 12.2% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €72k | €95k | €120k | €184k | €208k | ▲ 13.0% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Other1319 | - | - | €2k | €0 | - | - |
| Tax-exempt reserves132 | €576 | €576 | €576 | €576 | €576 | = |
| Distributable reserves133 | €70k | €93k | €118k | €184k | €207k | ▲ 13.0% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €108k | €123k | €98k | €71k | €164k | ▲ 132% |
| Amounts payable after more than one year17 | €31k | €19k | €6k | €0 | €24k | - |
| Financial debts170/4 | €31k | €19k | €6k | €0 | €24k | - |
| Amounts payable within one year42/48 | €77k | €104k | €87k | €67k | €136k | ▲ 104% |
| Current portion of amounts payable after more than one year42 | €17k | €12k | €13k | €6k | €10k | ▲ 53.3% |
| Financial debts43 | €9k | €8k | €8k | €8k | €8k | ▲ 0.2% |
| Credit institutions430/8 | €9k | €8k | €8k | €8k | €8k | ▲ 0.2% |
| Trade debts44 | €21k | €48k | €36k | €2k | €834 | ▼ 45.6% |
| Suppliers440/4 | €21k | €48k | €36k | €2k | €834 | ▼ 45.6% |
| Taxes, remuneration and social security45 | - | - | €0 | €14k | €25k | ▲ 81.3% |
| Taxes450/3 | - | - | €0 | €14k | €25k | ▲ 81.3% |
| Other amounts payable47/48 | €30k | €36k | €30k | €37k | €93k | ▲ 149% |
| Accrued charges and deferred income492/3 | - | - | €5k | €4k | €4k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €73k | €59k | €55k | €101k | €116k | ▲ 15.3% |
| + Depreciation and write-downs630 | €26k | €16k | €18k | €16k | €24k | ▲ 51.6% |
| Operating cash flow (approximation) | €98k | €75k | €73k | €117k | €141k | ▲ 20.3% |
| Investment in fixed assets (approximation) | - | €-3k | €-7k | €0 | €-67k | - |
| Change in cash | - | €-8k | €6k | €5k | €5k | ▲ 6.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €116k ▲15.3%
Operating result €168k, net result €116k, both a record.
31-12
Financial
Equity above €200kEq €220k ▲12.2%
8 profitable years in a row build equity to €220k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €197k ▲48.1%
7 profitable years in a row build equity to €197k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €55k ▼6%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲27%
5 profitable years in a row build equity to €107k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 19 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2009
Ground area
2,139 m²
Building footprint
368 m²
Volume, LiDAR
1,546 m³
2 parcels, Flanders · tallest building 22.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dr Ben De Becker
since 20092.182.467.039
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037A0285/00G002 | Flanders | 1,089 m² | 1 · 195 m² | - |
| 11812M0140/00X004 | Flanders | 1,050 m² | 1 · 173 m² | 22.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,625 companies in sector 86220 we hold annual accounts for 7,979. 6,662 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2009
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
66290Activities auxiliary to financial services and insurance activities
86995Nutrition and dietetics services
Scores and ratios are computed by Checked and are not a credit decision.