DR. B. DOLFIJN
ActiveSummary
DR. B. DOLFIJN has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.61M and a net result of €471k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 72% of 2331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.04 in 2024; short-term debt: 18.1% and cash: 2.9% of total assets), and 18.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.9%
Return on assets
14.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
50 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
59 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.61M▲ 10.7%
2024 · €2.35M
2018: €875k
2019: €1.03M
2020: €1.20M
2021: €1.49M
2022: €1.86M
2023: €2.21M
2024: €2.35M
2018 → 2025
Total assets
€3.19M▲ 6.3%
2024 · €3.00M
2018: €2.80M
2019: €2.75M
2020: €2.68M
2021: €2.63M
2022: €2.89M
2023: €3.17M
2024: €3.00M
2018 → 2025
Net result
€471k▼ 7.2%
2024 · €508k
2018: €233k
2019: €150k
2020: €177k
2021: €285k
2022: €374k
2023: €348k
2024: €508k
2018 → 2025
Working capital
€-45k
2024 · €20k
2018: €-812k
2019: €-793k
2020: €-757k
2021: €-507k
2022: €-429k
2023: €108k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.49M-€1.86M▲ 25.1%€2.21M▲ 18.7%€2.35M▲ 6.5%€2.61M▲ 10.7%
Operating result€433k-€560k▲ 29.3%€517k▼ 7.7%€757k▲ 46.4%€707k▼ 6.7%
Net result€285k-€374k▲ 31.1%€348k▼ 6.8%€508k▲ 45.8%€471k▼ 7.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.19M
Fixed assets
€2.65M ▲ 6.4%
Current assets
€533k ▲ 5.8%
Equity and liabilities €3.19M
Equity
€2.61M ▲ 10.7%
Debt
€578k ▼ 10.0%
Debt's share of the balance-sheet total falls from 21.4% to 18.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€845k▼
2024 · €865k
Cash flow
€609k▼
2024 · €616k
Current ratio
0.92▼
2024 · 1.04
Debt to equity
0.22▼
2024 · 0.27
ROE
18.1%▼
2024 · 21.6%
ROA
14.8%▼
2024 · 16.9%
Interest coverage
51.67▲
2024 · 32.11
Debt ≤ 1 year
€578k▲
2024 · €484k
Income taxes
€223k▼
2024 · €232k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.00M€3.19M▲
Fixed assets21/28€2.49M€2.65M▲
Tangible fixed assets22/27€1.82M€1.98M▲
Land and buildings22€1.45M€1.64M▲
Plant, machinery and equipment23€28k€27k▼
Furniture and vehicles24€110k€72k▼
Other tangible fixed assets26€229k€239k▲
Financial fixed assets28€675k€675k=
Current assets29/58€504k€533k▲
Amounts receivable within one year40/41€123k€86k▼
Other amounts receivable41€123k€86k▼
Current investments50/53€62€66▲
Cash at bank and in hand54/58€38k€91k▲
Deferred charges and accrued income490/1€342k€356k▲
Equity and liabilities
Total equity and liabilities10/49€3.00M€3.19M▲
Equity10/15€2.35M€2.61M▲
Contributions10/11€12k€12k=
Reserves13€2.34M€2.59M▲
Distributable reserves133€2.34M€2.59M▲
Amounts payable17/49€642k€578k▼
Amounts payable after more than one year17€159k-
Financial debts170/4€159k-
Amounts payable within one year42/48€484k€578k▲
Current portion of amounts payable after more than one year42€264k€280k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€7k€19k▲
Suppliers440/4€7k€19k▲
Taxes, remuneration and social security45€173k€180k▲
Taxes450/3€173k€180k▲
Remuneration and social security454/9€780-
Other amounts payable47/48€36k€99k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€138k▲
Other operating charges640/8€6k€13k▲
Gross operating margin9900€871k€858k▼
Operating profit (loss)9901€757k€707k▼
Financial income75/76B€10k€4k▼
Recurring financial income75€10k€4k▼
Financial charges65/66B€27k€16k▼
Recurring financial charges65€27k€16k▼
Profit (loss) for the period before taxes9903€740k€694k▼
Income taxes67/77€232k€223k▼
Profit (loss) for the period9904€508k€471k▼
Profit (loss) for the period to be appropriated9905€508k€471k▼
Appropriation of the result
Profit (loss) to be appropriated9906€508k€471k▼
Transfer from equity791/2€364k€219k▼
Transfer to equity691/2€508k€471k▼
To other reserves6921€508k€471k▼
Profit to be distributed694/7€364k€219k▼
Return on contributions (dividend)694€364k€219k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 50 days late
2024
31-12
Financial
Highest result since 2018net €508k ▲45.8%
Operating result €757k, net result €508k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.51 to 1.19; short-term debt falls from €870k to €575k.
31-12
Financial
Equity above €2MEq €2.21M ▲18.7%
6 profitable years in a row build equity to €2.21M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €150k ▼35.5%
Net result drops to €150k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.03M ▲17.4%
2 profitable years in a row build equity to €1.03M.
Show earlier events
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herendaliapad 22200 HerentalsGround area
1,350 m²
Building footprint
290 m²
Volume, LiDAR
1,572 m³
Parcel 13302C0320/00V000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DR. B. DOLFIJN
since 19972.174.901.534
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0320/00V000 | Flanders | 1,350 m² | 1 · 290 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 4,016 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-1997
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.