DR. BAENS RUTH

Active

Private limited companyfounded 2018active for 8 yearsKromme Kamp 28, 3680 Maaseik, BelgiumKBO/BCE: BE 0698.614.190

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

DR. BAENS RUTH has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,141 and a net result of €91,773. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 10% of 20,659 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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DR. BAENS RUTHActiveChecked score 91/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 19-06-2018 Normal situation
Legal form: Private limited company
Registered office: Kromme Kamp 28, 3680 Maaseik
Activity: General medical practice NACE 86210
Establishment unit: 2.277.574.252 3680 Maaseik, since 19-06-2018
Financial year end: 31 December
Peppol: Reachable since 03-11-2025

Company details

Who decides

Board

BAENS RuthDirector · since 19-06-2018

Holdings: Shares in 1 company INVERZO - HUISARTSENSAMENWERKINGSVERBAND

Board & ownership

How it is doing

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Annual accounts 2025

Gross margin: €126,098; ▲ 24.4%
Turnover: ≈ €230,000; estimated
Profit: €91,773; ▲ 27.9%
Equity: €7,141; ▼ 93.8%
Total assets: €163,888; ▼ 35.0%

2025 accounts 27 days early

Filed on 04-07-2026at the National Bank

Financials

Why 91raises riskEquity €7,141 (4.4% of total assets)lowers riskSector: Human health activities (NACE 86)Size: total assets €163,888Liquidity: current ratio 1.00, cash €62,534, halvedShow the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 29% of its sector peers (NACE 86, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 29-41

equity 4.4% of total assets

Liquidity 50-28

short-term debt 85.7% · cash 38.2%

Profitability 100=

return on assets 56.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,155 companies, NACE 86, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: 0.1%▲ +0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 1.0, compared with 1.95 in 2024, below 1; short-term debt: 85.7% and cash: 38.2% of total assets), and 95.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 10% on solvency, 23% on liquidity, 80% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Human health activities (NACE 86)

KBO

Size: total assets €163,888

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €7,141 (4.4% of total assets)

NBB · annual accounts

Liquidity: current ratio 1.00, cash €62,534, halved

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 20659 sector peers (2025).

NBB · sector comparison

Position among 20659 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

27 days early

2024

30 days early

2023

19 days early

2022

3 days early

2021

8 days early

2020

2 days early

2019

56 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Equity fell in 2025from €114,367 to €7,141 ▼ 93.8% View
Caution: Among the weakest 10% on solvencysector median 63.0% · 20,659 companies 4.4% View
Positive: 8 profitable years in a rowprofit 2025: €91,773 8 years View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Documents

Key facts about DR. BAENS RUTH

What is the company number of DR. BAENS RUTH?: 0698.614.190. In Belgium the VAT number is the company number with BE in front: BE 0698.614.190.
Where is DR. BAENS RUTH based?: The registered office is at Kromme Kamp 28, 3680 Maaseik.Company details
What does DR. BAENS RUTH do?: According to the KBO register, the main activity is general medical practice (NACE 86210).
What is the legal form of DR. BAENS RUTH?: Private limited company (BV).
When was DR. BAENS RUTH founded?: On 19-06-2018.
Is DR. BAENS RUTH still active?: Yes, DR. BAENS RUTH is an active enterprise in the KBO register.
What is the turnover of DR. BAENS RUTH?: ≈ €230,000 in financial year 2025. Estimated from the gross margin of €126,098: probably between €180,000 and €280,000, based on 30 comparable companies, NACE 86210.Financials
Is DR. BAENS RUTH profitable?: In financial year 2025, DR. BAENS RUTH made a profit of €91,773.
Where can I find the annual accounts of DR. BAENS RUTH?: DR. BAENS RUTH filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of DR. BAENS RUTH due?: By 31-07-2027, for financial year 2026.Timeline