Skip to content

Dr. Barbara Verstraete

Active
Private limited companyfounded 2024active for 2 yearsTitecastraat 82, 8200 Brugge, BelgiumKBO/BCE: BE 1012.490.849
Summary

Dr. Barbara Verstraete has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35,862 and a net result of €34,862. The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
“De beoefening van de huisartsgeneeskunde en algemene geneeskunde door de artsen-aandeelhouder(s),in naam en voor…” (deed in Dutch)
From the articles, 7 activitiesNo NACE code in the KBO yet1 site
Size
€48,289total assets 2024
Equity
€35,862
Profit
€34,862
Turnover not published (micro format)
Financial health
72 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts filed 71 days late
Why 72raises riskLatest accounts 74 days late; 2 of the last 3 lateFounded in 2024lowers riskLiquidity: current ratio 4.14, cash €84,788Size: total assets €112,250Show the evidence

Checked score

Score 2024
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 87% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 99
equity 74.3% of total assets
Liquidity 82
short-term debt 25.7% · cash 33.3%
Profitability 100
return on assets 72.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 09-2025: 2.4% 10-2025: 2.5%▲ +0.1 percentage points vs 09-2025 11-2025: 1.5%▼ -1.0 percentage point vs 10-2025 12-2025: 1.6%▲ +0.1 percentage points vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.9 percentage points vs 07-2026 09-2026: 3.5%▲ +0.9 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -2.9 percentage points vs 09-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.89, above the usual 1.5; short-term debt: 25.7% and cash: 33.3% of total assets), and 25.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 82% on liquidity, 90% on profitability and 95% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.14, cash €84,788
NBB · annual accounts
raises risk · Latest accounts 74 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €112,250
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
71 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 71 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. IncorporationAppointment: Barbara Verstraete (director) ·…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 71 days View
  • Total assets 2024first financial year filed €48,289 View
  • Active since 2024founded 14-08-2024 2 years View

By topic

Financials

Financial year
2024
Total assets
€48,289
Profit
€34,862
Solvency
74.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
14-08-2024
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
41
Purpose
“De beoefening van de huisartsgeneeskunde en algemene geneeskunde door de…” (deed in Dutch)
Statutory auditor
No statutory auditor
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.