Dr BART NONNEMAN
ActiveDr BART NONNEMAN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.55M and a net result of €148k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 12.39 against 65.41 in 2024; short-term debt: 5.5% and cash: 31.1% of total assets), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
8.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d early
2023
20 d early
2022
4 d early
2021
9 d early
2020
3 d early
2019
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.55M▼ 2.0%
2024 · €1.58M
2018: €1.17M
2019: €1.24M
2020: €1.33M
2021: €1.43M
2022: €1.50M
2023: €1.45M
2024: €1.58M
2018 → 2025
Total assets
€1.72M▲ 7.7%
2024 · €1.60M
2018: €1.63M
2019: €1.54M
2020: €1.47M
2021: €1.50M
2022: €1.55M
2023: €1.47M
2024: €1.60M
2018 → 2025
Net result
€148k▲ 12.3%
2024 · €132k
2018: €168k
2019: €136k
2020: €89k
2021: €105k
2022: €68k
2023: €135k
2024: €132k
2018 → 2025
Working capital
€1.07M▲ 9.8%
2024 · €974k
2018: €518k
2019: €551k
2020: €618k
2021: €703k
2022: €809k
2023: €791k
2024: €974k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.43M-€1.50M▲ 4.7%€1.45M▼ 3.0%€1.58M▲ 9.1%€1.55M▼ 2.0%
Operating result€155k-€159k▲ 2.1%€201k▲ 26.5%€190k▼ 5.5%€212k▲ 11.8%
Net result€105k-€68k▼ 35.4%€135k▲ 99.5%€132k▼ 2.3%€148k▲ 12.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.72M
Fixed assets
€559k▼ 8.3%
Current assets
€1.16M▲ 17.6%
Equity and liabilities €1.72M
Equity
€1.55M▼ 2.0%
Debt
€171k▲ 1,029%
The debt ratio rises from 0.9% to 9.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€263k▲
2024 · €241k
Cash flow
€199k▲
2024 · €183k
Solvency
90.1%▼
2024 · 99.1%
Current ratio
12.39▼
2024 · 65.41
Quick ratio
12.39▼
2024 · 65.41
Debt / equity
0.11▲
2024 · 0.01
ROE
9.5%▲
2024 · 8.3%
ROA
8.6%▲
2024 · 8.2%
Interest coverage
63.76▼
2024 · 65.54
Debt
€171k▲
2024 · €15k
Debt ≤ 1 year
€94k▲
2024 · €15k
Debt > 1 year
€77k
Income taxes
€66k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.60M€1.72M▲
Fixed assets21/28€610k€559k▼
Tangible fixed assets22/27€609k€558k▼
Land and buildings22€609k€558k▼
Financial fixed assets28€500€500=
Current assets29/58€989k€1.16M▲
Amounts receivable after more than one year29€573k-
Trade receivables290€571k-
Other amounts receivable291€2k-
Amounts receivable within one year40/41-€628k
Trade receivables40-€628k
Current investments50/53€135k-
Cash at bank and in hand54/58€274k€535k▲
Deferred charges and accrued income490/1€7k-
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.72M▲
Equity10/15€1.58M€1.55M▼
Contributions10/11€19k€19k=
Reserves13€1.09M€1.06M▼
Non-distributable reserves130/1€19k€19k=
Reserves not available under the articles1311€19k€19k=
Distributable reserves133€1.07M€1.04M▼
Profit (loss) carried forward14€477k€477k=
Amounts payable17/49€15k€171k▲
Amounts payable after more than one year17-€77k
Financial debts170/4-€77k
Amounts payable within one year42/48€15k€94k▲
Current portion of amounts payable after more than one year42-€63k
Trade debts44€4k€11k▲
Suppliers440/4€4k€11k▲
Taxes, remuneration and social security45€11k€20k▲
Taxes450/3€11k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k=
Other operating charges640/8€3k€13k▲
Gross operating margin9900€244k€276k▲
Operating profit (loss)9901€190k€212k▲
Financial income75/76B€2k€5k▲
Recurring financial income75€2k€5k▲
Non-recurring financial income76B€2k-
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€188k€213k▲
Income taxes67/77€56k€66k▲
Profit (loss) for the period9904€132k€148k▲
Profit (loss) for the period to be appropriated9905€132k€148k▲
Appropriation of the result
Profit (loss) to be appropriated9906€609k€625k▲
Profit (loss) brought forward from the previous period14P€477k€477k=
Transfer to equity691/2€132k€148k▲
To other reserves6921€132k€148k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 43.15
Current ratio from 15.35 to 43.15; short-term debt falls from €56k to €19k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €68k ▼35.4%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 9 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Daal(DE) 89450 HaaltertGround area
2,135 m²
Building footprint
255 m²
Volume, LiDAR
1,514 m³
Parcel 41010A0250/00W000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dr Bart Nonneman
since 20042.183.997.956
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41010A0250/00W000 | Flanders | 2,135 m² | 1 · 255 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 105 companies in sector 86109 we hold annual accounts for 83. 54 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2004
Fiscal year end31-12
Activities, NACEBEL
86109Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.